01/23/2026
NACA is NOT a shortcut. It’s a strategy.
This transaction stretched everyone involved, especially my Buyer.
Paperwork. Accountability. Patience. Rinse. Repeat.
Before NACA approval, buyers must
✔️ Show consistent income
✔️ Clean up spending habits
✔️ Stay responsive and organized
✔️ Trust the process even when it feels slow
It’s work. Real work.
But the reward? Below-market rates, no down payment, no closing costs, NO PMI, no Fees, no credit score, and a path to ownership that changes family trees.
This is why representation matters. You don’t just need access to programs. You need a Realtor who understands them, explains them, and stays in the trenches with you until keys are in hand.
If you’re serious about homeownership and willing to do the work, I’m your Realtor. Let’s build the plan and walk it all the way through.
📲 DM me “NACA” or “BUY” to get started
Precious Heyliger
DRE:02069841
eXp Realty of California Inc.
The Davis Team