02/27/2026
Is now a good time to buy in your city? Let’s talk about it
Cash Needed to Close: Instead of just asking about price, I start with how much cash you actually need to buy — down payment, closing costs, and reserves. That number changes depending on the city and loan options.
Rent vs. Buy Math: I also compare what you’d pay in rent versus buying. If your rent in your city is already close to a mortgage payment, that’s when buying starts making sense! Even if prices haven’t dropped.
Inventory & Competition: How many homes are available and how many buyers you’re competing with. This changes block by block.
If you want to know if buying makes sense in your specific area, DM me your city or neighborhood and I’ll run the numbers for you!
