Jon Nass Realtor

Jon Nass Realtor I would love to help anyone sell or buy a home. Sandpoint is my home and would love to make it yours

Its TIME to SPRING Forward!
03/10/2024

Its TIME to SPRING Forward!

MLK Fireworks Rescheduled Saturday March 2nd @ 6pmSchweitzer Ski ResortDue to cold temperatures and wind over MLK weeken...
02/24/2024

MLK Fireworks Rescheduled

Saturday March 2nd @ 6pm

Schweitzer Ski Resort

Due to cold temperatures and wind over MLK weekend, we've rescheduled the Fireworks show to Saturday, March 2! Join us for the annual Fireworks and Torchlight Parade celebration. A free, family-friendly spectacle with the best chance for viewing right in Schweitzer Village.

HAPPY PRESIDENT'S DAY!
02/19/2024

HAPPY PRESIDENT'S DAY!

RAISE THAT CREDIT SCORE!!!Buyers with good credit scores have a better chance at lower mortgage rates. Here are some tip...
02/16/2024

RAISE THAT CREDIT SCORE!!!

Buyers with good credit scores have a better chance at lower mortgage rates. Here are some tips for improving those scores.

If you intend to buy a new home, or if you intend to take out a loan in the near future for any other reason, you obviously want to have the best credit rating in order to get the lowest interest possible.

Here are some ways for you to improve your credit score:

Pay your bills on time. Whenever you pay a bill late, it can have a negative impact on your credit score. Use automatic monthly payments with reliable servicers.

Pay your credit card bill in full each month rather than carry a balance.

Keep your credit utilization below 30% of your credit limit. One way to do this is to ask some of your creditors to increase your credit limit.

Don't apply for too many new accounts. Even if you apply for a new account and are not approved, it can have a negative impact on your credit score.

Review your credit report, and dispute any errors. There are three credit-reporting agencies: Equifax, TransUnion and Experian.

At no cost, once a year, you can request a credit report from these companies. If there are any errors in the report that have a negative impact on your credit rating, ask for a correction to be made as soon as possible.

If your credit score is too low to obtain a new traditional credit card, you can obtain a secured credit card. With this type of credit card, a credit limit will be established, and you will have to prepay this amount in advance.

However, once you demonstrate that you can use this account responsibly, you should be able to establish new traditional credit cards.

TRUSTED!Homebuyers and sellers have plenty of choices when deciding who helps them with their real estate transaction, w...
02/15/2024

TRUSTED!

Homebuyers and sellers have plenty of choices when deciding who helps them with their real estate transaction, which is often the largest financial decision of their life. Considering the defining qualities of a real estate professional – like trust – can be a helpful differentiator.

According to consumers, RE/MAX agents continue to be voted the most trusted choice. Shoppers have voted RE/MAX as the brand with the #1 Most Trusted Real Estate Agents in the USA* and Canada** year after year.

The industry-leading trust was confirmed by the 2024 BrandSpark® Most Trusted Awards, a consumer-voted awards program that considers the responses of thousands of individuals. BrandSpark International, a market research and consulting firm, teamed up with Newsweek in the U.S. to create and promote the survey and its results.

“The real estate industry is built on trust and customer service,” says RE/MAX President and CEO Nick Bailey. “Homebuyers and sellers want a trusted advisor – a qualified agent who puts their interests at the forefront of the transaction. Through their excellence and industry-leading productivity, RE/MAX agents consistently display why they're the best option for consumers who want an elevated experience and outstanding results."

In addition to being the most trusted, RE/MAX agents have the experience to get the job done in today’s market – and they have more real estate experience than other agents. Plus, multiple rankings in 2023 confirmed that RE/MAX agents outproduce the competition.

The point is: When consumers work with a local RE/MAX agent, they know they’re in good hands.

Check out the full results of the 2024 BrandSpark Most Trusted Awards at BrandSparkMostTrusted.com

Going Above & Beyond is our STANDARD!
02/14/2024

Going Above & Beyond is our STANDARD!

How do HELOCs Work?HELOCs generally work like other lines of credit. You can borrow money as you need it for any reason,...
12/04/2023

How do HELOCs Work?

HELOCs generally work like other lines of credit. You can borrow money as you need it for any reason, and make monthly payments as spelled out in your loan agreement. You may only pay interest for the first several years, but can save money during that time by also making principal payments.

To apply for a HELOC, you’ll need to provide the lender with your personal and financial information. They will also verify the value of your home to ensure you have enough equity to qualify.

As you pay down the amount you borrow, it becomes available again. Unlike a traditional credit line, however, a HELOC directly draws from the equity in your home, increasing the amount you owe on the property.

Most HELOCs have a draw period that lasts 10 years. During this decade, you pay only monthly interest unless you decide to put more toward principal. After 10 years, the HELOC enters its repayment phase. You must make monthly principal and interest payments and you can’t take more money out of your home equity (unless you apply for a new loan).

8 Must-Know Facts About VA Loans1. 75% of buyers purchase with $0 down2. They’re incredibly safe3. There’s no mortgage i...
12/01/2023

8 Must-Know Facts About VA Loans

1. 75% of buyers purchase with $0 down
2. They’re incredibly safe
3. There’s no mortgage insurance
4. Millions of veterans are still missing out
5. Significantly lower credit benchmarks
6. They help boomerang buyers
7. There are occupancy requirements
8. They’re not a one-time benefit

Can’t Find Your Dream House? Here Are 10 Cities Seeing More Homes Go Up for Sale1. Peoria, IL  Median home list price in...
11/30/2023

Can’t Find Your Dream House?

Here Are 10 Cities Seeing More Homes Go Up for Sale

1. Peoria, IL
Median home list price in October: $164,800
New listings in October: 460
Percentage change in new listings from September to October: +13.9%

2. Port St. Lucie, FL
Median home list price in October: $472,658
New listings in October: 1,136
Percentage change in new listings from September to October: +10.9%

3. Shreveport, LA
Median home list price in October: $246,500
New listings in October: 422
Percentage change in new listings from September to October: +6.6%

4. Charleston, SC
Median home list price in October: $538,248
New listings in October: 1,312
Percentage change in new listings from September to October: +7.2%

5. Flint, MI
Median home list price in October: $192,000
New listings in October: 544
Percentage change in new listings from September to October: +13.3%

6. Greensboro, NC
Median home list price in October: $320,950
New listings in October: 782
Percentage change in new listings from September to October: -0.3%

7. Killeen, TX
Median home list price in October: $315,750
New listings in October: 644
Percentage change in new listings from September to October: +8.1%

8. Youngstown, OH
Median home list price in October: $168,675
New listings in October: 580
Percentage change in new listings from September to October: +9.0%

9. Chattanooga, TN
Median home list price in October: $418,700
New listings in October: 786
Percentage change in new listings from September to October: +6.2%

10. Richmond, VA
Median home list price in October: $435,000
New listings in October: 1,506
Percentage change in new listings from September to October: +7.3%

Address

Sandpoint, ID
83864

Telephone

+12089200998

Website

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