Kiley Fournier Realty Plus Agent

04/08/2025

Beautiful house in The Idaho Club!

04/17/2024

Check out my new listing!

03/20/2024

LOTS of changes happening in the real estate world coming up! I know it’s been on the news and all over social media and there are LOTS of questions regarding how it’s going to work moving forward, so if anyone is curious about how it’s going to work or if you have any questions at all feel free to contact me and I can fill you in on the process as it stands now. I am sure more details will be coming when it gets closer to July but I have a solid understanding at this point to answer any questions I can! PM me or give me a call 😊

02/08/2024

I am starting off the year with a big big change in my Real Estate business! I have made the switch to Realty Plus! I am very excited to work with Mr. Erik Envik and his crew!

02/07/2024

Closing day for these first time home buyers today ❤️ couldn’t be more proud of these two!

12/04/2023

How do HELOCs Work?

HELOCs generally work like other lines of credit. You can borrow money as you need it for any reason, and make monthly payments as spelled out in your loan agreement. You may only pay interest for the first several years, but can save money during that time by also making principal payments.

To apply for a HELOC, you’ll need to provide the lender with your personal and financial information. They will also verify the value of your home to ensure you have enough equity to qualify.

As you pay down the amount you borrow, it becomes available again. Unlike a traditional credit line, however, a HELOC directly draws from the equity in your home, increasing the amount you owe on the property.

Most HELOCs have a draw period that lasts 10 years. During this decade, you pay only monthly interest unless you decide to put more toward principal. After 10 years, the HELOC enters its repayment phase. You must make monthly principal and interest payments and you can’t take more money out of your home equity (unless you apply for a new loan).

12/01/2023

Going Above & Beyond is our STANDARD!

12/01/2023

8 Must-Know Facts About VA Loans

1. 75% of buyers purchase with $0 down
2. They’re incredibly safe
3. There’s no mortgage insurance
4. Millions of veterans are still missing out
5. Significantly lower credit benchmarks
6. They help boomerang buyers
7. There are occupancy requirements
8. They’re not a one-time benefit

12/01/2023

How Much Is Enough for a Down Payment?

Struggling with saving for a down payment? Here's what the pros say about small down payments and how you can qualify for a loan with no down payment.

11/29/2023

Can’t Find Your Dream House?

Here Are 10 Cities Seeing More Homes Go Up for Sale

1. Peoria, IL
Median home list price in October: $164,800
New listings in October: 460
Percentage change in new listings from September to October: +13.9%

2. Port St. Lucie, FL
Median home list price in October: $472,658
New listings in October: 1,136
Percentage change in new listings from September to October: +10.9%

3. Shreveport, LA
Median home list price in October: $246,500
New listings in October: 422
Percentage change in new listings from September to October: +6.6%

4. Charleston, SC
Median home list price in October: $538,248
New listings in October: 1,312
Percentage change in new listings from September to October: +7.2%

5. Flint, MI
Median home list price in October: $192,000
New listings in October: 544
Percentage change in new listings from September to October: +13.3%

6. Greensboro, NC
Median home list price in October: $320,950
New listings in October: 782
Percentage change in new listings from September to October: -0.3%

7. Killeen, TX
Median home list price in October: $315,750
New listings in October: 644
Percentage change in new listings from September to October: +8.1%

8. Youngstown, OH
Median home list price in October: $168,675
New listings in October: 580
Percentage change in new listings from September to October: +9.0%

9. Chattanooga, TN
Median home list price in October: $418,700
New listings in October: 786
Percentage change in new listings from September to October: +6.2%

10. Richmond, VA
Median home list price in October: $435,000
New listings in October: 1,506
Percentage change in new listings from September to October: +7.3%

11/28/2023

How to Qualify for a USDA Loan

https://money.com/usda-loan-eligibility/

Learn how to qualify for a USDA loan, its requirements and how it differs from a conventional loan.