Joe Cerros

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Joe Cerros JCRMG INC - Real Estate Mortgage Broker

Real Estate Mortgage Broker - Over 20 Yars experience - DRE 01356767 NMLS 240041 California only - Licensed by the department of Real Estate.

Listing Agent: Alonso Curiel | Call 805-714-5778MOVE-IN READY & COMPLETELY RENOVATED!Welcome to 4406 Cedar St, Guadalupe...
09/22/2026

Listing Agent: Alonso Curiel | Call 805-714-5778
MOVE-IN READY & COMPLETELY RENOVATED!
Welcome to 4406 Cedar St, Guadalupe! This beautifully renovated 3-bedroom, 2-bathroom home combines the charm of a 1961 residence with the extensive upgrades and modern conveniences of a 2025 renovation.
The home underwent a comprehensive renovation in 2025, with improvements made to everything above the foundation, including the interior systems, roof, and exterior. Major upgrades include a complete electrical update with a new subpanel, new plumbing throughout (excluding the sewer line), a top-of-the-line tankless water heater, new interior gas lines, and a new furnace that was relocated from an interior closet to the attic.
Additional improvements include new insulation throughout the home and garage. The entire home and garage feature new drywall, windows, laminate flooring, outlets, switches, lighting, hardwired smoke and carbon monoxide detectors.
The kitchen showcases beautiful custom white shaker cabinetry, quartz countertops, stainless steel appliances, and a custom-built desk area for children to complete homework or other activities. The interior of the home was freshly painted in August 2026.
The upgrades continue outside with a new roof and plywood sheathing, new fascia boards, fresh stucco, and a new garage door with an automatic opener. The garage has also been insulated, and new trusses have been installed.
Thoughtful updates throughout the property provide a fresh, modern feel while offering peace of mind for the next owner. This move-in-ready home is a rare opportunity to enjoy the character of an established neighborhood with the benefits of nearly all-new construction.

Public: Thu Sep 24, 11:00AM-4:00PMOpen House to the Public: Thu Sep 24, 11:00AM-4:00PM Back on the Market through no fau...
09/22/2026

Public: Thu Sep 24, 11:00AM-4:00PM
Open House to the Public: Thu Sep 24, 11:00AM-4:00PM Back on the Market through no fault of the Seller. Seller(s) will entertain offers between $799,999.00 and $919,999.00 Rare opportunity in a prime Pasadena location for investors, developers, and buyers looking to create value. This property offers a true blank canvas in a highly desirable area near The Huntington Library, Art Museum, and Botanical Gardens, San Marino, and some of Pasadena's most established neighborhoods. Surrounded by character homes and long-term ownership, this property presents exceptional potential for renovation, restoration, or redevelopment. Located just one block from the world-famous Rose Parade route, the property offers convenient access to dining, shopping, entertainment, and local amenities. Scenic mountain views and a distinctive fireplace add to its unique character and appeal. Opportunities in locations like this are becoming increasingly rare. Ideal for buyers seeking long-term upside and the chance to transform a property in one of Pasadena's most desirable neighborhoods. Buyer to independently verify all information, permits, and potential uses, including expansion, redevelopment, and ADU possibilities, with the City of Pasadena and applicable agencies. Property sold AS-IS.

08/02/2026

🏡 ¿Puedes calificar para una hipoteca de inversión usando solo ingresos por alquiler?

Te explicamos cómo los prestamistas evalúan tus ingresos, qué documentación necesitas y errores comunes que debes evitar.

📋 Documenta tus ingresos:
Incluye contratos de arrendamiento, estimaciones de renta y tasaciones con cronograma de renta. Algunos programas permiten considerar un porcentaje del alquiler bruto. Los préstamos DSCR usan los ingresos de la propiedad en lugar de tus ingresos personales.

💼 Evaluación del prestamista:
Se revisan tu historial de crédito, activos, pasivos y características de la propiedad. Usar solo ingresos por alquiler puede ser posible, pero no está garantizado.

🗂️ Planifica con anticipación:
Mantén contratos, cronogramas y registros financieros actualizados. Conoce el mercado local y prepárate para tasaciones si eres propietario de varias propiedades o trabajador independiente.

📞 Orientación gratuita:
Llama a Joe Frank Cerros, Agente de Préstamos Hipotecarios con JCRMG Inc., al 1-888-600-7577.
🌐 Más información en https://www.jcrmg.com
https://youtu.be/JyZ-El14m6U



⚠️ Se requiere aprobación de crédito. Este video es solo informativo y no constituye compromiso para prestar crédito. Todos los préstamos sujetos a verificación y condiciones. JCRMG Inc., NMLS 2418994 | DRE 02173635. Joe Frank Cerros, NMLS 240041 | DRE 01356767. Licenciado en California. Igualdad de Oportunidades de Vivienda. Solo en California. Creado con la ayuda de AI.

07/12/2026

FHA Streamline Refinance explained for FHA‑insured homeowners. Learn what it is, how it works, eligibility basics, net tangible benefit requirements, and important limitations to help you decide if refinancing makes sense.
An FHA Streamline Refinance is a simplified option for borrowers with existing FHA‑insured loans. In some cases, it may require less documentation and no new appraisal, depending on lender guidelines. FHA Streamlines are rate‑and‑term refinances only and do not allow cash‑out.
I’m Joe Frank Cerros, Mortgage Loan Originator with JCRMG. I’m here to provide clear, educational guidance—so you can decide what’s right for you.
📞 Call toll‑free: 1‑888‑600‑7577
Disclosures:
JCRMG is a Real Estate Mortgage Broker.
NMLS #2418994 | DRE #02173635
Joe Frank Cerros, MLO — NMLS #240041 | DRE #01356767
Licensed by the CA Department of Real Estate. Equal Housing Opportunity.
CA only. Info only. Not a commitment to lend. Credit approval required.
Full disclaimer: jcrmg.com
Video created with AI assistance.

Open House Sunday, July 12, 2026, Between 11am to 3PM Rare opportunity in a prime Pasadena location for investors, devel...
07/11/2026

Open House Sunday, July 12, 2026, Between 11am to 3PM Rare opportunity in a prime Pasadena location for investors, developers, and buyers ready to create value. This property offers a true blank canvas in a highly desirable area near The Huntington Gardens, San Marino, and established Pasadena neighborhoods. Surrounded by character homes and long-term ownership, the setting provides strong upside potential for those looking to renovate or reimagine. Just one block from the iconic Rose Parade route, with convenient access to dining, shopping, and local amenities. Scenic mountain views and a unique fireplace design add to the property's character. Opportunities in this location are increasingly limited. Ideal for buyers seeking long-term value and ready to act. Buyer to verify all information, permits, and potential uses including expansion or ADU possibilities with the City of Pasadena and County of Los Angeles. Property sold as-is.

Open House Thursday June 11th from 11am to 6PMRare opportunity in a prime Pasadena location for investors, developers, a...
06/10/2026

Open House Thursday June 11th from 11am to 6PM
Rare opportunity in a prime Pasadena location for investors, developers, and buyers ready to create value. This property offers a true blank canvas in a highly desirable area near The Huntington Gardens, San Marino, and established Pasadena neighborhoods. Surrounded by character homes and long-term ownership, the setting provides strong upside potential for those looking to renovate or reimagine. Just one block from the iconic Rose Parade route, with convenient access to dining, shopping, and local amenities. Scenic mountain views and a unique fireplace design add to the property's character. Opportunities in this location are increasingly limited. Ideal for buyers seeking long-term value and ready to act. Buyer to verify all information, permits, and potential uses including expansion or ADU possibilities with the City of Pasadena and County of Los Angeles. Property sold as-is.

Address

4320 Marine Avenue, 803
Santa Ana, CA
90260

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

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