Justin Dees - NMLS # 448762 - Movement Mortgage

09/22/2026

⭐ TESTIMONIAL TUESDAY ⭐

One of the best parts of what I do is helping people feel confident and supported throughout the mortgage process. I’m incredibly grateful for every client who puts their trust in me and my team, and even more thankful when they take the time to share their experience. 🏡

Whether you’re purchasing your first home, moving into your next one, refinancing, or simply exploring your options, my goal is to provide clear communication, personalized guidance, and a smooth experience from start to finish.

Supporting ALL Mortgage Needs

📲 (805) 886-8318
📧 [email protected]

09/22/2026

🏡 Want to buy your next home WITHOUT selling your current one first?

A new Fannie Mae guideline could make that option easier for some homeowners.

If you’re moving into a new primary residence and converting your current home into a rental, Fannie Mae no longer permits lenders to use a newly signed lease to establish the qualifying rental income for that departing residence. Instead, the guidelines allow us to establish market-supported rent and use that in the qualification process.

Why does that matter?

You may be able to qualify for your next home without first finding a tenant and getting a lease signed on the home you’re leaving.

That could open up some interesting options if you’ve been thinking about keeping your current property as an investment, building a real estate portfolio, or simply buying before you sell.

There are still qualification requirements, and every situation is different. That’s where I come in.

🎥 Watch the video for the details, then reach out and let’s see what the numbers look like for your next move.

09/11/2026

🇺🇸 Never Forget.

Twenty-five years later, we remember the nearly 3,000 lives lost on September 11, 2001.

We remember the first responders who ran toward danger when everyone else was running away. We remember the families whose lives changed forever. And we remember how, in the days that followed, Americans came together in a way many of us will never forget.

Today isn’t about mortgages, interest rates, or real estate.

It’s simply a day to remember, to honor, and to be grateful for those who serve and protect our communities and our country.

May we never forget the lives lost, the heroes who answered the call, and the families who still carry that loss today. 🇺🇸

09/10/2026

Buy Now. Sell Later 🏡
Make your next move on your terms.

With Movement Mortgage’s Buy Now, Sell Later option, qualified homeowners may be able to purchase their next home before selling their current one.

That means more flexibility and less stress during your move.
✅ Make an offer without a home sale contingency
✅ Move into your new home first
✅ Avoid moving twice
✅ Use equity from your current home toward your next purchase
✅ Sell your current home later with less pressure

If you’re thinking about upgrading, downsizing, or simply planning your next move, this could be a smart solution to help make the transition easier.

Bigger Home. Brighter Future.
🏡 Justin Dees
📞 (805) 886-8318
📧 [email protected]
🌐 movement.com/lo/justin-dees
NMLS: 448762

09/01/2026

Reverse mortgages might be one of the most misunderstood tools in mortgage lending. 🏡

“The bank gets the house.”
“Your kids get stuck with the debt.”
“You can outlive the loan.”
“It’s only a last resort.”

I hear these misconceptions all the time.

The reality? For the right homeowner, an FHA-insured HECM can be a powerful retirement-planning tool—potentially eliminating an existing monthly mortgage payment, providing access to home equity, and helping preserve other retirement assets.*

And sometimes it isn’t about you. It’s about helping Mom or Dad create more financial flexibility while staying in the home they love.

In this video, I break down some of the biggest reverse mortgage myths and explain why a HECM may deserve a closer look.

Have questions about whether it makes sense for you or your parents? That’s what my team and I are here for.

*Reverse mortgages have eligibility requirements, costs, and ongoing homeowner obligations. Loan proceeds are generally not treated as taxable income, though individual tax circumstances vary. Consult your tax or financial advisor.

08/28/2026

🏡 REAL PEOPLE. REAL RESULTS. REAL HOMEOWNERS. ⭐⭐⭐⭐⭐

There’s nothing more rewarding than helping people navigate the homebuying process and get one step closer to a place they can call home.

My goal with every client is simple: provide clear communication, find solutions, stay ahead of the process, and make the experience as smooth and stress-free as possible.

Whether you’re buying your first home, moving into your next one, refinancing, or just have questions about your options — I’m here to help.

🏠 LET’S GET YOU IN YOUR DREAM HOME.
📲 Mobile: (805) 886-8318
📧 [email protected]

08/26/2026

🏡 62+???
It may be time to let your home start working for YOU!

You bought when you did. You’ve spent years paying down your mortgage and building equity. Now, that equity may be able to help you enjoy the retirement you worked so hard for.

A Reverse Mortgage / HECM may help eligible homeowners:
🏠 Eliminate their required monthly mortgage payment*
🔨 Complete the remodel they’ve always wanted
✈️ Take that dream trip with the family
💰 Create additional retirement cash flow
❤️ Enjoy more financial flexibility in retirement

You spent years investing in your home. Now it may be time to reap the benefits.

There are a lot of myths surrounding reverse mortgages—and they’re definitely not one-size-fits-all. Let’s talk about the facts, your goals, and whether a HECM could make sense for you.

📲 Justin Dees | Movement Mortgage
Your Dream Team. Your Best Move.

*Borrower must continue to meet loan obligations, including property taxes, homeowners insurance, applicable HOA dues, and maintaining the home. Eligibility and loan terms apply.*

08/19/2026

🎢 Buying a home can feel like a roller coaster.

The offer. The inspection. The appraisal. Underwriting. Escrow. And that occasional moment when you wonder why you got on this ride in the first place. 😂

Here’s the thing: escrow shouldn’t be scary. It should be FUN.

With the right team, you should know what’s happening, what’s coming next, and who’s handling it every step of the way.

So throw your hands up and enjoy the ride. 🙌

I’ve got the mortgage. 🏡

08/12/2026

Always great catching up with our friends and business partners at Five Star Bank in San Francisco! 🌉🏦

Had a chance to spend some time with DJ Kurtze and the Five Star crew talking business, real estate, and—because it’s us—having a little fun along the way.

These guys are tremendous partners to the Dream Team and have helped us find solutions for clients on countless deals.

So let’s make this easy:

🏢 Commercial banking needs? Five Star Bank.
🏡 Mortgage needs? It’s all me, all the time. 😎

Great partners make great things happen. Appreciate the Five Star team and looking forward to many more deals together!

Five Star Bank

07/23/2026

5.0 star review received on Experience.com for Justin Dees by Elliot A - Justin had phenomenal communication with us. He worked quickly and always had answers to all of our questions. He made the whole process simple and stress free. Would recommend to anyone.

Click to see all 74 reviews of Justin Dees, Team Lead Loan Officer