06/23/2026
Most people don’t think of seller credits as a key part of a real estate negotiation. But in some situations, seller credits can be used to improve a buyer’s affordability by helping lower their interest rate.
It’s one of several strategies that buyers and sellers can use to create a win-win outcome, especially in today’s market.
If you’re wondering whether seller credits or rate buy downs could be an option for your situation, I’d be happy to walk you through the possibilities.
**Serving buyers, sellers, and relocating professionals throughout Santa Barbara, Goleta, and the Central Coast.
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