Rebecca Uribe - Mortgage Money Mom

Rebecca Uribe - Mortgage Money Mom Rebecca Uribe aka Mortgage Money Mom
Serving California and Tennesse!

NMLS 335657

CA: [email protected]
TN: [email protected]

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Many buyers think:“If the rate is lower, the loan is automatically better.”Not necessarily.You also need to consider:✔ L...
09/23/2026

Many buyers think:
“If the rate is lower, the loan is automatically better.”

Not necessarily.

You also need to consider:

✔ Loan type
✔ Loan term
✔ Fees and closing costs
✔ Points
✔ Monthly payment
✔ How long you expect to keep the loan

A mortgage is more than one number.

Don't compare rates without comparing the entire loan.

Waiting for the perfect rate can keep you waiting indefinitely.Your decision should also consider:🏠 Home price💵 Monthly ...
09/21/2026

Waiting for the perfect rate can keep you waiting indefinitely.

Your decision should also consider:

🏠 Home price
💵 Monthly payment
📍 Location
📊 Your financial situation
🔮 Your long-term plans

A slightly lower rate doesn't automatically make a home a better purchase if the property itself doesn't fit your needs or budget.

The right mortgage is about the whole picture.

Want to put yourself in a better position before applying for a mortgage?Start with the basics:1️⃣ Pay bills on time2️⃣ ...
09/18/2026

Want to put yourself in a better position before applying for a mortgage?

Start with the basics:

1️⃣ Pay bills on time
2️⃣ Keep credit card balances under control
3️⃣ Avoid taking on unnecessary new debt
4️⃣ Keep financial records organized
5️⃣ Know where your money is coming from before making a large purchase

Small financial habits can matter when you're preparing for a major purchase.

It isn't necessarily about having perfect finances.A strong application generally gives a lender a clear picture of:✔ In...
09/16/2026

It isn't necessarily about having perfect finances.

A strong application generally gives a lender a clear picture of:

✔ Income
✔ Employment
✔ Credit history
✔ Existing debts
✔ Assets and available funds
✔ Ability to make the required payments

The goal isn't to make your finances look perfect.

It's to make sure your financial picture is accurate, documented, and understandable.

🏡📈 Will inflation push interest rates higher?Inflation and interest rates continue to be important topics for homeowners...
09/15/2026

🏡📈 Will inflation push interest rates higher?
Inflation and interest rates continue to be important topics for homeowners and buyers. In this month’s mortgage newsletter, I’m breaking down what’s happening, what it could mean for different types of loans, and options to consider if rising payments are affecting your budget.

📩 Swipe through / check out this month’s newsletter for the full scoop!

Happy birthday to Louie and our sweet Ozzy, who turns 3 today! It’s so special that Papa and grandson share the same bir...
09/15/2026

Happy birthday to Louie and our sweet Ozzy, who turns 3 today! It’s so special that Papa and grandson share the same birthday—and an even more special bond.

Louie is a great friend, a good listener, kind and generous, and always puts our kids and family first. He’s also an incredibly talented musician who has brought so much music and laughter into our lives—not to mention his amazing cooking! We’re lucky to have him and love the special relationship he shares with all our children and grandchildren.

Happy birthday to our Daddy-O and Papa—and his little birthday twin, Ozzy! 🎂🎸💙

Mortgage rates don't simply change because a lender decides to charge more.They can be influenced by broader financial m...
09/14/2026

Mortgage rates don't simply change because a lender decides to charge more.

They can be influenced by broader financial markets, including inflation expectations, economic data, Treasury yields, and investor demand for mortgage-backed securities.

That's why the rate you see today may not be the same rate available tomorrow.

📈 The mortgage market is constantly moving.

Most buyers ask:“How much can I qualify for?”A better question is:“How much monthly payment am I actually comfortable wi...
09/11/2026

Most buyers ask:
“How much can I qualify for?”

A better question is:
“How much monthly payment am I actually comfortable with?”

Being approved for a certain amount doesn't mean you need to spend that much.

Think about the full monthly picture:

🏠 Mortgage payment
💰 Property taxes
🛡️ Homeowners insurance
🏘️ HOA, if applicable
🔧 Maintenance and other ownership costs

A smart home purchase isn't about borrowing the maximum.

It's about choosing a payment that fits comfortably into your life.

Happy Labor Day! 🎉A little reminder today to celebrate how far hard work can take you. Wishing you a relaxing Labor Day ...
09/07/2026

Happy Labor Day! 🎉

A little reminder today to celebrate how far hard work can take you. Wishing you a relaxing Labor Day filled with good moments, great company, and plenty of time to recharge! ❤️

Buying a home comes with more than a monthly loan payment.Remember to plan for:🔧 Repairs🛡️ Insurance🧾 Property taxes💡 Ut...
09/02/2026

Buying a home comes with more than a monthly loan payment.

Remember to plan for:

🔧 Repairs
🛡️ Insurance
🧾 Property taxes
💡 Utilities
🏡 Maintenance

Understanding the full cost of ownership helps you make a confident decision.

Address

23504 Lyons Avenue, 103B
Santa Clarita, CA
91321

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