Renee Leary - Realtor

09/20/2024

Thank you for making us the #1 choice for your Real Estate needs 11 years in a row! We couldn’t do without your support! Thank you to our wonderful clients and customers!! ❤️RealEstate

06/21/2024

Great Price! Wonderful Opportunity!! In the Heart of North HIlls!

03/09/2024

01/27/2024

The California Dream for All is Back!!!
Downpayment assistance was offered in October of 2022 and the
300 million ran out in 11 days!! It is now back in a lottery..
If you are interested you have a short window until the middle of
March to get applications in.
"Interested homebuyers can get started working with an approved
loan officer or approved lender now in preparation to submit applications.
Contact me with any questions or recommendations qualified lenders for this assistance or any of your Real Estate needs!!
Best Regards
Renee Leary



Source: ABC7
California will give out $250 million in down payment assistance this spring as it relaunches its popular Dream for All program, aimed at helping first-time homebuyers. Last year, the program started with $300 million and ran out in just 11 days. This year, the California Housing Finance Agency made some changes aimed at reaching a more diverse group of borrowers across the state.

This time, the program will operate on a lottery system instead of first-come, first-served. The program will focus on first-generation homebuyers. The state will give up to 20 percent of the purchase price or $150,000, whichever is lower. The loan will then be paid back, plus a share of the home’s appreciation, when it sells in the future. That money will go back into the program for other participants. A statement from the agency said, “Interested homebuyers can get started working with an approved loan officer or approved lender now in preparation to submit applications in April for the lottery.”

01/17/2024

Morning! Updated information from my trusted client Lender!!

Yesterday the Fed Governor stated they will be cutting rates at least 3 times this year! However, with the economy in good shape, it’s happening slowly! But it is happening! 61% chance of a 25 bases point cut on the March 20th meeting! 🤩
RATES
FHA/VA to $766,500-6%, one point 5.5%, 2 points 5.25%
2-1 buy-down starts 4%😱
FHA/VA $766501 up to $1149725- 6%, one point 5.5%, 2 points 5.25%

Conventional to $766550-6.874%, one point 6.5%, 2 points 6%
2-1 buy-down starts 4.874%
Conventional $766551 to $1149825- 6.875%, one point 6.625%, 2 points 6.375%

Jumbo 30 Year 25% down- 6.875%, one point 6.625%, 2 points 6.375%

10 year Jumbo ARM prices .25% lower

Rachael Your Lending Lady!
“If you want to seal the DEAL, call Rachael Steele!”