10/18/2026
There's a magical part of Santa Cruz that many people haven't discovered yet.
The 95065 zip code covers parts of northeastern Santa Cruz, including Prospect Heights, the Thurber Lane area and Happy Valley, and reaches into the foothills toward Scotts Valley. Home values here are going up, but the most interesting part is the history and charm in each of these neighborhoods. Many of them are still truly undiscovered.
Here's what Zillow shows for 95065 right now.
According to Zillow's latest market update for Santa Cruz 95065, the typical home value is $1,332,909. One year ago it was $1,271,869. That's about $61,000 more, a 4.8% increase in 12 months.
At the same time, 30 homes are for sale and only 6 sold recently.
So which is it? Is the market strong or slow?
It's both. Buyers are still paying good money, but only for homes that feel like a good value and show well. The homes that are priced right, prepped well and easy to love are the ones selling. The others stay on the market, and every week that goes by makes buyers more careful about them.
For buyers, that's an opportunity. With 30 homes available, there's room to negotiate in one of the most special corners of Santa Cruz.
For sellers, most don't need a perfect home. They need a home that makes sense to buyers the moment they walk in, at a price that matches what buyers see.
The good news is your equity is probably stronger than you think. The question is how to protect it when you sell, or how to make the most of it when you buy.
If you're curious where you fit in today's 95065 market, I'm happy to share a quick, no-pressure look at values or what's available right now. Just send me a message.
Source: Zillow market update for 95065, October 2026. Zillow figures are estimates and may differ from MLS data.
Brandi Jones | REALTOR® | KW Thrive Santa Cruz
🏡 Real estate strategy + aligned decisions for your next chapter
Reach out anytime if real estate is part of your next chapter.
📞 (831) 588-5145
🌐 brandijonesrealtor.com
📍 Santa Cruz • Monterey Bay • Santa Clara County
DRE # 01385191