Coastal Dream Realty

09/17/2026

The law is meant to kick start more housing construction across the country and features a grab bag of regulatory tweaks, pilot programs and targeted loans and grants.

A federal housing bill that took effect Saturday includes incentives to encourage homebuilding in California and across the nation.

09/14/2026

Applications to refinance a home loan fell hardest, down 6% for the week and 25% lower than the same week one year ago. That is the slowest pace since May 2025.

Mortgage rates continue to climb, so more borrowers are turning to adjustable rate mortgages, which offer lower interest rates comparatively.

09/07/2026

The jump in demand is a sharp turnaround after a pandemic slump, and it has sent home and rental prices skyrocketing. It's also raising fears of more displacement in a city where previous tech booms and a longtime housing shortage have already driven out many who could no longer afford to stay.

Spiking prices and rental bidding wars are raising fears of more displacement in a city where previous tech booms and a housing shortage have already driven out many.

09/01/2026

For the first time, mortgage lenders have a path to use credit scores that can incorporate more comprehensive consumer data, including positive rental payment histories and other eligible payment information to better assess creditworthiness.

For decades, the path to homeownership has largely been evaluated through the lens of a credit model built for a different era. That’s changing now. The

08/29/2026

Welcome to the crazy housing market of 2026? But California has long dealt with cycles of soaring prices that lock out people with modest incomes. The last supercharged market in the early 2000s was fueled in part by ultra-liberal mortgages and lending that eventually sparked the global housing crisis and recession, including waves of home foreclosures.

The people buying homes in Southern California are older and wealthier, but home prices are not rising as much as one might expect, a Times review of home sales data finds.

08/23/2026

The median home sale price in California was about $778,000 in June, according to real estate brokerage Redfin, putting a 20% down payment at roughly $156,000. That's many times more than the median California household has in their bank account, which estimates generally put at less than $20,000.

California home prices are so high that households in many regions can't even afford a down payment. A proposal going to the state's voters in November would help, proponents say.

08/17/2026

A new LendingTree survey showed nearly 3 out of 4 recent homebuyers noticed cameras or recording devices during a home showing, and 1 in 5 left because of them. While the number of sellers recording during a showing shouldn’t surprise buyers, considering most people have smartphones with them everywhere, this survey shows it does put off some buyers.

LendingTree found 1 in 5 buyers walked out over cameras, and it's costing brokers deals in a tough market

08/14/2026

Legislation aimed at helping homeowners retain more equity when they sell their home is amassing support from legislators on both sides of the aisle. If the bill passes, the new amounts would also be adjusted annually for inflation.

The More Homes on the Market Act now has 174 co-sponsors in D.C. Plus, consumer advocacy groups raise objections about proposed mortgage lending rule changes.

08/10/2026

WOO HOO SOLD! In contract in 4 days, and 21 day close. Congratulations to the buyer and wishing them all the best.
https://listingsong.com/v/7a332633b3714f6cb355adee66132948?style=blurred-background
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714 Heather Ct, Watsonville CA 95076

08/05/2026

Monthly Construction Spending, June 2026
Finally, some progress!