Steve Dick, Real Estate

Steve Dick, Real Estate Real estate services for home buyers, sellers and investor's Offering Real Estate services for homeowners, investors and home buyers.

Steve has serving both home sellers & home buyers in Sonoma County since 1997.

If you or someone you know is considering a move, feel free to contact me with any questions. I'm here to offer clear co...
02/26/2024

If you or someone you know is considering a move, feel free to contact me with any questions. I'm here to offer clear concise information you can trust. I also belong to a network of top real estate professionals, and I can connect you to one wherever you're looking to go.


The number 1 reason people move: To be closer to familyEvery year millions of Americans make the decision to move, yearn...
02/24/2024

The number 1 reason people move: To be closer to family

Every year millions of Americans make the decision to move, yearning to be closer to family. The desire is often driven by life's significant milestones such as growing families, marriage, new jobs and retirements.

If you are thinking that maybe it is the right time to consider a move, feel free to reach out to me and we can chat about possible options. Im always here to answer any questions you or your family may have related to real estate.


In 2023, there were fewer than 4 Million real estate transactions in the U.S., this is the lowest number of homes sold i...
02/18/2024

In 2023, there were fewer than 4 Million real estate transactions in the U.S., this is the lowest number of homes sold in the last 30 years. Coming into this year, there is a huge pent-up desire for people to move in 2024.
The #1 age group that wants to make a move is Millennials, there are 72 Million of them, 45M are between the ages of 26 & 35, 26 is the typical age when people move out of their parents homes, and 35 is when they become first time homebuyers. This is the largest number of potential buyers in the U.S. today.
If you've been thinking about making a move, now is the time to talk through the unique opportunitiea in this market.

Sellers are coming - Baby Boomers will account for over 50% of all sellers, the largest percentage of Baby Boomers are a...
02/18/2024

Sellers are coming - Baby Boomers will account for over 50% of all sellers, the largest percentage of Baby Boomers are aged 65+.

I know the market can be confusing, but I am here to offer clear, concise information you can trust. Feel free to contact me and I will answer any questions you may have.

Boungiorno all!  I am thrilled to share with you that my son Caleb has been given the opportunity to study abroad in Ita...
11/15/2023

Boungiorno all!
I am thrilled to share with you that my son Caleb has been given the opportunity to study abroad in Italy. For those of you who have experienced this opportunity or have students of your own who have, you know how what a life changing time this can be. This is an incredible chance for him to immerse himself in a new culture, learn a new language, and gain invaluable life experience. Caleb is passionate about this opportunity, his studies will be in his major of Anthropology and Biology. I know that this experience will shape his future in immeasurable ways. As you can imagine, the cost of studying abroad can be quite high so, Caleb has set up a GoFundMe account. Should you feel called to donate, I know that Caleb would be greatly appreciative in helping him to experience this once in a lifetime opportunity. Your contribution, big or small, will make a huge difference.
Grazie mille!

Men can get flowers too....
08/19/2022

Men can get flowers too....

Are you thinking of selling your home?
04/06/2021

Are you thinking of selling your home?

In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted real estate professional.

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since...
03/09/2021

Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things:

>>The bump-up in rate should not have surprised anyone. Many had already projected that rates would rise slightly as we proceeded through the year.
>>Freddie Mac’s comments about the rate increase were not alarming: “The rise in mortgage rates over the next couple of months is likely to be more muted in comparison to the last few weeks, and we expect a strong spring sales season.”

A “muted” rise in rates will not sink the real estate market, and most experts agree that it will be “a strong spring sales season.”

Obviously, any buyer would rather mortgage rates not rise at all, as any upward movement increases their monthly mortgage payment. Though 3.02% is not as great as the sub-3% rates we saw over the previous seven weeks, it’s still very close to the all-time low (2.66% in December 2020). And, if we expand our look at mortgage rates to consider the last 50 years, we can see that today’s rate is truly outstanding. Here are the rates over the last five decades:
>>1970s: 8.86%
>>1980s: 12.7%
>>1990s: 8.12%
>>2000s: 6.29%
>>2010s: 4.09%
Being upset that you missed the “best mortgage rate ever” is understandable. However, don’t throw out the baby with the bath water. Buying now still makes more sense than waiting, especially if rates continue to bump up this year. DM me today so you can lock in a great rate while they stay this low.

Here are five reasons why this is the perfect time to sell your house, if you’re ready.>>There’s high demand from homebu...
03/08/2021

Here are five reasons why this is the perfect time to sell your house, if you’re ready.

>>There’s high demand from homebuyers.
ShowingTime recently announced that buyer showings are up 51.5%. When your house is positioned to get a ton of attention from competitive buyers, you’re in the best spot possible as the seller.

>>There aren’t enough houses for sale.
A seller will always negotiate the best deal when demand is high and supply is low. That’s exactly what’s happening in the real estate market today.

>> You have a lot of leverage in today’s market.
According to NAR, agents are reporting an average of 3.7 offers per house and an increase in bidding wars. As a seller, this means the ball is in your court – so much so that you can use your leverage to negotiate the best possible contract.

>>It’s a great way to use your home equity.
According to CoreLogic, the average homeowner gained $17,000 in equity over the past year, and that number continues to grow. Equity can be put toward goals like buying your next dream home.

>>It’s a chance to find a home that meets your needs.
So much has changed over the past year, including what many of us need in a home. Selling this spring gives you a chance to make a move and find the home of your dreams.

Today’s housing market belongs to the sellers. If you’ve considered making a move but have been waiting for the right market conditions, your wait may be over. DM me so you’ll be positioned to win when you sell your house this spring.

With so few homes available to buy today, houses are in high demand, and they’re selling fast. That means it’s a great t...
03/05/2021

With so few homes available to buy today, houses are in high demand, and they’re selling fast. That means it’s a great time to sell if you’re ready to make a move. DM me to make sure your house is ready for a top-dollar sale this spring. It may be closer than you think!

Last year, many homeowners thought twice about selling their houses due to the onset of the health crisis. This year, ho...
03/04/2021

Last year, many homeowners thought twice about selling their houses due to the onset of the health crisis. This year, however, homeowners are beginning to regain their confidence when it comes to selling safely. The latest Home Purchase Sentiment Index (HPSI) by Fannie Mae shows that 57% of consumers believe now is a good time to sell.

Normally, spring is the busiest season in the housing market – the time when many homeowners decide to list their houses. While this is obviously not a normal year since the pandemic is still very much upon us, experts are optimistic that consumer positivity around selling will lead to more homeowners making moves this year. Doug Duncan, Vice President and Chief Economist at Fannie Mae, says, “We will pay close attention to see if this newfound optimism develops into a trend.”

The fact that there are so few houses available for sale today is one driver that’s encouraging consumers to think more positively about selling. NAR states, "Total housing inventory at the end of January amounted to 1.04 million units, down 1.9% from December and down 25.7% from one year ago (1.40 million).” With so few homes available to buy, your house will be more likely to rise to the top of an eager purchaser’s wish list in this competitive market. Today’s high buyer activity is creating upward pressure on home prices and more multiple-offer scenarios. In this kind of sellers’ market, you have a huge advantage in the process. And here’s another win – you can also use your equity toward a down payment on a new home when you move.

If you pressed pause on selling your house last year, now may be the best time to put your plans back into motion while inventory is so low. DM me today to get the process started.

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Santa Rosa, CA
95403

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Steve has been representing home sellers, home buyers, investors and property flippers in Sonoma County since 1999. Over the years Steve has enjoyed developing relationships and friendships with those that he has worked with and has built his business with referrals from his clients and friends.