09/23/2026
What if we stopped looking at credit simply as a way to borrow money and started understanding how to use it as a tool to build wealth?
Ali and I are back in Irvine, California for the SmartCredit conference, and this is always one of those trips that gets my wheels turning.
We love coming here because of the people. We get the opportunity to connect with some of the top credit professionals from around the country, exchange ideas, learn what is changing, and have conversations that go far beyond a credit score.
And this year, those conversations connect directly to a project I’ve become incredibly passionate about.
I’m working on bringing together professionals from different areas of finance, credit, lending, investing and real estate to help people better understand something I believe is often missing from traditional financial education:
How do you actually use credit strategically to build wealth?
My piece of that conversation is real estate.
I want to educate people on how strong credit can create opportunities in real estate, but also why buying a property is only the beginning.
We’ll talk about understanding leverage. Financing investment properties. Building equity. Evaluating cash flow. Using rental income. Understanding debt versus productive debt. Growing from a primary residence into investment properties. And eventually, how strategies such as 1031 exchanges can potentially help investors continue building a real estate portfolio.
Most importantly, I want to help people understand that you don’t necessarily need to start wealthy to begin building wealth through real estate. You need education, a strategy, the right financial foundation and the right professionals around you.
That is what excites me about this project.
Credit professionals. Lenders. Financial professionals. Real estate advisors. Investors.
Different areas of expertise coming together around one mission: giving people practical education they can actually use.
There is still a lot more to come on this, and I’m excited to share it as it develops.
For now, we’re enjoying Irvine, learning from some incredibly talented people, building relationships and thinking a whole lo