09/21/2026
Buying a home in Florida? These TWO costs catch buyers off guard all the time.
Who pays your agent? And how much cash do you REALLY need at closing? šš°
Hereās the part most buyers donāt realize:
Your buyer-agent fee is agreed to IN WRITING before you tour homesābut that doesnāt automatically mean youāre writing the check yourself. Compensation can still be negotiated into the deal.
Then thereās closing day.
Plan for roughly 2ā5% of the purchase price depending on your loan, taxes, insurance, title, and other fees.