Christine Pearson, Realtor, Premier Properties

03/15/2026

What is an FHA loan?

An FHA loan is a government-backed home loan insured by the Federal Housing Administration. The government backing reduces the risk for lenders should the borrower default on the loan, which allows lenders to offer looser eligibility requirements.

FHA loans are available for a 3.5% down payment and allow for a lower minimum credit score than conventional loans. This makes FHA loans a good option for borrowers who don’t have great credit or very much in savings.

03/13/2026

Have you felt you’ve been priced out of the market, and your rent just keeps going up? Maybe it’s time to reconsider home ownership!

A Real-Life Story of a First Time Homebuyer in Bradenton, Florida:

A listing of mine was recently sold to a first-time buyer. (A first-time homebuyer is someone who has not owned a primary residence in the past three years.)

The property was a 2-bedroom, 2-bathroom condo in a non-age restricted community. Purchase price was $97,500. The buyer put down a $1,000 earnest money deposit. The down payment for the mortgage was $5,175 and closing costs were about $6,500 but with the help of Florida down payment assistance, the buyer had to bring less than $250 to closing.

Bottom line, the buyer bought this condo with only $1,218 out of pocket, you couldn’t get into a rental for anywhere near that amount! But wait, it gets even better. The monthly payment is less than $850, which includes property taxes and insurance! An amount unheard of in today's rental market!

The owner will also pay a monthly condo fee of about $500 per month. This fee covers insurance on the building as well as flood insurance, landscaping, community pool, exterior repairs and maintenance such as painting, paving and roof replacement. It also covers water, sewer and trash!

Contact me today if you want to discuss your homeownership goals!

03/13/2026

04/17/2025

Check out this Stunning Bradenton Home!

This beautifully maintained 3-bedroom, 3-bathroom home, complete with an oversized office suite, offers an ideal blend of comfort and style, perfect for entertaining. Key Features Include: Spacious Layout: The open floor concept is designed for entertaining, featuring high ceilings and abundant natural light. Gourmet Kitchen: The well-appointed kitchen is perfect for casual dining, while the separate dining room accommodates larger gatherings. Luxury Primary Suite: Indulge in the luxurious primary suite that boasts an oversized bedroom, two large walk-in closets, and a spa-like bathroom with double vanity sinks, a separate toilet room, a large soaking tub, and a walk-in shower. Outdoor Oasis: Enjoy your fully fenced yard with a recent large paver patio addition, perfect for outdoor entertaining and relaxation. Welcoming Community: Located in a quiet pet-friendly neighborhood, you’ll find two playgrounds and a dog park within a few blocks. additional Highlights Include: Brand new roof installed in April 2025 for peace of mind Two additional spacious bedrooms, each with their own private bathrooms and a spacious office/den Attached garage and laundry room Don’t miss the opportunity to make this lovely house your new home!

Offered at: $499,400

Contact me to see this house today!!

03/30/2025

Wow! What a deal! 2 miles to Siesta Key for $75,000!!

Location! Location! Location! This home is only 2 miles from Beautiful Siesta Key! This 1-bedroom mobile home in a well-maintained community needs some TLC to become a ...

03/29/2025

Open House
Sunday, March 30, 2025
1PM to 3PM

Lovely ground floor end condo in a meticulously maintained community in West Bradenton! This special 2-bedroom, 2-bathroom unit offers a large, private screened patio ...

10/24/2024

Are you looking for a pool house with a detached building? This is it!! Great for someone with a landscaping business, woodshed or just a collector who needs extra space!! Contact me if you want to know more about it!!

This meticulously maintained home on an almost half acre lot has it all! A spacious 3 bedroom/2 bathroom home with a two car attached garage and a private inground ...

10/14/2024

Manatee County’s Community Health Team will be bringing essential health and social services directly to neighborhoods hard hit by Hurricane Milton. Starting tomorrow (Monday, October 14), the team will set up Pop-Up Clinics, enabling them to offer wellness visits, first aid, health screenings, medical and social referrals and local support and information. The clinics will take place on these dates and locations from 9 a.m. to Noon:

➡ Oct. 14: Trailer Estates,1903 69th Av. W. Bradenton
➡ Oct. 15: Shadow Brook, 3820 63rd St. E., Palmetto
➡ Oct. 16: Coach House Mobile Home Park, 3004 49th St. E., Palmetto
➡ Oct. 17: Terra Siesta Co-Op, 3502 Patricia Place, Ellenton
➡ Oct. 18: Colony Cove, 101 Amsterdam Ave., Ellenton
➡ Oct. 19: North River Estates, 7001 36th St. E., Ellenton
➡ Oct. 20: Sun Key Village, 2601 86th St. E., Palmetto

For more storm-related information, please go to mymanatee.org/storm.