Shelbi Loftin - Realtor

12/05/2025

Searches of “Homes for Sale” Up 20% Since Last Year

The market isn’t frozen. Online searches of “homes for sale” are up over 20% since last year. Let’s talk if you want to get your house in front of these buyers.

12/05/2025

Why More Homeowners Are Giving Up Their Low Mortgage Rate

Life doesn’t wait for the perfect rate. Maybe you shouldn’t either.

With mortgage rates down from their peak and forecast to dip slightly more in 2026, moving may be more feasible than you think. If you’re ready to see what’s possible in our market, let’s talk.

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.”

12/04/2025

Some more homeowners are finally making their move, even if it means giving up that 3% mortgage.

Data from the FHFA shows the share of homeowners with rates under 3% is shrinking slightly, while more are taking on rates above 6%. Sure, some of the people with rates above 6% are first-time buyers, but others are people just like you who decided to move anyways.

Why? Because life doesn’t wait for perfect timing.
Families grow, jobs change, priorities shift, and a house that once fit perfectly may not fit at all anymore.

And with mortgage rates easing from earlier highs and forecast to dip slightly more in 2026, moving is becoming a little easier again.

If you’ve been holding off, maybe it’s time to ask: Is your low rate worth staying somewhere that no longer fits your life?

DM me if you want to talk through your options or see what's out there in your price point.

12/04/2025

The 3 Housing Market Questions Coming Up at Every Gathering This Season

Talk about the housing market can feel loud and confusing, especially when you’re hearing so many different takes. If you want to understand what these trends mean for your goals, let’s connect and walk through it together.

Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation.

12/03/2025

People are going to talk about the housing market when they get together this holiday season. And you’re going to hear a lot of different opinions.

Make sure you’re getting your information from a true expert. Here are the real answers to the top 3 questions that may be on your mind:

“Will I be able to find a home if I want to move?”
Yes, there are more homes for sale now than there have been in years, giving buyers more options and sellers more places to go.

“Should I wait for prices to come down?”
Experts aren’t projecting a big decline. While prices will always vary by area, nationally they’re expected to keep rising for at least the next 5 years.

“Will I ever be able to afford a house?”
Affordability is slowly improving as mortgage rates ease and price growth cools, making monthly payments a bit more manageable than they were even just a few months ago.

Clear answers = confident decisions

If you have questions, need more information...

12/02/2025

Online searches for “homes for sale” are up more than 20% since last year.

Now, that doesn’t mean buyers are flooding the market. But it does mean interest is picking back up.

If you’ve been wondering whether anyone’s even looking right now, this is your sign the market isn’t frozen.

There are buyers out there doing their homework and preparing for their next move.

If you want your house in front of those people, let’s talk strategy.

12/02/2025

How To Find the Best Deal Possible on a Home Right Now

If you want to find the best deal possible on a home right now, start by looking where others aren’t.

With 1 in 5 sellers cutting prices and many growing more flexible by the week, the homes that have been sitting a little longer could be your best opportunity to save.

Let’s talk about where to find them in our area.

Want to know how to find the best deal possible in today’s housing market? 

12/01/2025

Want to find the best deal possible on a home right now? Here’s one way to do it.

Take a look at the homes that have been sitting on the market the longest. Because the longer a house sits, the less it sells for.

And the data proves it. When a home lingers, sellers usually get more flexible.

That’s where buyers are scoring real savings. Even if a house sells for 94% of its asking price, that's roughly $24,000 off of a median priced home.

If you want to stretch your budget and find the deals other buyers overlook, let’s chat.

11/28/2025

Thank You for Your Business

Thank you for choosing me as your agent this year. If there’s anything else I can help you with, let me know.

11/28/2025

Why So Many People Are Thankful They Bought a Home This Year

The people who bought a home this year didn’t wait for perfect market conditions to line up. They acted on what they needed in their life. And they’re thankful they did.

If you’re feeling the pull toward something better, let’s talk through your goals. Your next home could bring you more space, more connection, and more happiness than you think.

Homebuyers are weighing their options right now, and they certainly have a lot on their minds. 

11/27/2025

So many buyers who moved this year keep saying the same thing: they’re thankful they did.

Not because market conditions were perfect, but because they needed something different out of their home.

Some are grateful for a first place to truly make their own. Others are thankful for more space, or less to maintain.

And many are especially thankful to be closer to the people who matter most.
When your home lines up with what you need, every day feels lighter – and it’s something you appreciate more than you expect.

If you’re feeling that pull toward a home that fits your life better, let’s explore what’s possible.

11/27/2025

Why Buying a Home Still Pays Off in the Long Run

Renting may feel less expensive today, but owning is what builds real wealth over time. And with affordability starting to improve, the path to homeownership may be opening up more than you think.

If you’re curious what buying could look like for you, let’s connect. We can figure out your next move, pressure-free.

Renting can feel much less expensive and much simpler than buying a home, especially right now.