Bonnie Austin at Kelleher Realty

Bonnie Austin at Kelleher Realty Bonnie Austin grew up in the capital region. She is a member of Kelleher Realty, LLC.

Going under contract is exciting, but here's the practical piece a lot of people overlook: your mortgage rate isn't lock...
09/30/2026

Going under contract is exciting, but here's the practical piece a lot of people overlook: your mortgage rate isn't locked until you actually lock it. Once you have an offer accepted, that's when you want to sit down with your lender and secure your rate before it shifts between now and closing. A 45-day lock is usually the sweet spot since the average closing timeline sits around 44 days, and most lenders offer that window for free. Skip the fancy float-down options unless your situation genuinely calls for it, they add cost and complexity you probably don't need. Saratoga Springs real estate moves fast, and getting this piece right early takes one major variable off your plate.

Bonnie Austin I Licensed Real Estate Salesperson
Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866

https://kelleherrealty.com/

Appraisal gaps can feel like they come out of nowhere, but Bonnie Austin breaks down exactly what to do when your offer ...
09/23/2026

Appraisal gaps can feel like they come out of nowhere, but Bonnie Austin breaks down exactly what to do when your offer price doesn't match what the property actually appraises for. The smart move is building this possibility into your offer from the start, whether that's including an appraisal gap clause or being prepared to negotiate if the numbers shift. Saratoga Springs' market moves fast, and knowing your options before you need them makes all the difference.

Bonnie Austin I Licesned Real Estate Salesperson
Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866

Direct: 518-653-3937
Office: 518-368-0471

There's something real about selling a house versus what we actually do here in Edinburg, which is help people find the ...
09/22/2026

There's something real about selling a house versus what we actually do here in Edinburg, which is help people find the place where their life becomes a story. Those empty rooms you walk through aren't just square footage and finishes, they're the beginning of something that'll matter. Every creak in the floor, every corner you'll turn a thousand times, every laugh that'll echo through these walls someday, that's already waiting there.

Bonnie Austin I Licensed Real Estate Salesperson
Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866

Direct: 518-653-3937
Office: 518-368-0471

https://kelleherrealty.com/

Scotia-Glenville has earned its reputation as a place where families actually want to stay. The walkability to Collins P...
09/21/2026

Scotia-Glenville has earned its reputation as a place where families actually want to stay. The walkability to Collins Park and Freedom Park means kids can bike to baseball games and swim lessons, and parents know the schools here deliver. That combination of good schools, real parks within reach, and homes positioned nearby isn't just convenient, it's the foundation of neighborhood value that holds steady over time.

Bonnie Austin I Licensed Real Estate Salesperson

Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866
Direct: 518+653-3937
Office: 518-368-0471
https://kelleherrealty.com/

15 Church has been setting the standard in downtown Saratoga Springs since 2013, and under fresh ownership this year, it...
09/18/2026

15 Church has been setting the standard in downtown Saratoga Springs since 2013, and under fresh ownership this year, it's come back sharper than ever. Chef Michael Mastrantuono is still commanding the kitchen with daily seafood and prime aged beef, while those renovated patio spaces with the Douglas fir timber roof and waterfall walls give you a reason to linger long after dinner. This is where serious diners have been showing up for over a decade, and there's a reason that hasn't changed. Saratoga Springs.

Bonnie Austin I Licesned Real Estate Saelsperson
Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866
Direct: 518-653-3937
Office: 518-368-0471

https://kelleherrealty.com/

If you're thinking about renovating a historic home in Saratoga Springs, the Design Review Commission is your first stop...
09/17/2026

If you're thinking about renovating a historic home in Saratoga Springs, the Design Review Commission is your first stop, not your last. Any exterior work needs their approval before you even pull a permit, and they base their decisions on the U.S. Department of Interior's Standards for Rehabilitation. It's worth having your contractor and architect familiar with these guidelines upfront so you're not caught off guard during the review process. The timeline matters when you're planning, so factor in that approval stage from the beginning.

Bonnie Austin I Licensed Real Estate Salesperson
Kelleher Realty LLC
865 Route 29 Saratoga Springs NYN 12866
Direct: 518-653-3937
Office: 518-368-0471
https://kelleherrealty.com/

If you own rental property in Saratoga, the racing season is when your numbers really shine. Properties here average $50...
09/16/2026

If you own rental property in Saratoga, the racing season is when your numbers really shine. Properties here average $509 a night during peak months, which is a significant jump from the state average, and homes in walkable neighborhoods near the track see the strongest booking demand. The key is understanding that this market rewards scale and location, especially when you're positioned to capture those high-revenue summer weeks.

Bonnie Austin I Licensed Real Estate Salesperson

Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866
Direct: 518-653-3937
Office: 518-368-0471
https://kelleherrealty.com/

The gap between what you offer and what an appraiser values can make or break a deal in Saratoga Springs, especially wit...
09/15/2026

The gap between what you offer and what an appraiser values can make or break a deal in Saratoga Springs, especially with how quickly properties move here. Older downtown homes and newer builds get appraised differently, so reviewing comparable sales with your agent before you submit gives you real insight into what the numbers will actually support. An appraisal contingency in your contract protects you if things don't align, and a solid home inspection beforehand catches the structural and maintenance issues that appraisers will definitely flag. Know the value before you commit.

Bonnie Austin I Licensed Real Estate Salesperson

Kelleher Realty LLC
865 Route 29 Saratoga Springs NY 12866
Direct: 518-653-3937
Office: 518-368-0471
https://kelleherrealty.com/

Discover versatile living in this exceptional Amsterdam Avenue residence. Featuring a spacious walk-in closet with custo...
09/14/2026

Discover versatile living in this exceptional Amsterdam Avenue residence. Featuring a spacious walk-in closet with custom organizational systems, alongside an adaptable bonus room ideal for a guest suite, home office, or creative studio, this property offers rare flexibility to suit your lifestyle needs.

An appraisal gap can catch buyers off guard, especially in competitive markets like Saratoga where bidding wars push off...
09/11/2026

An appraisal gap can catch buyers off guard, especially in competitive markets like Saratoga where bidding wars push offers well above asking price. When the appraisal comes in lower than what you agreed to pay, you're suddenly responsible for covering that difference out of pocket unless you've planned ahead. This is exactly why talking with your agent about appraisal gap coverage before you make an offer matters so much. It's one of those details that separates a smooth closing from a stressful negotiation.

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865 Route 29
Saratoga Springs, NY
12866

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