U.S. Home Talk

U.S. Home Talk U.S. Home Talk is your radio show/podcast resource for the United States real estate market. Luminate Home Loans will present a mortgage market update each week.

Minnesota Home Talk is your resource to the Twin Cities real estate market. We talk about topics that are relevant to our listeners, even if you are not currently in the market to buy or sell your home. Minnesota Home Talk will cover a variety of related topics that will prove educational, informative, and entertaining. Jason Walgrave with The Minnesota Real Estate Team and RE/MAX Advantage Plus w

ill provide an insider perspective on topics that are headlining the news and relevant to our listeners. Jason and his team have developed an extensive network of industry specialists that will join the show to address specific topics each week. Listeners are welcome to call in and ask the experts what you want to know about real estate and home related topics. You are also encouraged to send us questions or comments via e-mail. All questions that are asked will be answered.

05/27/2026

You can have an 800 credit score, real money for a down payment, and steady cash coming in every month and still get told “no” because your tax returns do not tell the story lenders want to see. We dig into the mortgage reality behind that disconnect and explain why “not W-2 friendly” does not mean “not mortgage ready.” If you are self-employed, paid on a 1099, or building a rental portfolio, there are home loan programs that may fit better than the standard conventional loan playbook.

05/20/2026

Foreclosure talk is back, and we keep hearing the same scary line: “foreclosures are rising.” We slow that down and look at what “rising” actually means when the market is coming off near record lows. If you’re a homeowner feeling squeezed by higher property taxes, rising homeowners insurance, or the general cost of living, the most important move is not panic, it’s clarity: where do you stand on equity, what are your timelines, and what options do you still control?

05/13/2026

A home doesn’t lose value only from big problems. It can lose momentum from tiny signals like a dark bedroom, a sticky front door, or that one unfinished project you’ve stopped noticing. We pick up our first-time home seller to-do list and focus on the practical home selling tips that change how buyers feel in the first 30 seconds and how your home looks in the listing photos that get them to book a showing.

05/06/2026

What Unique Items Must You Remove Before Selling?

05/06/2026

What do you need to do to get ready to sell your first home?

12/03/2025

The year is just about over, what are the home design trends that are on the way out?

You can always find episodes of U.S. Home Talk on Spotify or YouTube!

Want to create live streams like this? Check out StreamYard:

03/26/2025

Good Morning!! US Home Talk will be back LIVE next Wednesday at Noon. Happy Spring Break everyone!!

We will be back next Wednesday at Noon. Happy Thanksgiving 2024!!
11/27/2024

We will be back next Wednesday at Noon. Happy Thanksgiving 2024!!

Our cash offer program (aka buy now, sell later) is still a very useful tool in today's market. Feel free to reach out ...
10/25/2024

Our cash offer program (aka buy now, sell later) is still a very useful tool in today's market. Feel free to reach out to me if you want to be able to make a cash offer on a house!

Mike Ouverson - Producing Branch Manager - Luminate Home Loans

612-202-8321
[email protected]

NMLS 309068

PSA: Very Good Advice Below
10/09/2024

PSA: Very Good Advice Below

Address

13875 Highway 13 South
Savage, MN
55378

Telephone

+16122347585

Website

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