Indiana Realtor, Javina Lyles

Indiana Realtor, Javina Lyles Broker at Coldwell Banker

Are you looking to a quality property that is full of character and space we’ll look no further. This gem awaits its new...
10/09/2025

Are you looking to a quality property that is full of character and space we’ll look no further. This gem awaits its new owner . Call me today to view this won’t last long .

Information you can use🚨Here’s the Max Mortgage Payment you can Afford based on your Income:$50,000 Annual Income:- Mont...
02/28/2025

Information you can use

🚨Here’s the Max Mortgage Payment you can Afford based on your Income:

$50,000 Annual Income:
- Monthly Gross Income: $4,166.67
- Max Monthly Housing Cost (30%): $1,250.00
- Max House Price: $205,000

$100,000 Annual Income:
Monthly Gross Income: $8,333.33
- Max Monthly Housing Cost (30%): $2,500.00
- Max House Price: $410,000

$150,000 Annual Income:
Monthly Gross Income: $12,500.00
- Max Monthly Housing Cost (30%): $3,750.00
- Max House Price: $615,000

$200,000 Annual Income:
Monthly Gross Income: $16,666.67
- Max Monthly Housing Cost (30%): $5,000.00
- Max House Price: $820,000

$250,000 Annual Income:
- Monthly Gross Income: $20,833.33
- Max Monthly Housing Cost (30%): $6,250.00
- Max House Price: $1,025,000

$300,000 Annual Income:
- Monthly Gross Income: $25,000.00
- Max Monthly Housing Cost (30%): $7,500.00
- Max House Price: $1,230,000

These are estimates. The actual house price you can afford may vary depending on your individual circumstances, such as your credit score, debt-to-income ratio, and the specific property taxes and insurance costs in your area.

It's often wise to spend less than the maximum to have a more comfortable financial cushion.

Consider consulting with a financial advisor or mortgage lender for personalized advice and when your’re looking for and realtor don’t forget to call your favorite realtor MEEEEEEE❤️219-900-5500

02/28/2025

It’s only February and 2025 is looking great 11 homes closed already🥰If you looking for broker that navigates with a mix of her heart, tenacity and who will fight to protect your best interest . Then look no further

🚨HOW TO BUY YOUR FIRST HOME🚨Buying your first home can feel overwhelming, but breaking it down into manageable steps mak...
02/27/2025

🚨HOW TO BUY YOUR FIRST HOME🚨

Buying your first home can feel overwhelming, but breaking it down into manageable steps makes the process much smoother. Here's a 7-step guide to help you navigate your first home purchase:

1. Get Your Finances in Order:
- Check your credit score: A good credit score is crucial for securing a favorable mortgage rate.
- Calculate your budget: Determine how much you can afford for a down payment and monthly mortgage payments. Consider all expenses, including property taxes, insurance, and potential maintenance costs.
- Save for a down payment: Start saving as early as possible. Explore first-time homebuyer programs that may offer down payment assistance.
- Gather financial documents: Collect pay stubs, tax returns, and bank statements, as lenders will require these.

2. Get Pre-Approved for a Mortgage:
- Getting pre-approved by a lender allows you to know exactly how much you can borrow.
- This also demonstrates to sellers that you're a serious buyer.
- Shop around for different lenders to compare interest rates and loan terms.

3. Find a Real Estate Agent:
- A good real estate agent can guide you through the homebuying process, negotiate on your behalf, and provide valuable insights into the local market.
- Look for an agent with experience working with first-time homebuyers.

4. Start Your Home Search:
- Create a list of your must-have features and desired locations.
- Utilize online resources and work with your agent to find properties that meet your criteria.
- Attend open houses and schedule showings to view potential homes.

5. Make an Offer:
- Once you've found the perfect home, work with your agent to craft a competitive offer.
- Your offer should include the purchase price, contingencies (such as inspections), and a proposed closing date.
- Your agent will help with the negotiation process.

6. Conduct Home Inspections and Appraisal:
- Schedule a professional home inspection to identify any potential issues.
- Your lender will also require an appraisal to determine the property's fair market value.
- These steps are very important to protect your investment.

7. Close the Deal:
- Once all contingencies are met, you'll proceed to the closing.
- Review all closing documents carefully before signing.
- Finalize the mortgage and transfer ownership of the property.
- Then you will recieve the keys!

By following these steps, you'll be well on your way to achieving your dream of homeownership.

Giving out some last minute tokens of appreciation to my awesome community  wrapping paper, popcorn and pies ❤️❤️🎅🏽
12/26/2024

Giving out some last minute tokens of appreciation to my awesome community wrapping paper, popcorn and pies ❤️❤️🎅🏽

12/26/2024
Happy Friday Scheduling my clients showings for the weekend if you’re in the market to buy or give me a call let me take...
11/15/2024

Happy Friday Scheduling my clients showings for the weekend if you’re in the market to buy or give me a call let me take the stress away allowing you to dance to the closing table

We’re stilling running our veterans day special giving Vetrans a well deserved $3000 credit toward closing cost.

☎️‼️‼️📞📞Call me today 219-900-550

11/12/2024

‼️‼️‼️Fall Installment of Lake County Property Taxes due today 11/12/24. Property Tax payments will be accepted on-line until 11:30 PM CST on Tuesday, November 12, 2024.

Address

Schererville, IN

Opening Hours

Monday 12am - 12am
Tuesday 12am - 12am
Wednesday 12am - 12am
Thursday 12am - 12am
Friday 12am - 12am
Saturday 12am - 12am

Telephone

+12199005500

Website

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