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Terrance Durousseau, Realtor

Name: Terrance Durousseau, Realtor
Address: 20 E. US Highway 30, Schererville, IN, 46375, US
Telephone: +12192901470

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United States
Schererville, IN
Terrance Durousseau, Realtor

Experienced in many aspects of real estate, including property tax, property tax appeals, and sales.

06/19/2026

Happy Juneteenth! ❤️💛💚🖤
Today, we honor Freedom Day—a monumental moment in history marking the liberation of enslaved African Americans in the United States. Juneteenth is a powerful reminder of resilience, progress, and the ongoing journey toward true equality.
As a realtor, my passion goes beyond houses. It’s about community, belonging, and helping every individual find a place where they feel safe, valued, and truly at home. 🏡✨
Today and every day, I am proud to celebrate the vibrant culture, history, and incredible contributions of the Black community here in our neighborhoods. Let’s use today to reflect, educate ourselves, support local Black-owned businesses, and celebrate freedom together.
How are you honoring the day in our community? 👇🏾👇🏼👇🏿

06/18/2026

🚨 THE FED JUST SPOKE: What it means for you! 🏡👇
The Federal Reserve just announced they are holding interest rates steady at 3.5%–3.75%. While they didn't raise them, persistent inflation means rate cuts are officially off the table for now—and they even hinted at a possible hike later this year.
If you are trying to buy or sell a home, here is the real scoop on what this means and how to play it:
📈 For Buyers:
Mortgage rates are hovering just under 6.5%. The dream of rates dropping back down into the 5s anytime soon is likely on hold.
✔️ What to do: Stop waiting for a massive rate drop. Focus on your budget now. Get fully pre-approved, explore rate buy-down options with lenders, and remember: you marry the house, you date the rate. You can always refinance later if things shift!
📉 For Sellers:
Higher-for-longer rates mean some buyers are stepping back, slowing down overall home sales. However, inventory is still tight, keeping home prices historically high.
✔️ What to do: Pricing and presentation are everything right now. You can't just slap a sign in the yard and expect a bidding war. Work with a pro to price your home accurately from day one, and consider offering seller concessions (like contributing to a buyer’s closing costs or rate buy-down) to make your listing irresistible.
The market isn't stalled—it’s just moving intentionally. Having a clear strategy is your biggest competitive advantage.
Questions about your specific neighborhood? Drop a comment below or send me a DM! 📲

06/17/2026

Big news for Florida homeowners! 🌴 Legislation is officially heading to Governor Ron DeSantis that sets the stage to completely eliminate property taxes on primary residences. If approved by voters this November, this phased plan will eventually zero out non-school property taxes for homesteaded properties across the state. This is a massive shift that could redefine the real estate landscape in the Sunshine State.

What does this mean for current and future homeowners?

More Buying Power: Eliminating this annual expense could allow buyers to qualify for larger mortgages, potentially driving up demand for single-family homes.
The "Tax Shift" Question: While this is a huge win for residents, critics worry about how local governments will fund essential services like fire and police. We might see a shift toward higher utility fees or sales taxes to make up the difference.
Nationwide Pressure: Florida is already a magnet for out-of-state buyers. If this passes, it will only increase the pressure on high-tax states to rethink their own property tax structures to keep from losing residents.
This is just the beginning of the conversation, and it will ultimately be up to the voters to decide. What are your thoughts? Would you like to see your state adopt a similar zero-tax policy on primary homes? Let me know in the comments! 👇

06/16/2026

Attention Northwest Indiana homeowners! 🏡 If your property sustained damage during last Thursday's storms, you may be eligible for property tax relief.

The state of Indiana offers a reassessment for real property that has been partially or totally destroyed by a disaster. To apply, you must file a Form 137-R (Petition for Survey and Reassessment of Real and Personal Property in Disaster Areas) with your county assessor.

⏳ Important Deadline: This form must be filed within 12 months of the date of the disaster.

Don't leave money on the table during your recovery. Check with your county or township assessor's office for more details on how to file. Please share this with neighbors who might be affected! 👇

06/15/2026

🌅 Elevate Your Lifestyle: Luxury Living in Northwest Indiana ✨
Northwest Indiana offers an incredible blend of sophisticated design, expansive acreage, and breathtaking beauty—all just a short drive from Chicago. For discerning buyers who demand the absolute best, NWI features premier communities tailored to a luxury lifestyle.
If you are looking for your next architectural masterpiece or lakeside retreat, these regions define modern luxury:
📍 The Premier Enclaves
• The Duneland Shoreline (Dune Acres, Ogden Dunes, Beverly Shores): Unparalleled views of Lake Michigan, striking custom designs, and private beach access. 🌊🏖️
• Crown Point: Perfect for sprawling square footage and absolute privacy. Think custom estates on multi-acre wooded lots and prestigious golf-course living. 🏌️‍♂️🌳
• Valparaiso & Munster: Sophisticated custom builds, private country clubs, and proximity to upscale dining and boutique shopping. 🍷🛍️
💎 Elite Amenities Designed for You
Luxury living here goes far beyond high-end finishes. These properties feature:
• Private, multi-car heated garages for collectors 🏎️
• Custom infinity pools and resort-style outdoor kitchens 🏊‍♂️
• Smart home automation, private theaters, and wine cellars 🎭
• Floor-to-ceiling windows capturing Lake Michigan sunsets or lush ravines 🌅
💼 Your Gateway to NWI Luxury
Acquiring a luxury property demands hyper-local expertise, absolute discretion, and access to exclusive opportunities.
As your premier Northwest Indiana real estate partner, I specialize in navigating the high-end market to position your offer seamlessly and secure the estate that fits your exact vision.
Ready to discover NWI's most exclusive estates? Let's connect in the DMs for a private, confidential consultation. 📥📞

06/14/2026

It’s the moment every homebuyer dreads: you’re under contract on a home you love, the appraisal comes back, and it’s lower than the agreed-upon purchase price.
Because lenders will only finance up to the appraised value (or the purchase price, whichever is lower), a low appraisal creates a gap that needs to be filled. Take a deep breath! This doesn't mean your dream of owning this home is dead. It just means it's time to negotiate.
Here are the 4 strategic ways to handle a low appraisal and keep your closing on track:
1. Request a Price Reduction
This is often the first line of defense. We can go back to the seller, present the appraisal report, and ask them to lower the purchase price to match the appraised value. If the seller is motivated or doesn't want to risk putting the home back on the market, they may agree to the drop.
2. Meet in the Middle (The Appraisal Gap)
If the seller refuses to drop the price all the way, we can negotiate a compromise. For example, if the appraisal is $10,000 short, you might agree to bring $5,000 extra in cash, and the seller agrees to lower the price by $5,000.
3. Dispute the Appraisal (Reconsideration of Value)
Appraisers are human, and sometimes they miss critical data. If we find that the appraiser used outdated comparable sales, missed recent neighborhood upgrades, or overlooked specific features of the home, I can submit a formal Reconsideration of Value with new data to request a revision.
4. Walk Away (With Your Deposit)
If you have an appraisal contingency in your contract and the seller refuses to budge, you have the legal right to walk away from the deal. Best of all, you get your earnest money deposit back. It’s a tough decision, but it protects you from overpaying for an asset.
The Bottom Line:
Every real estate hurdle is manageable with the right strategy and data on your side. If you're navigating the market and want an expert in your corner to protect your investment, let's connect!
DM me today or drop a comment below if you've ever had to deal with an appraisal gap! 👇

06/13/2026

🏡 “What if the seller isn’t paying my agent… and I can’t afford to?” 🏡
I’m hearing this a lot lately, and it’s stressful. With recent industry changes, some sellers aren't offering upfront buyer agent compensation. If you’re scraping together every dime for a down payment, paying out of pocket feels impossible.
Take a breath. It is NOT time to give up. You have options, and we can handle this together:
1. Ask the Seller to Pay in the Offer 📝
We can write a contingency into our offer requesting the seller cover my brokerage fee out of their proceeds. For many sellers, it’s worth it to get the home sold!
2. Request Seller Concessions 💰
We can ask for closing cost concessions. If the seller credits you at closing, it frees up your cash to cover your agent's representation.
3. Explore Lender Options 🏦
Some lenders allow you to roll the commission into the loan or offer a higher interest rate in exchange for covering the fee, spreading the cost into your monthly budget instead of cash upfront.
4. Target Homes That DO Offer Compensation 🔍
Before we open a single door, I’ll do the homework to prioritize properties where sellers are already offering cooperating compensation.
The Bottom Line: Don’t let the headlines scare you into skipping expert representation. Buying a home is a massive financial transaction—we just have to be strategic!
Got questions about how this works locally? Let’s chat. DM me or click the link in my bio to set up a free strategy call! ☕✨

06/12/2026

🥂 Let’s pause the market updates for just a second because today is incredibly special. If you follow this page, you know I usually keep things strictly business—market trends, listings, and property tax tips. But today, I’m breaking my own rule because I have the ultimate reason to celebrate.
Today, Mrs. Durousseau and I are celebrating 10 years of marriage! 👑❤️
A decade of partnership, laughter, growth, and building a life together side-by-side. Behind every late-night contract, every open house, and every professional milestone, LaKia has been my absolute rock and biggest supporter. Ten years ago, we made a commitment, and every single day since has been a reminder of how blessed I am to walk through life with her.
They say time flies when you're having fun, but it flies even faster when you're building a legacy with your best friend.
Thank you, LaKia, for a beautiful 10 years. Cheers to a lifetime more. 🥂✨
Back to the real estate grind on Monday, but today is all about celebrating a decade of love.

06/11/2026

Attention Calumet Township property owners! 📢 Whether you own a residential home or a commercial property, the June 15th deadline to file your property assessment appeal is quickly approaching.

The Calumet Township Assessor's Office is offering extended hours to help you get your appeal filed on time. Take advantage of these extra hours this weekend and coming Monday:

📅 Saturday, June 13, 2026: 10:00 AM – 2:00 PM 📅 Monday, June 15, 2026: 8:30 AM – 6:30 PM

Don't miss your chance to potentially lower your property taxes. If you need help understanding your assessment or are thinking about buying or selling in the area, my door is always open! 🏡🏢

📍 501 E. 5th Ave, Gary, Indiana 46402 📞 (219) 885-0555

06/10/2026

🤔 Can You Really Trust the "Zestimate"? 🏡📊
We’ve all done it—log onto Zillow to check our home’s estimated value just to see where it stands. But if you’re actually planning to sell, refinance, or appeal your property taxes, relying entirely on that automated number can be a costly mistake.
Here is why that computer-generated value might be missing the mark for your home:
🤖 The Algorithm vs. Reality
Zillow uses an automated valuation model (AVM). It’s a computer algorithm that pulls public records and user-submitted data. What it can't do is walk through your front door.
An algorithm doesn't know:
• Your Upgrades: Did you just install stunning quartz countertops, remodel the primary bath, or put on a new roof? Zillow’s computer has no idea. 🛠️✨
• Your Exact Condition: It treats your pristine, meticulously maintained home the same as a property down the street that needs a complete interior overhaul.
• Location Nuances: It might pull a "comparable" sale from across a major busy road or a different school district lines, vastly distorting your true hyper-local market value.
📉 The Margin of Error
Zillow itself openly admits that its Zestimates are just a starting point, not an official appraisal. In many markets, the margin of error can fluctuate by thousands of dollars. If it overestimates, your home sits on the market and grows stagnant. If it underestimates, you leave hard-earned equity on the table. 💸
💡 The Strategic Move
When it comes to your biggest financial asset, accuracy matters. A computer algorithm can give you a ballpark guess, but a local real estate professional provides a Comparative Market Analysis (CMA). We look at hyper-local trends, hyper-specific neighborhood boundaries, active competition, and the unique, tangible condition of your property.
Before you make any major financial moves based on a screen, get a precise, human evaluation.
Curious about what your home is actually worth in today’s shifting market? Let’s connect in the DMs for a custom valuation! 📥👋

Address

20 E. US Highway 30
Schererville, IN
46375

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm

Telephone

+12192901470

Website

https://www.century21.com/real-estate-agent/profile/terrance-durousseau-P80114750

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