Ray Byzewski Real Estate Agent

Call Directions Website Contact the business

Ray Byzewski Real Estate Agent Ray is a dedicated REALTOR® based in Arizona, with a focus on helping families relocate from the Pacific Northwest. I bought my first home at the age of 22.

He emphasizes professionalism, trust, integrity, and building lifelong relationships with his clients. Buying or selling real estate can be a stressful journey. With the opportunity and my guidance, I will make the transaction a positive and enjoyable experience. I appreciate you visiting my website and I hope that you will allow me the opportunity to earn your trust, loyalty and time to create a life-long friendship. I am patient, professional, transparent, compassionate, loyal, approachable, and a skilled Fiduciary, who has crafted the art of negotiation. That purchase fueled my passion for buying, remodeling and selling numerous others. As your REALTOR®, you can rest-assure that you are in good hands throughout the entire process and beyond. I have experience supporting first time home buyers, relocation, secondary or vacation home buyers, as well as investors. I chose to become a REALTOR®, because as a servant REALTOR®, I am committed
to supporting every step of my clients journey to fulfill their dreams of buying
or selling, and I am able to continue building life-long relationships. I enjoyed a 32 year career in education and coaching. I relocated from Oregon to beautiful Arizona, in June of 2020. My new full time career has helped me continue to assist many of my friends and families in relocating to Arizona. On a personal note, I enjoy golfing, hiking, biking, travel, and water sports. I am fortunate and thankful to be living and working in Arizona and look
forward to serving and supporting others. Respectfully,



Ray

Every renovation that goes badly over budget in Scottsdale goes over for the same handful of reasons, and none of them a...
10/18/2026

Every renovation that goes badly over budget in Scottsdale goes over for the same handful of reasons, and none of them are the ones people plan for. Nobody’s budget dies because they picked the more expensive tile. It dies because of what was found behind the wall on day four.
October is when a lot of people start planning spring work, which makes right now the useful time to talk about this rather than in March when the quotes are already signed.
The honest version is that you cannot eliminate the unknown. You can price it, sequence the work so the unknown surfaces early, and hold back money for it on purpose instead of discovering you needed it.
Swipe through for the four that actually blow budgets, and how much to hold back.
Save this before you call a contractor.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Your parents are going to bring up selling the house at some point this fall, or they are going to carefully not bring i...
10/15/2026

Your parents are going to bring up selling the house at some point this fall, or they are going to carefully not bring it up, which is its own kind of conversation.
Downsizing gets written about as a financial decision and it almost never is. It is a decision about stairs, about a garden that got bigger every year without changing size, about whether the guest room still needs to exist, and about leaving a place where a lot happened.
The families who handle this well are not the ones who decide fastest. They are the ones who start the conversation a year before anyone has to, so nobody is making a housing decision inside a crisis.
If you are the adult child in this, your job is not to have the answer. It is to make it a subject that can be discussed without it meaning something has been decided.
Swipe through for how the timeline actually works, and the question that opens the conversation without ending it.
DM me the word DOWNSIZE if you want to talk through the timing for your family. No pressure and no listing conversation attached to it.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Get the insurance quote before you remove your conditions, not after. This is the step buyers skip most often and the on...
10/14/2026

Get the insurance quote before you remove your conditions, not after. This is the step buyers skip most often and the one that has quietly killed the most deals I have watched.
Here is what happens. The inspection comes back fine. Financing is in place. Everybody relaxes. Then the insurance application goes in and the answer is either a decline, a surcharge that changes the monthly cost, or a requirement to replace something within thirty days of taking possession.
Insurers are asking harder questions than they were even three years ago. The roof and its age. What kind of electrical panel is in there. Whether there is a wood stove and whether it was installed to code with paperwork to prove it. The age of the plumbing. The claims history attached to the address, which follows the property and not the owner, and which you cannot see.
None of this is exotic and none of it is expensive to check. It is just that it sits outside the standard checklist, so it gets discovered at the one moment when you have no leverage left.
Call an insurance broker the same week you book the inspection. One phone call, and it either confirms what you already believe about the house or it tells you something worth knowing while you can still act on it.
If you are buying in Scottsdale this fall, put it on the list.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Honored to be recognized as West USA’s #2 Top Producer in Scottsdale! 🎉A big thank you to my clients, friends, and ever...
10/14/2026

Honored to be recognized as West USA’s #2 Top Producer in Scottsdale! 🎉

A big thank you to my clients, friends, and everyone who has sent a referral my way. Your trust means so much, and helping you make your next move is what makes this work so rewarding. 🏡

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale


10/11/2026

A lot of buyers begin their home search with the wrong number.
A pre-approval answers one question: what is the most this lender is willing to risk on you? It is a ceiling. It is not a recommendation, and it is not built around your life. It does not know about the daycare, the car that is nearly done, the fact that you would like to take a trip once a year, or the emergency that has not happened yet.
So people get approved for a number, go shopping at that number, and end up in a house that works on paper and squeezes every month.
Here is what I would actually do. Take the payment you have been comfortable with, add whatever you can genuinely add without resenting it, and treat that as the real number. Then work backwards to a price. That number is almost always lower than the ceiling, and the gap between the two is the difference between owning a home and being owned by one.
Getting approved for more is not a compliment. It is a credit limit.
Buy the house you can live in, not the one you qualify for.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Get the insurance quote before you remove your conditions, not after. This is the step buyers skip most often and the on...
10/08/2026

Get the insurance quote before you remove your conditions, not after. This is the step buyers skip most often and the one that has quietly killed the most deals I have watched.
Here is what happens. The inspection comes back fine. Financing is in place. Everybody relaxes. Then the insurance application goes in and the answer is either a decline, a surcharge that changes the monthly cost, or a requirement to replace something within thirty days of taking possession.
Insurers are asking harder questions than they were even three years ago. The roof and its age. What kind of electrical panel is in there. Whether there is a wood stove and whether it was installed to code with paperwork to prove it. The age of the plumbing. The claims history attached to the address, which follows the property and not the owner, and which you cannot see.
None of this is exotic and none of it is expensive to check. It is just that it sits outside the standard checklist, so it gets discovered at the one moment when you have no leverage left.
Call an insurance broker the same week you book the inspection. One phone call, and it either confirms what you already believe about the house or it tells you something worth knowing while you can still act on it.
If you are buying in Scottsdale this fall, put it on the list.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Every house has a running clock on it, and most owners find out where they are on that clock in the worst possible week....
10/06/2026

Every house has a running clock on it, and most owners find out where they are on that clock in the worst possible week.
This is not a scare list. Most of these are ordinary, all of them are predictable, and knowing roughly where yours sits turns a surprise into a plan. That matters whether you are staying put for ten more years or listing in the spring, because a buyer prices an unknown at worst case and prices a known number at actual.
Ranked by what the failure actually costs you, not by how alarming it looks.
Swipe through, then go find out how old three of these are in your own home. It takes about fifteen minutes and a flashlight.
Save this and check it off on a Sunday.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Someone in your family offered to help with the down payment, but the conversation stalled because neither of you knew w...
10/04/2026

Someone in your family offered to help with the down payment, but the conversation stalled because neither of you knew what needed to happen next.
This is one of the most common ways people buy a first home in Scottsdale, and it goes wrong for boring paperwork reasons far more often than for family reasons.
Lenders are not suspicious of family help. They are required to document where money came from, and money that appears in your account three weeks before closing with no trail attached will hold up your financing. A gift that is properly papered from the start causes zero problems. The same gift handled casually can cost you the house.
There is also a conversation nobody enjoys but everyone should have, which is whether this is a gift or a loan, and what happens to it if things change. Getting that clear now protects the relationship far more than avoiding it does.
Swipe through for how it actually works, including the one form that does most of the heavy lifting.
Send this to the family member who offered. It is easier than explaining it twice.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Happy October!Check out the October issue or At Home for local news, events and real estate updates.RayBsellsAZ.com/News...
10/01/2026

Happy October!
Check out the October issue or At Home for local news, events and real estate updates.
RayBsellsAZ.com/Newsletter

Reach out with your questions.

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Okay, how is it already the last day of September? 😳We officially have three months left in the year, which feels slight...
09/30/2026

Okay, how is it already the last day of September? 😳
We officially have three months left in the year, which feels slightly wild considering January was approximately five minutes ago.
So quick check-in…
Did you start 2026 thinking, “This is the year we move”?
Maybe you were going to buy your first place, finally get more space, downsize or stop renting.
And now somehow it is almost October and… here we are. 👀
If moving was on your list this year, you still have time to figure out what is realistic. You might be able to make it happen before the end of the year. You might decide early 2027 makes more sense. Either way, now is a really good time to start figuring that out.
If you have been quietly thinking about making a move, send me a message. Let’s see what could actually make sense for you over the next few months. 🏡

Ray Byzewski
Call/Text: 602-435-6777
[email protected]

RayBSellsAZ.com
Lic # SA-698261000

WestUSA Realty
Scottsdale

Address

14350 N. 87th Street , STE 170
Scottsdale, AZ
85260

Telephone

+16024356777

Website

Alerts

Be the first to know and let us send you an email when Ray Byzewski Real Estate Agent posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ray Byzewski Real Estate Agent:

Shortcuts

Sponsored

Share

Category