Gene Patent - Compass Arizona

Gene Patent - Compass Arizona 🌵 Top Performing Agent in Scottsdale & Phoenix Metro.
🏙️ Chicago native.
🚘 Husband, father, investor, foodie, car lover.

Most people hear “short sale” and think massive discount.That’s not how it works.Most banks are approving offers around ...
04/21/2026

Most people hear “short sale” and think massive discount.

That’s not how it works.

Most banks are approving offers around ~88% of market value. They’re trying to minimize loss, not give properties away.

But here’s where it gets interesting…

Short sales can still create opportunity for the right buyer:

Less competition
More flexibility in terms
Occasional deeper discounts in the right situation

The tradeoff? Time and patience.

These aren’t for everyone. But for investors or buyers playing a longer game, they can be a smart way to find value in a tight market.

I’m tracking short sale opportunities across the Phoenix market and seeing what’s actually getting approved.

If you want to see what’s out there or understand how this works, send me a DM.

Most people think you need a huge nest egg to buy property with your retirement funds —but the truth is, many investors ...
01/18/2026

Most people think you need a huge nest egg to buy property with your retirement funds —
but the truth is, many investors get started by rolling over their old 401(k) or IRA into a Self-Directed IRA (SDIRA) that lets them buy real estate directly.

And you don’t need six figures to begin.

Here’s how everyday investors are doing it 👇

1️⃣ Start with what you already have.
If you’ve got an old 401(k) or IRA from a past job, you can roll it over tax-deferred into a Self-Directed IRA —
no penalties, no new contributions required.

2️⃣ Leverage what you can.
Some use cash purchases for smaller properties.
Others partner their IRA with another investor or use non-recourse financing,
so they can buy real estate without personally guaranteeing a loan.

3️⃣ Grow it inside your retirement account.
Your SDIRA collects rent, pays expenses, and holds profits — all inside your account,
compounding either tax-deferred (Traditional) or tax-free (Roth).

You’re not starting over — you’re just redirecting your retirement funds from Wall Street into Main Street.

And that shift — from passive accounts to tangible property — is what helps people feel in control again.

Why This Matters:
You don’t have to be wealthy to start.
You just have to know what’s possible — and take the right steps to do it safely and legally.

Your old 401(k) could be the down payment on your first income property.

Here’s how to learn more 👇

Ready for a roadmap?
Get the SDIRA Starter Kit — your complete digital resource for understanding setup, checkbook control, custodians, and compliance.
👉 https://resources.clutchaz.com/how-to-turn-retirement-funds-into-investment-property

Or comment "Free Strategy Session" and I'll send you a link to get on my calendar.

01/16/2026

AI GONE WRONG (AND HILARIOUS)!!! 😅

So I thought I'd play play around with some Ai video generation, but what came out may as well be a comedy bit. The juxtaposition of the topic, with the completely misaligned facial expressions is so unintentionally funny, I crack up every time I replay this video. Enjoy!! 😂

If you’ve ever wondered what happens after you sell a property you bought with retirement funds — here’s the good news: ...
01/12/2026

If you’ve ever wondered what happens after you sell a property you bought with retirement funds — here’s the good news: those profits can stay inside your IRA, still tax-deferred (or even tax-free).

And yes — this all starts with rolling over your old 401(k) or IRA into a Self-Directed IRA (SDIRA) that lets you own real estate directly.

When your SDIRA sells a property, the process is a little different from a personal sale — but it’s simple once you understand the flow 👇

1️⃣ The IRA (not you personally) sells the property.
The title is in your IRA’s name, so the proceeds go back to your IRA’s account.

2️⃣ No 1031 exchange needed.
Because the funds stay inside your retirement account, there’s no need to file a 1031 exchange to defer taxes —
the SDIRA structure already does that for you.

3️⃣ The profits remain tax-advantaged.
– In a Traditional SDIRA, gains are tax-deferred until you take retirement distributions.
– In a Roth SDIRA, gains are tax-free when withdrawn later.

4️⃣ You can reinvest immediately.
Those sale proceeds can be used to buy another property, lend to another deal, or hold for future opportunities —
all inside your IRA, compounding for your future.

This process is recognized under IRS Publication 590-A and Internal Revenue Code §408,
which govern how income and gains inside retirement accounts are treated.

Why This Matters:
Selling real estate inside your SDIRA doesn’t trigger a taxable event —
as long as the funds stay within the account.

That means your rental income, appreciation, and sale proceeds all work together —
growing tax-advantaged, compounding over time, and keeping your wealth focused on building your future, not paying taxes today.

If you’d like to see how to set this up correctly from start to finish, Get the SDIRA Starter Kit — the complete digital resource that explains the account setup, property purchase, and selling process, all within IRS guidelines.
👉 https://resources.clutchaz.com/how-to-turn-retirement-funds-into-investment-property

Did you know you can roll over your dormant 401(k) or IRA into a Self-Directed IRA (SDIRA) that lets you buy and own rea...
01/11/2026

Did you know you can roll over your dormant 401(k) or IRA into a Self-Directed IRA (SDIRA) that lets you buy and own real estate?

And once you do, there’s one important rule to know:
you can’t swing the hammer yourself — even though you’re still fully in control.

That surprises most people at first.

Under IRS rules (IRC §4975), you can’t personally perform labor or “sweat equity” on a property owned by your Self-Directed IRA (SDIRA).
That means:
🚫 No painting or repairs yourself
🚫 No managing tenants directly
🚫 No hiring family members for work

So how does it work?

✅ Your IRA (or IRA-owned LLC) hires licensed third-party vendors for any repair or management work.
✅ All income and expenses flow through the IRA’s account, keeping everything arms-length and compliant.
✅ You, as the investor, still make all the decisions — what property to buy, who manages it, and when to sell.

It’s not “hands-on,” but it’s absolutely in-control.
You’re directing the strategy; professionals handle the tasks.

This structure is what keeps your investment tax-protected and fully within IRS guidelines under IRS Publication 590-A and IRC §408.

Why This Matters:

By following the hands-off rule, your IRA real-estate income stays tax-advantaged and free from prohibited-transaction penalties.
It’s the small distinction that protects the big benefit: long-term, compliant, tax-sheltered growth.

If you’re ready to see how to structure this correctly from day one 👇

Get the SDIRA Starter Kit, the in-depth digital guide that explains structures, custodians, and compliance for real-estate investors.
https://resources.clutchaz.com/how-to-turn-retirement-funds-into-investment-property

I might be a bit late on this train, but I wanted to share my favorite deal of 2025. It was not about how large or expen...
01/09/2026

I might be a bit late on this train, but I wanted to share my favorite deal of 2025. It was not about how large or expensive the property was. It was about helping someone achieve their dream of owning their first home in the United States. Irina came to this country as immigrant from Ukraine. We all know what is happening there. She has been busting her hump, working two jobs to create a new life for herself here. She's been minding her P's and Q's and renting while she slowly saved up. Over the couple of years that I've known Irina, she has always persisted on her biggest dream. That dream has now come true. What an incredible and touching experience it was to help Irina realize her dream. I am so grateful to clients like her, who remind me why I do this. Cheers to you and your new Scottsdale home, Irina!

01/07/2026

2026 is the year you stop pushing your goals “to someday.”

If real estate investing felt scary in 2025—lack of capital, uncertainty, or just putting it off—you’re not alone. But waiting is how goals get pushed into infinity.

Here’s the truth: you may already have the capital.
Old 401k or IRA from a previous job? That money can be rolled—tax-deferred, no penalties—into a self-directed IRA and used to invest in real estate.

Little to no money out of pocket.
A clear, legal strategy.
And yes—you can still do this this year.

If you want the step-by-step guide, DM me and I’ll send it over. Let’s make 2026 the year you actually execute. 🚀




What if your rental income and property appreciation could grow tax-deferred —or even tax-free — inside your retirement ...
01/04/2026

What if your rental income and property appreciation could grow tax-deferred —
or even tax-free — inside your retirement account?

That’s exactly what happens when you buy real estate through a Self-Directed IRA (SDIRA).

Here’s how it works 👇

1️⃣ Traditional SDIRA → Your income and gains grow tax-deferred.
You’ll pay taxes only when you take distributions in retirement — just like a regular IRA.

2️⃣ Roth SDIRA → Your income and gains grow tax-free.
You pay taxes on contributions now, but your rental income, appreciation, and sale proceeds can all be withdrawn tax-free later.

For example —
A rental property held inside your SDIRA collects $1,500 per month in rent.
That income isn’t taxed now — it grows inside your account, compounding.
When you sell, those profits stay inside the IRA — no capital gains, no immediate taxes.

This is one of the most powerful parts of using an SDIRA for real estate:
you get cash flow + appreciation + tax advantages, all working together.

These benefits are recognized directly under IRS Publication 590-A and IRC §408.

Want personal guidance?
Schedule a free consultation with me — we’ll review your situation and discuss how this strategy could fit your goals.
🗓️ https://meetings.hubspot.com/gpatent

Or comment "Starter Kit" and I will send you the document access link.

Here’s what it actually looks like when someone uses their retirement funds to buy a rental property —no penalties, no g...
12/29/2025

Here’s what it actually looks like when someone uses their retirement funds to buy a rental property —
no penalties, no gimmicks, and fully within IRS rules.

Let’s say you’ve left a corporate job and still have a 401(k) from that time.

Instead of leaving those funds sitting in mutual funds,
you roll them over — tax-deferred — into a Self-Directed IRA (SDIRA).

From there, here’s what happens 👇

1️⃣ The rollover
You move your old 401(k) into an SDIRA through a custodian that allows real estate investing.
(IRS Publication 590-A confirms this type of rollover is penalty-free when handled correctly.)

2️⃣ The setup
You decide to create an IRA-owned LLC (checkbook control),
so you can write checks directly for inspections, appraisals, and closing costs — all from your retirement account.

3️⃣ The purchase
The LLC (owned by your IRA) buys a small rental home in Arizona for $250K.
Title is in the IRA’s name, rent is paid back into the IRA’s account, and all expenses are paid from it.

4️⃣ The result
Each month, your IRA collects rent income tax-deferred.
When you sell the property in the future,
those gains stay inside your retirement account — compounding for your future.

Why This Matters:
You’ve just taken an asset that used to sit in Wall Street funds and turned it into a real property that builds equity, creates cash flow, and stays IRS-compliant.

And that’s the kind of freedom SDIRAs were designed for — control, diversification, and long-term growth.

If you’d like to understand how this process works from start to finish,
my SDIRA Starter Kit explains:
🏗️ How to set up your Self-Directed IRA for real estate
📋 The key compliance rules to follow
🏦 How the IRA LLC structure works (checkbook control)
💡 And how to plan your first investment with confidence

👉 Get the full SDIRA Starter Kit here → https://resources.clutchaz.com/how-to-turn-retirement-funds-into-investment-property

Did you know you can use your retirement funds to buy real estate and manage the process yourself —without waiting for c...
12/21/2025

Did you know you can use your retirement funds to buy real estate and manage the process yourself —
without waiting for custodian approvals or breaking IRS rules?

When most people learn they can buy property with a Self-Directed IRA (SDIRA),
their next question is:

“But how do I actually manage it?”

Here’s the answer 👇

Some investors choose to set up what’s called checkbook control —
a structure where your IRA owns a special LLC that you manage on its behalf.

That LLC is what holds your investment property.
It’s a completely IRS-recognized setup under IRC §408 and §4975.

With this structure:
✅ Your IRA’s LLC can write checks directly for property expenses.
✅ You can act quickly on opportunities without custodian delays.
✅ All income and expenses still flow through the IRA — keeping everything compliant.

It’s one of the most flexible ways to build your real-estate portfolio using retirement dollars,
while keeping full control and staying within the IRS’s rules.

If you want to understand how this works — and how to structure it properly from the start —
the SDIRA Starter Kit walks you through:

🏗️ The basic setup steps for your Self-Directed IRA
🏦 How the IRA-owned LLC structure (checkbook control) works
📋 What to know about custodians, compliance, and documentation
💡 And how to confidently buy your first investment property with retirement funds

👉 Get the full SDIRA Starter Kit here → https://resources.clutchaz.com/how-to-turn-retirement-funds-into-investment-property

Address

4222 N Marshall Way, Suite A
Scottsdale, AZ
85251

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+14803710888

Website

Alerts

Be the first to know and let us send you an email when Gene Patent - Compass Arizona posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Featured

Share

Category