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On Q Home Loans On Point, On Time, On Q! Guaranteed Rate, Inc. dba On Q Home Loans, NMLS ID #2611; Operating as Guaranteed Rate, Inc. https://www.nmlsconsumeraccess.org/

D/B/A OnQ Home Loans in Arizona & Oregon and as On Q Residential Home Loans in Montana.

Big news for future homebuyers! We are officially increasing conventional loan limits for 2027. This change means you ca...
10/14/2026

Big news for future homebuyers! We are officially increasing conventional loan limits for 2027. This change means you can qualify for a higher loan amount without needing a jumbo mortgage. It gives you significantly more purchasing power and flexibility in today's housing market. Navigating these new options can feel complex, but I am here to help you every step of the way. Ready to see how much buying power you have under the new limits? Contact your loan officer today to explore your options.

10/12/2026

There’s a lot happening in the housing market! From shifting Fed expectations to home price trends and economic data, we’re keeping an eye on the latest developments that could impact homebuyers and homeowners. Follow along with On Q Home Loans for updates to help you stay informed and navigate your homeownership journey with confidence.

Thinking about making a big purchase or switching jobs while buying a home? Pause for just one second before you take th...
10/09/2026

Thinking about making a big purchase or switching jobs while buying a home? Pause for just one second before you take that step. Life moves fast, but sudden financial changes can impact your final mortgage approval. Opening a new credit card, buying a car, or changing jobs can alter your qualification status. Even small changes in your debt or credit can affect your pre approval. Checking in with your loan officer first can save you from unexpected delays. If you have questions about your situation, contact your loan officer today. We are always here to help you navigate every step of your home buying journey.

It's FAQ Friday. Here's today's Q. Is putting twenty percent down on a home always the smartest move? You might be surpr...
10/02/2026

It's FAQ Friday. Here's today's Q. Is putting twenty percent down on a home always the smartest move? You might be surprised to learn that the answer is not necessarily. While a larger down payment lowers your monthly commitment, it also ties up valuable cash. Keeping some money liquid allows you to handle home repairs, investments, or life emergencies with confidence. Every buyer has unique financial goals, and the right strategy depends on your situation. Contact your loan officer today to compare your options and find the best fit for your budget.

09/28/2026

New home sales just hit their strongest pace of the year. The market is moving quickly despite inflation remaining a major focus for the Fed. Shifts like this create unique opportunities for home buyers who are prepared. Having a clear strategy helps you navigate these changing conditions with complete confidence. Reach out to On Q Home Loans to discuss your home financing options. Let us build a personalized plan for your goals.

Think your self employment, income structure, or credit history makes getting a home loan impossible? You might be surpr...
09/24/2026

Think your self employment, income structure, or credit history makes getting a home loan impossible? You might be surprised by what is actually available. Unique financial situations happen every day, but traditional banks often turn away complex applications. Having access to over 650 loan products means we can find a creative solution tailored to your exact needs. Do not let a unique scenario hold you back from buying a home. Contact your loan officer today, and let us find the right path forward for you.

-employed

09/21/2026

Hearing mixed news about the housing market can feel overwhelming when you are planning to buy a home. Recent shifts in interest rates and construction might sound challenging, but they often open up fresh opportunities. With changing inventory levels, buyers frequently gain more room to negotiate prices and seller concessions. Understanding how these weekly economic updates impact your personal purchasing power is the key to making a smart move. Reach out today to discuss your homebuying goals and build a personalized strategy with On Q Home Loans.

From September 15 through October 15, we celebrate Hispanic Heritage Month and the rich cultures, traditions, histories,...
09/15/2026

From September 15 through October 15, we celebrate Hispanic Heritage Month and the rich cultures, traditions, histories, and contributions of Hispanic and Latino communities.

At On Q, we’re proud to celebrate the diverse people and experiences that make our Q-mmunity stronger. This month is an opportunity to listen, learn, celebrate, and appreciate the many traditions that help make our communities what they are today. Here’s to the food, music, family, culture, and countless contributions that make our world a richer place.

09/14/2026

Is the latest real estate news making you rethink buying a home? Sluggish home sales might sound concerning, but it actually hides a great advantage for buyers. Inventory is steadily rising, giving you more choices and far less bidding competition. Instead of rushing into a stressful offer, you finally have the room to negotiate.

The key to taking advantage of this market is getting your financing lined up early. Contact On Q today to get started on your path to homeownership!

25 years later, we remember.On Patriot Day, we honor the nearly 3,000 lives lost on September 11, 2001, and remember the...
09/11/2026

25 years later, we remember.

On Patriot Day, we honor the nearly 3,000 lives lost on September 11, 2001, and remember the first responders, families, and communities forever changed that day.

We remember the courage, compassion, resilience, and unity that emerged in the aftermath.

We remember. We honor. We will never forget.

#911

Address

14275 N 87th Street
Scottsdale, AZ
85260

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18666673279

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