Jaime Meraz, Realtor

09/19/2024

📉 **Interest Rates Dropping: What Does It Mean for Buyers & Sellers?**

When King Powell drops interest rates, buyers flood the market, creating more competition in a neutral or low-inventory environment. That competition gives sellers the upper hand, boosting their negotiating power.

👀 **Keep an eye on inventory levels!**

Right now in Maricopa County, inventory is at the highest level we've seen in the past 12 months. If it keeps going up, buyers will gain control. If it drops, sellers will have the advantage, and home prices will rise over time.

🔮 Where do you think we’ll be in 6 months if this trend continues? Let me know your thoughts! 👇

Mortgage applications climbed 14.2% in one week’s time, a byproduct of sinking mortgage rates and further drops anticipated. The Mortgage Bankers Association (MBA) released its Weekly Applications Survey Wednesday, indicating that mortgage loan application volume increased 14.2% on a seasonally ad...

07/27/2024

🏡💥 Don't miss out on this incredible opportunity! Check out this stunning 3 bed 2 bath home in a developing area just minutes away from downtown. 😍✨ The kitchen is a dream with brand new white cabinets, quartz countertops, and top-of-the-line stainless steel appliances. But wait, there's more! 🤩 This home qualifies for up to $17,500 in grant money from Bank Of America that you can use towards your down payment and closing costs (Buyers income and credit must meet the grant programs requirements). 💰💼 With dual pane windows and a brand new HVAC system, this home has it all. Click the link below to see more details and make this your dream home! 👇🔑

THIS HOME QUALIFIES FOR A GRANT OF UP TO $17500 TO BE USED TOWARDS THE DOWN PAYMENT AND/OR CLOSING COSTS* NEWE HVAC system installed July 2024* Welcome to your dream oasis in the heart of Phoenix, AZ! This stunning single-story home boasts modern elegance and comfort at every turn. As you step insid...

06/06/2024

Check out my newest listing in Arcadia Lite https://jaimemeraz.exprealty.com/property/22-6712362-4541-e-montecito-avenue-AZ-85018

05/30/2024

This home qualifies for up to $17,500 in assistance towards your down payment and/or closing costs. Check out the details and contact me with questions...

THIS HOME QUALIFIES FOR A GRANT OF UP TO $17500 TO BE USE...

04/01/2024

Hola everyone! I will be listing this awesome home in Cave Creek this week and holding an open house this weekend. Feel free to come by and say HOLA!

Listed at $1,250,000, 4 beds, 3.5 baths, 3-car garage, 3,801 square feet, 10830,

03/17/2023

Welcome to your new home nestled in one of AZ’s most sought after active adult community, Sunland Springs Village. This adorable home boasts two large bedrooms, split floor plan, all tile flooring, new interior paint and so much more!

Visit the open house March 18TH and 19th from 9 am - 12 pm.

02/20/2023

We showed our new listing 14 times over the weekend and received multiple offers. My client accepted one over list price. The buyers even shortened their inspection period included an appraisal shortfall, and agreed to accept the property as is.

All of this in a 7% interest rate environment.

Looks like the spring market is here

02/16/2023

I just listed this immaculate 3 bed 2 bath home in north Phoenix. It’s minutes away from the 101 freeway and loaded with recent updates!

Stop by the open house this Saturday or Sunday. DM me for details.

01/10/2023

My wonderful clients closed on this home just before the New Years. They loved every thing about the home including the $75,00.00 discount :)

Congrats to my clients!

🎊🎉🎈🍾

12/17/2022

We got an acceptance on this property earlier this week. The seller accepted our offer which was $25k below list price AND they agreed to 4% concessions… that’s a total of a $45k discount. The 4% concessions will be used to permanently buy down the interest rate which will allow my clients to qualify for the loan.

If you are a buyer in this market try asking for an unreasonable amount of concessions- the worst they can say is no. If you’re a seller in this market, you need to hire an agent that knows how to properly market properties in a buyers market… otherwise you may have to give up $45k in concessions.

Congratulations 🎈🎊🍾🎉 to my clients!! 👏🏼 👏🏼

11/30/2022

This bad boy closed today. My client was the buyer and the seller agrees to kick in over $15k worth of concessions which allowed my client to buy down his rate.

Timing was perfect too since rates started to dip after we got under contract!

If you’re thinking about buying, interest rates have been going down so let’s do it before competition picks up again.

If you’re thinking about selling, let’s start planning for a spring listing to maximize your profit… either way, I am here to help 💪🏼

Jaime Meraz, PLLC
eXp Realty

11/09/2022

Congratulations to my clients on getting this beautiful home under contract! It was a tough negotiation but we got it done and my clients couldn’t be happier!

🎉🎊🎈🍾