08/22/2026
Addressing Non‑Payment of HOA Fees
📑 Initial HOA Actions
Delinquency Notices: HOAs must send written notice when dues are overdue. Late fees are capped at $15 or 10% of the assessment unless CC&Rs specify otherwise.
Suspension of Privileges: Residents who fail to pay may lose voting rights, access to amenities, or eligibility for board positions.
Competitive Bids Still Apply: HOAs must continue to manage services fairly, ensuring delinquency does not compromise community operations.
🚨 Risks & Considerations
HOAs cannot cut off essential utilities (water, electricity) or block access to homes: these actions are illegal.
Transparency is critical: Arbitrary enforcement or excessive penalties can expose HOAs to legal challenges.
Residents’ Rights: Homeowners can contest charges, request mediation, or file defenses in court.
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