Stu Black Sr. Home Lending Advisor at Chase NMLS #1877897

11/14/2024

The housing market in 2025 could have a more favorable outlook than much of 2024 had! Home prices, mortgage rates, inventory levels and more will all shape housing affordability moving into the new year.

Curious where these trends may go? Let's see what the experts predict for the 2025 housing market:

With high mortgage rates and record-setting prices, 2024 was a tough year for the U.S. housing market. Here's what experts predict for 2025.

10/15/2024

As the Federal Reserve kicks off its rate easing cycle, Chase Home Lending Head of Refinance and Home Equity Nina Gidwaney discusses that now may be a good time for homeowners to consider refinancing and taking advantage of a lower payment:

As the Federal Reserve has kicked off its rate easing cycle, Chase Home Lending head of refinance and home equity Nina Gidwaney joins Wealth! to discuss how home buyers and owners should be considering their mortgages. Gidwaney believes that now is a good time for homeowners to consider getting a lo...

10/11/2024

The tides are turning and rates have dropped to a 2-year low! The big question now is, should you refinance in October or wait for rates to decline further? Find out what the experts think:

Mortgage interest rates are on the decline. Is now the time to refinance your mortgage? We asked some experts.

09/17/2024

The July 2024 CPI report will likely increase the Fed’s confidence that inflation is on the way to its 2% target and position the Fed to cut interest rates in September.

Learn more here:

The July 2024 CPI report will likely increase the Fed’s confidence that inflation is on the way to its 2% target and position the Fed to cut interest rates in September. Learn more here.

09/06/2024

If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know:

If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand.

09/05/2024

Building generational wealth is a journey, and homeownership is a key step along the way. We’ll support you at every stage with easy-to-use digital tools and personalized guidance. Start securing a brighter future for you and your family at https://bit.ly/3W6kjOl

09/03/2024

The consumer price index rose 2.9%, according to data released by the Department of Labor. This marks the first time annual inflation has dropped below 3% since March 2021: https://bit.ly/3Mfluq6

This has reassured markets that they will get a rate cut in September and December. This should put downward pressure on mortgage rates this fall and winter and will set the stage for a much better season for homebuyers in 2025!

Inflation in the U.S. continued to cool last month, signaling imminent relief to homebuyers in the form of lower mortgage rates.

08/21/2024

The average 30-year fixed mortgage rate fell from around 7% to 6.5% in less than a week, dipping to the lowest level in over a year (as of 8/20/2024).

Homebuyers and current homeowners took advantage of lower rates, driving mortgage demand to its highest level since January 2023. According to the Mortgage Bankers Association, mortgage applications increased 16.8% for the week ending Aug. 9:

After intense volatility earlier this month, mortgage rates are stabilizing. But they should start moving even lower.

08/12/2024

From searching for homes to managing your mortgage, our Chase MyHome digital tools ensure we're with you, every step of the way.

Member FDIC

Learn more at https://bit.ly/3W6kjOl

07/31/2024

Our Chase Homebuyer Grant has increased to $7,500 in select areas, if you qualify! The Grant is first applied to lower your interest rate, then applied to Chase and other fees - remaining funds can be applied toward the down payment on applicable loans.

Check out our Homebuyer Assistance Finder tool to see if there's an exclusive grant or closing benefit available for you! https://bit.ly/3jczjdM

07/28/2024

Class is in session! It’s never too early to get started on your homebuying journey and Professor Hart is here to help. Start with Chase Home Lending as your first step. Visit https://bit.ly/3W6kjOl to get started.

07/22/2024

Our Head of Consumer Originations and Transformation Sean Grzebin recently spoke with Yahoo Finance to discuss the current mortgage market and ways home buyers can save on hidden costs. Watch the full segment here:

Mortgage rates have fallen to the lowest level since mid-March 2024, with the 30-year fixed rate hitting 6.77%. Chase Home Lending head of consumer originations Sean Grzebin joins Wealth! to discuss the current state of the US housing market as buyers who were sitting on the sidelines are now more w...