Pro Edge Realty Education for Realtors

Pro Edge Realty Education for Realtors We offer CE Classes for REALTORS® all across the country. When I set my mind to do something, I do it will 10% effort. I look forward to meeting you. LOL..

I am proud to be part of this amazing education platform as I am a firm believer that education is power. Professional Edge Realty Education
Cindy Hallas - CoFounder
Instructor, Cirriculum Developer, Educational Content Specialist,
Educational Program Developer, Educational Materials Writer
[email protected]
602-793-9061

One thing that I am, is Passionate. I think the process through

and always try to find better more efficient methods along the way to improve and help my partners. I partner with REALTORS®to help them boost their business, find their niche, discover their passion and find ways to showcase their strengths. It's easier as an "outsider looking in" for me to see the obvious in them. Most of the agents I work with are experiencing a tough plateau, beginning of the career, a rut, or may experience burnout. What many of them discover, is their talent is not lacking, but confidence and consistency will preserver. I help them find their passion and motivation again. I truly love this aspect of my job and thrive on seeing other succeed. I also provides CE Classes and Marketing support to professionals in the real estate industry. I am very passionate about educating and keeping up-to-date on our current industry. I am license in multiple states to teach our REALTOR® partners their continuing education requirements for their license. In order to do this, i also must be certified in each state I teach as well as understand the laws and regulations for each state as an instructor as well as Loan Officer. While educating the agents, I am able to build a relationship and trust and many of the agent choose to use our for their clientele and their financing needs with the financing on mortgages. This is an excellent strategy to meet many REALTORS® all over the country as well as other Loan Officers who want to mirror our business model. Building relationships and trust is my best strategy to get to more buyers and homeowners that need our assistance. I am Blessed to work with many Vendor partners who also assist in meeting new REALTOR® partners such as Title Companies, Home Warranty companies, Lock Smiths, Permanent Deodorizing Companies and Caterers that assist us in our classes. We provide a ton of knowledge along with food and tons of fun. Come to one of our classes to see how much fun learning can be. I will then set up coaching sessions for your business, social media and much more. With Realtors:
I am also a Certified Instructor teaching REALTORS® their Continuing Education Courses. I currently am licensed to teach in AZ, CA, WA, CO, and NV. Education is vital in this industry and knowing I can build business partner with Real Estate Agents through education and coaching one on one to assist in building their business, establishing trust, and establishing relationships is where we stand out. Working with Real Estate agents coaching them with their own business, teaching to create business plan, help with their social media marketing and how to tap into their sphere of influence, social media branding. I believe many people want to be successful if they know how to create opportunities. I thrive on creating ideas on how to use the resources already available. Being a business owner can be overwhelming so breaking it down to a simple and easy system to incorporate into their daily, weekly, monthly and annually routine is critical to being successful. I show them these steps to success in a format that is simple and easy. Within the Community:
Back at a younger sister looking up to my AMAZING older sister, she took Sign Language in College as her foreign language. I was so fascinated by the language and the culture, that I too wanted to follow in her footsteps and take in American Sign Language as my foreign language as well. What I did not expect is the true love and PASSION I would gain through learning so much about the Culture, language, Community and the overall people I meet along the way. I was hooked. I took every ASL (American Sign Language) and Deaf Studies course that was provided and fell in love with the Culture and the Community. Since, I have had the wonderful opportunity to volunteer at Arizona School for the Deaf and Blind while going to University of Arizona in college, Phoenix Day School for the Deaf when I moved back to the Phoenix area as well as get involved in many other Deaf Community activities. I currently volunteer and interpret for our Deaf Congregation at my church and truly enjoy staying connected to our Deaf Community. My biggest passion was then combined as I have met many REALTORS® who know and are connected in the Deaf Community and assisting our DEAF clients has to be one of the most rewarding for me. I truly am able to combine two passions of Mortgages and Deaf Community into my career. I feel so fortunate to be in this position and so proud to have the ability to speak another language, and YES ASL is considered it’s own language and it is NOT UNIVERSAL. Coming from Military family I also enjoy contributing to Wounded Warriors as well as 100 Club of Arizona. Wounded Warriors are for our wounded in the military and the 100 Club of Arizona for our fallen Police Officers, Wounded Police Officers and their families. Coming from military and a father who served 35 years with the City of Phoenix Police Department, these hit very close to the heart. I have many friends in the Police Department and First Responders (brother a fire fighter for more than 22 years). We take care of them and they certainly take care of the community. I also enjoy participating and volunteering for Desert Harbor Doberman Rescue, Box Lux Rescue, and regularly foster abandoned and “at risk” dogs and place them into loving permanent homes. I love all dogs and believe they all deserve a good home. I do not believe in bad dogs, only bad from the results of bad environment. In my personal life:
In my free time outside of mortgages with clients and Teaching classes for REALTORS®, I enjoy outdoor events. I am avid runner, hiker, cyclist or anything outdoors. Nature has so much beauty and energy that allows me to recharge and continue my busy lifestyle. My family is most important to me. I am fortunate enough to have a great family life. I was adopted from Seoul, Korea when I was just two years old. My parents are incredible parents who are still alive and in a very loving marriage. I have one brother and sister who are my closest friends. I also enjoy rescuing and helping dogs. I am a big part of Desert Harbor Doberman Rescue and have a Doberman from the rescue and foster for them when I can. I also volunteer and foster for other dogs in need of a home. Having rescue dogs in my household is a regular routine, currently at 4 rescues. My other passion in life, as anyone close to me knows, is food. I am 100% a FOODIE! I enjoy trying new food, eating at restaurants, cooking in and eating all kinds of amazing food. Many great events happen around food. Relationships of all kinds, whether family, close friends, colleagues, clients both repeat and new, and many other memorable interactions happen around food. So my motto is “pleasure per calorie”, to east something unhealthy, it better taste REALLY AMAZING! Thank you for the compliment of visiting my site. I am thrilled with the opportunity to work with you. Feel free to contact me at and I look forward to meeting you. Cindy Hallas
Certified Instructor/Personal Coach for Realtors®
Altitude Home Loans | NMLS 1955555
8388 East Hartford Drive Suite 111
Scottsdale, AZ 85255
Mobile: 602.793.9061
[email protected] | proedgerealtyeducation.com

Altitude Home Loans is an Equal Housing Lender. Altitude Home Loans is not affiliated with any government agencies. This information is not from HUD or FHA and was not approved by the Department or Government Agency. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Professional Edge Realty EducationWelcome to Pro Edge Realty Education, the premier CE education destination for real es...
11/26/2025

Professional Edge Realty Education

Welcome to Pro Edge Realty Education, the premier CE education destination for real estate professionals and industry partners who are serious about mastery. Skip the tedious CE and step into a dynamic learning environment designed to master your expertise in the career.

We believe that world-class agents deserve world-class education, and we offer that competitive edge alongside powerful opportunities for loan officers seeking to become Certified Instructors. Discover how we support both sides of the transaction—simply press play on the welcome video to the right for a full overview of how Pro Edge will help your business grow.
At Pro Edge Realty Education, we believe continuing eduecation should do more than check a box — it should move your business forward for all participants. As an Arizona Department of Real Estate–approved provider, we deliver engaging, student-focused courses that are both informative and practical. Our instructors are experienced mortgage professionals who understand the real challenges REALTORS® face in today’s market. Through our interactive, live classroom environment, we make it easy to stay compliant while building meaningful connections with other industry professionals. Most importantly, we foster a relationship-driven learning experience where knowledge, networking, and opportunity come together to help all to succeed.



Professional Edge Realty EducationWelcome to Pro Edge Realty Education, the premier CE education destination for real estate professionals and industry partn...

Cindy Hallas Mortgage Loan OriginatorMortgage Qualification for Underwriting. THe four major components for the Underwri...
11/13/2025

Cindy Hallas Mortgage Loan Originator

Mortgage Qualification for Underwriting. THe four major components for the Underwriter. We will look at Employment/Income, Assets/Down Payment, Credit/Debt FICO Score, and Property. These are the 4 Major components an Underwriter will review in order to determine if the applicant(s) and property are eligible for financing. Underwriting can be more black and white and I tell my clients and REALTOR® partners that it's truly up to the Loan Officer to interpret the application in a way the underwriter can understand and approve the loan. Most of our clients' situation is in the "gray area" so we need to help make it easier for underwriting to understand.

These are important to understand why Lenders ask for so much information. Truthfully, the lender should ask for everything upfront, but unfortunately, very few do. Not sure if it's lack of knowledge, laziness or just do not care to eliminate all risks of the loan upfrtont for the clients and REALTOR® partners.

I feel it's imparitive to provide this service upfront and give our clients the security of knowing we can close their loan (provided nothing on credit, employment, income and debt do not change).



Cindy Hallas Mortgage Loan OriginatorMortgage Qualification for Underwriting. THe four major components for the Underwriter. We will look at Employment/Inco...

Hi welcome to our FREE Homebuyer Webinar.When: June 4th - 6:30PM-7:30PM.Email me for link and passcode for webinar: chal...
05/13/2025

Hi welcome to our FREE Homebuyer Webinar.

When: June 4th - 6:30PM-7:30PM.

Email me for link and passcode for webinar: [email protected]

This is a FREE Webinar for those who may be interested in purchasing a home. We will have the first Wednesday of each month to discuss a topic that can help you become a homeowner. I have designated time for the lesson then some time at the end for Questions and Answers. I am so happy to present this webinar to you.

This month, we will discuss the four major components of a loan application and Underwriter will review in order to determine whether or not an applicant(s) will qualify for a mortgage. I always refer to the Underwriter since they are the boss. The Underwriter is the decision-maker and has the ability to approve or decline a loan application. So, the information provided is from an Underwriter's point of view on what it takes to get approved for a Mortgage. We will discuss the 4 Major components to consider when wanting to purchase a home.

Please email me at: [email protected] to get the link and access code to the Homebuyer Webinar.

Thank you and look forward to seeing you on June 4, 2025 at 6:30PM.

Cindy J Hallas - Altitude Home Loans - Phoenix, AZ Pro Edge Realty Education Free CE Class Cindy J Hallas - Altitude Home Loans - Phoenix, AZ

freececlass.com
cindyhallas.com

Las Vegas Realtors.  I am happy to bring this incredible class to you one last time before the end of this year. ~You ar...
12/06/2024

Las Vegas Realtors. I am happy to bring this incredible class to you one last time before the end of this year.

~You are cordially Invited~ Attend in Person ~

December 17, 2025 from 10AM - 1PM

The Guide for Divorce Real Estate - 3 Hours General credits.

Managing Divorce Real Estate Transaction identifies issues that affect both selling and buying real estate in relation to a divorce and examines related studies and statistics as a starting point
towards this specialized niche. This is a specialized class with so much to learn about navigating clients and divorcees through such a complicated process.

Please respond to [email protected] to register for this class.

Pro Edge Realty Education Pro Edge Realty Education for Realtors Free CE Class Cindy J Hallas - Altitude Home Loans - Phoenix, AZ Cindy Hallas



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8388 East Hartford Drive Suite 111
Scottsdale, AZ
85255

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Mortgage Loan Originator / Certified Instructor to teach Continuing Education for REALTORS®

I am a Certified Instructor teaching REALTORS® their Continuing Education Courses. I currently am licensed to teach in AZ, CA, WA, CO, and NV. Education is vital in this industry and knowing I can build business partner with Real Estate Agents through education and coaching one on one to assist in building their business, establishing trust, and establishing relationships is where we stand out.

I believe education gives me the confidence to be that “sales” person in the mortgage industry. More and more, we are learning that knowledge is power. With the moving industry and information that is readily available to us, it is vital for me to stay in front and be “in the know” to secure I am providing the most recent and up-t0-date information. It is my fiduciary to be in the know for our clients and REALTORS®. I pride myself on being innovative and staying in front of the market for industry knowledge with loan programs, how to think outside the box as well as Social Media Branding and How to Build your Business Strategies to assist our agents in succeeding. I thrive with other thrive.

Working with Real Estate agents coaching them with their own business, teaching to create business plan, help with their social media marketing and how to tap into their sphere of influence, social media branding. I believe many people want to be successful if they know how to create opportunities. I thrive on creating ideas on how to use the resources already available. Being a business owner can be overwhelming so breaking it down to a simple and easy system to incorporate into their daily, weekly, monthly and annually routine is critical to being successful. I show them these steps to success in a format that is simple and easy.

I started in the mortgage industry on June 1, 1998 when the industry was still based on the determination for mortgage qualification. Mortgages were qualifying only with full loan packages: 3 years tax returns, 6 months bank statements with at least 10% down payment and 6 months extra reserves in the bank. Presenting loan documents can make or break the ability to qualify for a mortgage. Don’t allow lack of experience or knowledge get in the way of you qualifying for a mortgage. My extensive knowledge and background in the mortgage industry, allows me the opportunity to take over many declined loan packages and turn them into complete purchase and refinance transactions with accurate information. Structuring loans and simplifying the loan process for our clients is what we do best. In the industry of extensive income documentation, full loan disclosure and invasive inquiries, I can make the process more streamline by simplifying and educating our clients along the way. They will understand each step and feel confident we have the ability to close their transaction. Unlike many other lenders, we believe in providing and disclosing everything upfront, full transparency with communication thus setting our clients for full SUCCESS. We prepare our clients for worst case so at the end, they are pleasantly surprised with more money in their pocket, less closing costs and overall less invasive process. Building trust is vital when coaching clients through the home buying process.