The O'Brasky Team / nmls #236692/ Homeowners Financial Group

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The O'Brasky Team / nmls #236692/ Homeowners Financial Group Serving Arizona, California, Florida & Michigan- home loans made easy! Jeff O'Brasky/ nmls #236692 Jeff is a graduate of Colgate University.

The O’Brasky Team

Jeff O’Brasky:
Jeff has a respected career spanning over 25 years as a qualified financial advisor to high net worth individuals. He has a unique advantage of advising his clients on their mortgage needs, from a homeowner’s perspective as well as an investment specialist. Jeff has been with Homeowners since November, 2005. He is married to Jennifer and has four children. When not working on loans he is chasing his twins Jack and Bo around Scottsdale. Contact Jeff at [email protected]

Jessica Alietti:
Jessica is a California native that relocated to Arizona with her husband 10+ years ago. She has an extensive background in real estate, customer service and business development. Over the past 10 years she has worked as a Real Estate Agent, Transaction Coordinator and as Operations Manager for a top producing real estate brokerage. Jessica’s experience in working with realtors and buyers gives her a complete understanding of what it takes to buy and finance a property. Over the years Jessica has earned a reputation for delivering A+ customer service by putting clients first. Tiffany Sharp:
Tiffany has been a Senior Loan Processor of residential mortgages for over 18 years. Her rise through the ranks of the mortgage industry provided her with a strong understanding and extensive knowledge in all facets of loan processing and origination. The expertise Tiffany has gained throughout the years is invaluable and she is well versed in processing all types of financing including FHA, Conventional, USDA and VA loan products. Tiffany excels during the loan process, keeping open communication with all parties involved and doing whatever she can to facilitate a smooth and on-time closing. An Arizona native, Tiffany has been employed with Homeowners Financial Group since its inception and is the mother of two children. Homeowners Financial Group USA
16424 N Scottsdale, RD #145
Scottsdale, AZ 85254
BK #0906222/ NMLS # 93718
Equal Housing Lender

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they ...
10/12/2026

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they make it easy to split purchases into smaller payments, they can also affect your debt-to-income ratio and potentially delay or derail your mortgage approval.

If homeownership is your goal, let's discuss how these pay later services can impact the buying process!
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

This week's housing market offers a mixed picture: mortgage rates eased slightly, more homes are available, and buyers h...
10/09/2026

This week's housing market offers a mixed picture: mortgage rates eased slightly, more homes are available, and buyers have greater negotiating opportunities. However, affordability remains a challenge, and pending sales continue to trail last year's pace.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

10/05/2026

When rates move, the market responds. A recent dip means more buyers are stepping back in — and you don’t want to miss your window. Let’s find the home that fits you best.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

AssetAdvance is Homeowners Financial Group’s short-term bridge financing program designed to provide flexibility between...
10/04/2026

AssetAdvance is Homeowners Financial Group’s short-term bridge financing program designed to provide flexibility between the sale of your current home and the purchase of your next one.

• Loan amounts up to $750,000
• 6-month loan term with no monthly payments
• Available to borrowers with an active purchase transaction with HFG
• Additional requirements & restrictions apply.

Message me to learn more!

https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

Mortgage rates remain a major affordability headwind, but buyers are seeing more choices. The Mortgage News Daily 30-yea...
10/02/2026

Mortgage rates remain a major affordability headwind, but buyers are seeing more choices. The Mortgage News Daily 30-year fixed rate sits at 7.49%, up 6 basis points from last Friday, while national active inventory has climbed above 1.16 million homes. At the same time, pending sales remain below last year’s pace, creating a market where financing strategy, realistic pricing, and negotiation matter more than ever.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

The way homes are appraised is undergoing its biggest transformation in twenty years. 🏡 This major system update known a...
10/01/2026

The way homes are appraised is undergoing its biggest transformation in twenty years. 🏡 This major system update known as UAD 3.6 aims to deliver much more detailed and accurate property valuations. While the mortgage industry adapts to these new standards, working with a proactive lending team is essential to keep your timeline on track. I am here to help you navigate these changes smoothly and make your financing process seamless. Send me a direct message today to start planning your next move with confidence.

https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

The national housing market is giving buyers more choices, while higher mortgage rates are keeping affordability front a...
09/28/2026

The national housing market is giving buyers more choices, while higher mortgage rates are keeping affordability front and center. Here are the latest U.S. figures to help frame your client conversations.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

Rent prices continue to fluctuate, but your future doesn’t have to. Homeownership brings stability and helps you build e...
09/28/2026

Rent prices continue to fluctuate, but your future doesn’t have to. Homeownership brings stability and helps you build equity, turning your monthly payment into an investment in yourself and your future.

Let’s see how close you are to owning your own home.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

A home is where life unfolds — but it’s also where stability takes root. Before you spend your tax refund, consider this...
09/21/2026

A home is where life unfolds — but it’s also where stability takes root. Before you spend your tax refund, consider this:

It could help you buy a home.

Refund money can go toward closing costs, a lower payment, or a stronger offer. A refund isn’t just extra cash. It’s a head start.
https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718, FR0023586 and SR0023587

Homeowners Financial Group is now honoring higher loan limits for conforming conventional loans! • $850,000 for one-un...
09/16/2026

Homeowners Financial Group is now honoring higher loan limits for conforming conventional loans!

• $850,000 for one-unit properties (increased from $832,750)
• $1,275,000 for one-unit properties in high-cost counties and in Alaska and Hawaii (increased from $1,249,125)
• Higher loan limits also available for 2-4 unit properties

You may benefit from better pricing, a smaller down payment, and easier documentation compared to a jumbo loan! DM me today to get started!

https://myoc.io/jeffob

BK 0906222, Licensed by the DFPI under the CA RMLA 4131292, CFL 60DBO80189, Illinois Residential Mortgage Licensee MB.6761024, 4255, Mortgage Banker Registration, 93718

Address

Scottsdale, AZ
85254

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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