Derek Habbeshaw

04/21/2020

AZ Residential MGMT LLC

Just listed 2 bedroom 3 bath with a den 1200 sq ft built in 2005 for $245.000. 24" kitchen cabinets and granite counters. Plantation window shades..2 car garage

04/14/2020

AZ RESIDENTIAL MGMT LLC

New Listing in Chandler AZ

932 E Powell WAY, Chandler, AZ 85249

All new interior paint and carpets

5/3 3317 Sq Ft Pool, Spa

$469.900.00

04/14/2020

AZ RESIDENTIAL MGMT LLC

New Listing in Gilbert AZ

1835 E Galveston ST, Gilbert, AZ 85296

All new interior paint and carpets

3/2 1617 sq ft

$295.000.00

04/14/2020

Banks have continued to raise FICO minimums in what they call, “an attempt to stave off defaults”
I assume HUD and FNMA/Freddie will be looking into this once the virus calms down.
Banks do what they want and ignore a lot of the guidance they are given by HUD and Fannie/Freddie, VA.

I choose the lowest reasonable rate with the least points.
Much higher, lower FICO rates, are available.

FHA
Sub 640 No pricing
640 FICO 3.265% with .75 pts
660 FICO 3.5% with 0 pts
680+ FICO 3.125% with 0 pts

VA
640 FICO 3.75% with .75 pts
660 FICO 3.25% with .5 pts
680+ FICO 3.25% with 0 pts

CNV
5% down
660 FICO 4% with .5 pts
680 FICO 3.625% with .375 pts
720 FICO 3.375% with .25 pts
740 FICO 3.375% with 0 pts

20% down
680 FICO 3.75% with .5 pts
720 FICO 3.375% with .5 pts
Or 3.625% with .25 pts
740 FICO 3.375% with 0 pts

Let’s hope Banks come back to Planet Earth sooner rather than later.
Or the FED or FANNIE/FREDDIE does something.

Stay Safe, Be Wel

05/02/2019

https://www.youtube.com/watch?v=Kv0fFeTnPbs&feature=youtu.be

Greater Phoenix Economic Council (GPEC) is a public-private partnership charged with growing the economy, improving competitiveness and building the future. ...

03/06/2019

https://www.msn.com/en-us/travel/article/3-arizona-cities-make-top-100-best-places-to-live-list/ar-BBUqhlG

Arizona got some love on a national list of the "Top 100 Best Places to Live." Three Arizona cities made it on Livability.com's list. Livability partnered with market research company Ipsos to conduct their study, surveying more than 1,000 millennials about what was important to them when they consi...

02/28/2019

01/02/2019

Happy New Year all my Facebook friends!
Just wanted to remind you that we at AZ Residential MGMT LLC are again looking for new owners in the Phoenix area to manage their rental home portfolio. If you are self managing and your tired of the hassles, then we would be happy to step in. We offer discounts for multiple properties.Call me if you have any questions.

12/06/2018

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell houses with pools!...Call me at AZ Residential MGMT LLC if you need a Realtor in Phx Az 480-306-0178

12/05/2018

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell houses with pools!...Call me at AZ Residential MGMT LLC if you need a Realtor in Phx Az 480-306-0178

09/27/2018

Just closed in Buckeye a 4 bedroom 2 bath at 1668 sq ft $181.000

09/27/2018

Now under contract this 5 bedroom 3200 sq ft backing to the Golf Course