Derek Habbeshaw

Derek Habbeshaw Specializing in Residential / Commercial sales and rentals since 1990. Started my career in Ontario Canada and enjoying the Valley of the Sun since 1998.

AZ Residential MGMT LLCJust listed 2 bedroom 3 bath with a den 1200 sq ft built in 2005 for $245.000. 24" kitchen cabine...
04/21/2020

AZ Residential MGMT LLC

Just listed 2 bedroom 3 bath with a den 1200 sq ft built in 2005 for $245.000. 24" kitchen cabinets and granite counters. Plantation window shades..2 car garage

AZ RESIDENTIAL MGMT LLCNew Listing in Chandler AZ932 E Powell WAY, Chandler, AZ 85249All new interior paint and carpets5...
04/14/2020

AZ RESIDENTIAL MGMT LLC

New Listing in Chandler AZ

932 E Powell WAY, Chandler, AZ 85249

All new interior paint and carpets

5/3 3317 Sq Ft Pool, Spa

$469.900.00

AZ RESIDENTIAL MGMT LLCNew Listing in Gilbert AZ1835 E Galveston ST, Gilbert, AZ 85296All new interior paint and carpets...
04/14/2020

AZ RESIDENTIAL MGMT LLC

New Listing in Gilbert AZ

1835 E Galveston ST, Gilbert, AZ 85296

All new interior paint and carpets

3/2 1617 sq ft

$295.000.00

04/14/2020

Banks have continued to raise FICO minimums in what they call, “an attempt to stave off defaults”
I assume HUD and FNMA/Freddie will be looking into this once the virus calms down.
Banks do what they want and ignore a lot of the guidance they are given by HUD and Fannie/Freddie, VA.

I choose the lowest reasonable rate with the least points.
Much higher, lower FICO rates, are available.

FHA
Sub 640 No pricing
640 FICO 3.265% with .75 pts
660 FICO 3.5% with 0 pts
680+ FICO 3.125% with 0 pts

VA
640 FICO 3.75% with .75 pts
660 FICO 3.25% with .5 pts
680+ FICO 3.25% with 0 pts

CNV
5% down
660 FICO 4% with .5 pts
680 FICO 3.625% with .375 pts
720 FICO 3.375% with .25 pts
740 FICO 3.375% with 0 pts

20% down
680 FICO 3.75% with .5 pts
720 FICO 3.375% with .5 pts
Or 3.625% with .25 pts
740 FICO 3.375% with 0 pts

Let’s hope Banks come back to Planet Earth sooner rather than later.
Or the FED or FANNIE/FREDDIE does something.

Stay Safe, Be Wel

02/28/2019
01/02/2019

Happy New Year all my Facebook friends!
Just wanted to remind you that we at AZ Residential MGMT LLC are again looking for new owners in the Phoenix area to manage their rental home portfolio. If you are self managing and your tired of the hassles, then we would be happy to step in. We offer discounts for multiple properties.Call me if you have any questions.

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell h...
12/06/2018

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell houses with pools!...Call me at AZ Residential MGMT LLC if you need a Realtor in Phx Az 480-306-0178

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell h...
12/05/2018

22 yrs ago I was in the pool to market myself as " I sell houses with pools!" Now older and less hair and I still sell houses with pools!...Call me at AZ Residential MGMT LLC if you need a Realtor in Phx Az 480-306-0178

Just closed in Buckeye a 4 bedroom 2 bath at 1668 sq ft $181.000
09/27/2018

Just closed in Buckeye a 4 bedroom 2 bath at 1668 sq ft $181.000

Now under contract this 5 bedroom 3200 sq ft backing to the Golf Course
09/27/2018

Now under contract this 5 bedroom 3200 sq ft backing to the Golf Course

Address

6320 E Thomas Road, # 210
Scottsdale, AZ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14803060178

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