Garrett Overhiser - Chase Sr Home Lending Advisor - NMLS ID 625724

Garrett Overhiser - Chase Sr Home Lending Advisor - NMLS ID 625724 20871 N Scottsdale Road
Scottsdale, AZ 85255 I’ve worked with realtors and homebuyers across the nation for the past 11 years.

http://homeloan.chase.com/garrett.w.overhiser - click this link to visit my page and see how my knowledge and experience can help you. As a Home Lending Advisor, my focus is helping you navigate the loan process. Let’s connect and find out how my experience guiding homebuyers through the mortgage process can help you.

06/18/2026

Comment LUXURY to find out how much home you could qualify for.

Luxury home prices are rising across the country—but some cities are seeing much bigger gains than others.

According to Redfin, these markets led the way over the past year:
• Tampa: +17.1% • Las Vegas: +16.1% • Kansas City: +15.2% • Philadelphia: +13.5% • St. Louis: +13.0%

The national luxury market increased 3.6% year over year, but local conditions continue to drive very different results. Factors like buyer demand, inventory, and regional economic growth can have a major impact on home values.

Based in Phoenix, Arizona, I help homebuyers secure mortgage financing in all 50 states. Whether you're purchasing your first home or exploring the luxury market, understanding local trends can help you make more informed decisions.

Music: M83 Outro: alexcisse
https://www.instagram.com/reels/audio/1557001441730708/m83-outro/

Source: https://www.redfin.com/news/luxury-housing-market-april-2026/

Which city’s luxury market surprised you the most?

06/11/2026

Homeowners insurance is a necessary expense, but many homeowners may be paying more than they need to.

According to the National Association of Insurance Commissioners, there are several ways to potentially reduce your insurance costs, including:

• Shopping around and comparing quotes
• Raising your deductible
• Bundling home and auto insurance
• Improving home security
• Maintaining good credit
• Asking about available discounts

In some cases, homeowners may be able to save as much as 25% by increasing their deductible, depending on location, insurer, and home value.

One important reminder: while price matters, it’s also important to consider coverage, claims service, and financial strength when choosing an insurance company.

As a mortgage lender based in Phoenix, Arizona, I help homebuyers finance homes in all 50 states.

Homeowners insurance is one of several ongoing housing costs that can impact your overall monthly budget, so it’s worth reviewing your options periodically.

Music: Sparks — Evan Jacobson
Source: https://www.iii.org/article/12-ways-to-lower-your-homeowners-insurance-costs

Have your homeowners insurance costs skyrocketed?

06/04/2026

The income needed to afford a home changed dramatically in some U.S. cities over the past year.

While affordability improved in many metros as mortgage rates eased and inventory increased, other markets became even more expensive for buyers.

Some of the biggest affordability improvements: • Chicago: -13.3% • San Jose: -5.6% • Seattle: -5.5%

Meanwhile, these cities saw the biggest increases in required income: • San Francisco: +7.0% • Philadelphia: +5.7% • Providence: +4.7%

Even after recent improvements, many Americans still need a six-figure income to comfortably afford a median-priced home in major cities.

I help homebuyers navigate changing affordability trends across the country so they can make informed decisions about when and where to buy.

Music: Sparks — Evan Jacobson
Source: https://www.redfin.com/news/income-needed-to-buy-home-declines/

👉 Would you move for better affordability?

05/28/2026

Home prices have climbed dramatically across the country over the past decade — but some states saw much bigger increases than others.

Since 2016, U.S. home values have risen more than 81% nationally. But in several states, home prices more than doubled during that same time period.

Here are a few of the fastest-rising housing markets over the last decade:

• Idaho +137%
• New Hampshire +114%
• Maine +110.8%
• Utah +109.3%
• Montana +106.2%
• Tennessee +104.6%
• Rhode Island +103.6%
• Georgia +101.4%
• Indiana +100.2%
• Washington +98.9%
• Nevada +98.5%
• North Carolina +97.0%
• Wisconsin +95.8%
• Arizona +94.3%
• Michigan +94.3%

These trends were driven by a mix of migration, population growth, limited housing supply, and changing affordability across different regions of the country.

I help homebuyers and homeowners navigate changing markets like these so they can make informed decisions about buying, refinancing, and long-term homeownership goals.

Music: Sparks — Evan Jacobson
Source: https://constructioncoverage.com/research/cities-with-the-largest-home-price-growth-last-decade

👉 Would you rather buy where prices are rising fast or staying affordable?

05/20/2026

Luxury home prices can look very different depending on where you’re buying.

According to Realtor.com’s latest luxury housing report, the entry point for the top 10% of homes in some U.S. metro areas now starts near — or even above — $4 million.

A few examples:
• Bridgeport-Stamford, CT — $4.34M
• Los Angeles — $4.20M
• Kahului — $4.00M
• Naples, FL — $3.69M
• New York City — $2.97M

The report also noted that while many luxury markets have seen slight price declines from last year, demand remains strong in select areas — especially in lifestyle-driven and coastal markets.

What stands out most is how different these metros are:
Some attract buyers looking for beaches and warm weather, while others appeal to commuters, tech professionals, retirees, or international buyers.

I work with homebuyers across the country, and whether someone is purchasing a starter home or a luxury property, lifestyle and long-term value continue to play a major role in buying decisions.

👉 Which luxury market would you choose to live in?

Music: Sparks — Evan Jacobson
Source: https://www.realtor.com/research/april-2026-luxury/

05/13/2026

Homebuyers across the country are looking for something many people feel has become harder to find lately:
👉 More lifestyle for their money.

A new report ranked the hottest neighborhoods of 2026, and many of the top spots are suburbs and smaller markets offering buyers more space, better affordability, and access to major cities without the premium price tag.

For example:
• Land O’ Lakes, FL is attracting buyers with newer homes, good schools, and access to Tampa
• Oceanside, NY combines beach living with proximity to New York City
• West Bend, WI offers lower taxes, outdoor recreation, and a small-town feel

But here’s the interesting part:
Many of these neighborhoods are just outside major metros—where buyers can still enjoy jobs, restaurants, entertainment, and convenience while stretching their housing budget further.

I work with buyers across the country, and we’re seeing more people prioritize value, flexibility, and quality of life when choosing where to live.

👉 If you could get more lifestyle for your money, where would you move?

Music: Sparks: Evan Jacobson
Source: https://www.redfin.com/news/hottest-neighborhood-2026/
NMLS ID 625724

05/05/2026

Rent affordability looks very different depending on where you live.

In some cities, renters are spending close to 40% of their income just on housing. In others, it’s closer to 18%—a huge difference in monthly cash flow.

For example:
• New York — 38% of income
• Miami — 37%
• Los Angeles — 34%
• Austin — just 18%

But here’s what most people don’t realize:
Even though rents are still rising, income growth is finally starting to outpace rent increases, giving renters a bit more breathing room than in recent years.

I work with clients across the country, and I help many renters transition into homeownership—especially when they realize the gap between renting and owning isn’t always as big as they think.

👉 Would you pay more—or move to save?

Music: Thanks: Man DeLorean
Source: https://www.zillow.com/research/march-2026-rent-report-36269/

Are you on the fence about what’s next when it comes to city versus country living? We’re here to help you explore the p...
04/28/2026

Are you on the fence about what’s next when it comes to city versus country living? We’re here to help you explore the pros and cons of each!

Read more: chase.com/personal/mortgage/education/finding-a-home/city-vs-country-living

04/21/2026

Where you start your career can have a major impact on your finances.

But not all cities offer the same balance of income, affordability, and opportunity for new grads.

In fact, some cities make it much easier to earn a solid income while keeping housing costs manageable.

For example:
• Washington, D.C. offers strong earnings and job growth
• Omaha combines affordability with a diverse job market
• Boston has top-tier salaries—but higher housing costs
• St. Louis stands out for some of the lowest home prices

But here’s the part most people overlook:
The best city isn’t always where you make the most—it’s where your money goes the furthest.

I work with buyers across the country, and where you choose to live early on can shape how quickly you’re able to save, invest, and eventually buy a home.

👉 Are you surprised your city made the list—or didn’t? Drop it below.

Music: Thanks: Man DeLorean
Source: https://www.cnbc.com/2026/04/14/top-large-us-cities-for-recent-college-grads-in-2026.html

04/15/2026

Home prices get most of the attention.
But the age of the home can make just as big of a difference.

In some states, the typical home is more than 60 years old.
In others, it’s closer to 30 years—meaning buyers are getting very different types of properties depending on location.

For example:
• New York — median home age of 65 years
• Rhode Island — 60 years
• Massachusetts — 59 years
• Pennsylvania — 58 years

On the other end:
• Nevada — 27 years
• Arizona — 30 years
• Texas — 30 years
• Utah — 30 years

But here’s the part most people don’t think about:
Older homes often come with more character—but also higher maintenance and renovation costs. Newer homes may offer modern features and efficiency, but usually at a higher price point.

I work with buyers across the country, and this is one of the biggest trade-offs I see—what you get today vs. what it may cost you long-term.

👉 Would you pick older charm or modern finishes?

Music: Sparks: Evan Jacobson
Source: https://constructioncoverage.com/research/cities-with-the-oldest-homes

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Scottsdale, AZ
85377

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