Garrett Overhiser - Chase Sr Home Lending Advisor - NMLS ID 625724

Garrett Overhiser - Chase Sr Home Lending Advisor - NMLS ID 625724 20871 N Scottsdale Road
Scottsdale, AZ 85255 I’ve worked with realtors and homebuyers across the nation for the past 11 years.

http://homeloan.chase.com/garrett.w.overhiser - click this link to visit my page and see how my knowledge and experience can help you. As a Home Lending Advisor, my focus is helping you navigate the loan process. Let’s connect and find out how my experience guiding homebuyers through the mortgage process can help you.

08/20/2026

What are the hottest housing markets in the U.S. right now? 🏡

Even though the national housing market has slowed, some cities continue to attract strong homebuyer demand, and homes are still selling quickly.

According to Realtor.com’s latest ranking, these are among the cities with the strongest buyer interest and fastest-moving homes with their median listing prices

• Peabody, MA — $600,000
• Montclair, NJ — $1,050,000
• Sewell, NJ — $426,000
• Fairport, NY — $429,000
• Westfield, MA — $381,000

Why are these housing markets attracting so much attention?

Many offer a combination of desirable suburban living, access to major employment centers, local amenities, and relatively limited housing inventory.

For homebuyers, strong demand can mean more competition and less room to negotiate. Understanding local home prices, housing inventory, and mortgage financing options can make a big difference when you’re ready to buy.

I help homebuyers finance homes in all 50 states. Whether you’re buying your first home, relocating, or moving up, I can help you understand your financing options.

Which of these cities would you consider buying a home in?

Music: Sparks: Evan Jacobson
https://www.instagram.com/reels/audio/879178747518812?igsh=MXRwbGpmZnoyc2RhOQ==

Source: https://www.realtor.com/research/hottest-zip-codes-2026/

08/13/2026

Buying a home isn't the same everywhere.
In some U.S. metro areas, it now takes well over $200,000 a year to comfortably afford a median-priced home—and in San Francisco, the required income is nearly $444,000.

The top five metro areas on the list are: 🏡 San Francisco — $443,979 🏡 San Jose — $426,318 🏡 Anaheim — $319,840 🏡 Oakland — $251,591 🏡 San Diego — $242,657

Housing affordability can vary dramatically depending on where you live. Understanding your budget, financing options, and local market conditions is one of the most important steps before buying a home.

Based in Phoenix, Arizona, I help homebuyers finance homes in all 50 states. Whether you're purchasing your first home, relocating, or planning your next move, I'd be happy to help you explore your options.

Music: Soulmate x Amelie x Interstellar: Andreavanzo_composer
https://www.instagram.com/reels/audio/3629624960687524?igsh=MTl6aDh4bnVqMTNq
Source: https://www.redfin.com/news/income-needed-to-buy-home-declines/

💬 Which city surprised you the most?

07/04/2026

Happy Independence Day! 🇺🇸

From majestic mountains and scenic coastlines to deserts, forests, and wide-open landscapes, the United States is home to some of the most incredible places in the world.

The Fourth of July is a great reminder to appreciate not only our nation's history, but also the communities, traditions, and opportunities that make every state unique.

Wishing you, your family, and your friends a safe, happy, and memorable Fourth of July!

🇺🇸 What’s your favorite place to visit in the United States? Share it in the comments!

Happy 4th of July!

Music: God Bless America: Wendy Vides
https://www.instagram.com/reels/audio/1167228390539081?igsh=bmVkMHRpYWExcTNm

I wish everyone a happy Independence Day and hope you’re able to share wonderful times with your friends and family over...
07/03/2026

I wish everyone a happy Independence Day and hope you’re able to share wonderful times with your friends and family over the holiday.🎇

07/02/2026

Comment EQUITY and I’ll show you how much home you could qualify for. 👉 Follow my page for more mortgage tips and housing insights!

Home prices have climbed significantly over the past 10 years, but some states generated far more homeowner equity than others.

This list ranks the 15 states with the largest increase in median home prices between 2016 and 2026.

The top five were:
• California: +$334,183
• Hawaii: +$300,242
• Washington: +$298,806
• Massachusetts: +$294,650
• Utah: +$280,804

While these gains don’t guarantee future appreciation, they show just how differently housing markets can perform across the country. Population growth, local economies, and housing supply all play a major role in long-term home values.

Based in Phoenix, Arizona, I help homebuyers secure mortgage financing in all 50 states. Whether you’re buying your first home, relocating, or planning your next move, understanding local market trends can help you make more informed decisions.

Music: Sparks: Evan Jacobson
https://www.instagram.com/reels/audio/879178747518812?igsh=MXRwbGpmZnoyc2RhOQ==
Source: https://constructioncoverage.com/research/cities-with-the-largest-home-price-growth-last-decade

Would you move to another state if it meant building more long-term home equity?

06/25/2026

Comment DOWN and I’ll show you how much home you could qualify for. 👉 Follow my page for more mortgage tips and housing insights!

Many people assume you need 20% down to buy a home, but the reality is that down payment amounts vary significantly depending on the market and the buyer.

According to Redfin’s latest report, the typical U.S. homebuyer put down $64,000, or 15% of the purchase price, in March 2026.

The largest median down payments were found in California:

• San Jose: $425,000 (25%)
• San Francisco: $422,500 (25%)
• Anaheim: $300,000 (25%)

One interesting trend is that buyers are putting less money down than they were a year ago. As competition has eased and more financing options have become available, many homebuyers are choosing to keep more cash on hand for moving expenses, renovations, emergencies, and future housing costs.

Based in Phoenix, Arizona, I help homebuyers secure mortgage financing in all 50 states. Whether you’re buying your first home or your next home, understanding your options can make a big difference.

Source: https://www.redfin.com/news/down-payments-fall-2026/
Music: Sparks — Evan Jacobson
Source: https://www.redfin.com/news/down-payments-fall-2026/

To learn more about our low down payment options, visit: Chase.com/affordablelending

For down payments less than 20% on conventional loans, mortgage insurance (MI) may be required and MI charges may apply.

Could you afford a six-figure down payment?

06/18/2026

Comment LUXURY to find out how much home you could qualify for.

Luxury home prices are rising across the country—but some cities are seeing much bigger gains than others.

According to Redfin, these markets led the way over the past year:
• Tampa: +17.1% • Las Vegas: +16.1% • Kansas City: +15.2% • Philadelphia: +13.5% • St. Louis: +13.0%

The national luxury market increased 3.6% year over year, but local conditions continue to drive very different results. Factors like buyer demand, inventory, and regional economic growth can have a major impact on home values.

Based in Phoenix, Arizona, I help homebuyers secure mortgage financing in all 50 states. Whether you're purchasing your first home or exploring the luxury market, understanding local trends can help you make more informed decisions.

Music: M83 Outro: alexcisse
https://www.instagram.com/reels/audio/1557001441730708/m83-outro/

Source: https://www.redfin.com/news/luxury-housing-market-april-2026/

Which city’s luxury market surprised you the most?

06/11/2026

Homeowners insurance is a necessary expense, but many homeowners may be paying more than they need to.

According to the National Association of Insurance Commissioners, there are several ways to potentially reduce your insurance costs, including:

• Shopping around and comparing quotes
• Raising your deductible
• Bundling home and auto insurance
• Improving home security
• Maintaining good credit
• Asking about available discounts

In some cases, homeowners may be able to save as much as 25% by increasing their deductible, depending on location, insurer, and home value.

One important reminder: while price matters, it’s also important to consider coverage, claims service, and financial strength when choosing an insurance company.

As a mortgage lender based in Phoenix, Arizona, I help homebuyers finance homes in all 50 states.

Homeowners insurance is one of several ongoing housing costs that can impact your overall monthly budget, so it’s worth reviewing your options periodically.

Music: Sparks — Evan Jacobson
Source: https://www.iii.org/article/12-ways-to-lower-your-homeowners-insurance-costs

Have your homeowners insurance costs skyrocketed?

06/04/2026

The income needed to afford a home changed dramatically in some U.S. cities over the past year.

While affordability improved in many metros as mortgage rates eased and inventory increased, other markets became even more expensive for buyers.

Some of the biggest affordability improvements: • Chicago: -13.3% • San Jose: -5.6% • Seattle: -5.5%

Meanwhile, these cities saw the biggest increases in required income: • San Francisco: +7.0% • Philadelphia: +5.7% • Providence: +4.7%

Even after recent improvements, many Americans still need a six-figure income to comfortably afford a median-priced home in major cities.

I help homebuyers navigate changing affordability trends across the country so they can make informed decisions about when and where to buy.

Music: Sparks — Evan Jacobson
Source: https://www.redfin.com/news/income-needed-to-buy-home-declines/

👉 Would you move for better affordability?

05/28/2026

Home prices have climbed dramatically across the country over the past decade — but some states saw much bigger increases than others.

Since 2016, U.S. home values have risen more than 81% nationally. But in several states, home prices more than doubled during that same time period.

Here are a few of the fastest-rising housing markets over the last decade:

• Idaho +137%
• New Hampshire +114%
• Maine +110.8%
• Utah +109.3%
• Montana +106.2%
• Tennessee +104.6%
• Rhode Island +103.6%
• Georgia +101.4%
• Indiana +100.2%
• Washington +98.9%
• Nevada +98.5%
• North Carolina +97.0%
• Wisconsin +95.8%
• Arizona +94.3%
• Michigan +94.3%

These trends were driven by a mix of migration, population growth, limited housing supply, and changing affordability across different regions of the country.

I help homebuyers and homeowners navigate changing markets like these so they can make informed decisions about buying, refinancing, and long-term homeownership goals.

Music: Sparks — Evan Jacobson
Source: https://constructioncoverage.com/research/cities-with-the-largest-home-price-growth-last-decade

👉 Would you rather buy where prices are rising fast or staying affordable?

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Scottsdale, AZ
85377

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