Jim DeMarco, Your Trusted Mortgage Advisor NMLS 1015362

Jim DeMarco, Your Trusted Mortgage Advisor NMLS 1015362 "Help when you make the most important financial decisions of your life." Buying a house means more than finding a place to live. That is our business. HI-1820.

It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone. As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. With a career spanning over 20 years, I bring a wealth of knowledge and e

xperience in all aspects of mortgage lending. At CMG Home Loans, I focus on expanding my business and lifelong relationships, with a primary goal of helping people achieve the dream of homeownership. Licensed in: WA, OR, CA, AZ, NY

About CMG Home Loans:

Mission Statement - Delivering the right loans for the right reasons in a way that exceeds all expectations. CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, CMG Home Loans branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process. Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower. CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions. CMG HOME LOANS • 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94583 • NMLS # 1820

WEB ACCESSIBILITY LICENSING PRIVACY POLICY TERMS OF USE

CMG Home Loans is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AK ; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License and Mortgage Broker License ; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker - NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption .850204.000; Licensed by the Oregon Division of Financial Regulation -3000; Rhode Island Licensed Lender ; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission -5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org)

255 S. King St. Suite 800 Office 09-104, Seattle, WA 98104
Branch NMLS ID # 2480234
Phone # (480) 734-0428
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

How is Gen Z reshaping the path to homeownership? 🏘️From living with family to save for a down payment to exploring alte...
06/18/2026

How is Gen Z reshaping the path to homeownership? 🏘️
From living with family to save for a down payment to exploring alternative housing options, this generation is taking a pragmatic approach to building wealth through homeownership.
See how today’s youngest home buyers are making it happen:
http://spr.ly/6184BDOcEO

06/18/2026

🏦 Fed Update: Rates Held — But the Story Is the Pivot

The Fed kept rates unchanged today at 3.50%–3.75% — the 4th straight hold. But this wasn’t a “nothing happened” meeting:

📌 New Chair, new tone: Kevin Warsh’s first meeting as Fed Chair came with a noticeably shorter statement and dropped language suggesting future cuts.

📌 Dot plot flipped: Officials now see rate hikes, not cuts, as the likely path — a sharp reversal from March’s outlook, driven by inflation running near 3.6% amid energy-price pressure from the Iran conflict.

📌 Market reaction: Stocks dipped, and 2-year Treasury yields jumped as traders repriced expectations toward “higher for longer.”

What it means for housing: Don’t expect mortgage rates to ease meaningfully in the near term. With the labor market still resilient, there’s less pressure on the Fed to cut — and now some pressure in the other direction.

📊 Stay tuned — happy to break down what this means for your specific deal.

Board of Governors of the Federal Reserve System

Jim DeMarco

06/17/2026

🤝 Relationship Over Transaction

For Jessica Gustelius, real estate has never been about chasing numbers. 🏡

It’s about building relationships, earning trust, and helping people feel connected to the right resources when they need them most. ✨

Because the best business growth doesn’t always come from volume. Sometimes, it starts with one meaningful relationship. 🤝

Watch the full episode on our channel to hear Jessica’s perspective on relationships, trust, and building a business that feels meaningful.

🎥 https://youtu.be/uEjpgoN4qaw?is=GMXjwn0GDQCaiR7A


When's the last time you checked your credit report? The Consumer Financial Protection Bureau suggests checking your cre...
06/16/2026

When's the last time you checked your credit report? The Consumer Financial Protection Bureau suggests checking your credit reports once a year, at a minimum. You can get your reports for free every week from the three major credit bureaus by using AnnualCreditReport.com

Most homebuyers focus on one thing: the interest rate. 📉But what if the more important question is how much interest you...
06/15/2026

Most homebuyers focus on one thing: the interest rate. 📉
But what if the more important question is how much interest you'll actually pay over time?

In this conversation, Jim DeMarco explains the difference between interest rate and interest cost, how the All In One Loan® works, and why the right mortgage strategy could help you pay off your home years sooner while keeping your money accessible when life happens. 🏡✨

Link in the comments. 🎥

Ready to make a splash this summer? Whether you’re dreaming of a backyard for summer BBQs, more space for entertaining, ...
06/15/2026

Ready to make a splash this summer? Whether you’re dreaming of a backyard for summer BBQs, more space for entertaining, or finally finding a place to call your own, this could be the perfect season to start your homeownership journey. Let’s dive in!

06/12/2026

Jessica Gustelius had one reaction when she first learned about Jim’s All In One Loan® strategy: it blew her mind. 🤯

In this clip, she shares why this mortgage strategy made her rethink what’s possible for homeowners who want more flexibility, more control, and a smarter way to manage their mortgage. 🏡✨
Link in the comments. 🎥

Jim DeMarco

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱Building equity, creating stabilit...
06/12/2026

Sure, renting gives you a place to live… but homeownership gives you a place to grow 🌱
Building equity, creating stability, personalizing your space, and making lifelong memories are just a few of the reasons so many people dream of owning a home.
Swipe through to see why homeownership matters ➡️

Ready for a financial glow-up? ✨From budgeting smarter to building your down payment fund, a few financial wellness habi...
06/11/2026

Ready for a financial glow-up? ✨
From budgeting smarter to building your down payment fund, a few financial wellness habits today can help set you up for homeownership tomorrow. 🏡
Check out some tips to strengthen your finances this summer:
http://spr.ly/6183B8fVsL

Sometimes the hardest seasons of life reveal what truly matters. ❤️After spending three months in the hospital with her ...
06/10/2026

Sometimes the hardest seasons of life reveal what truly matters. ❤️

After spending three months in the hospital with her daughter, Jessica discovered that real estate had become more than just a career, it had become something she genuinely loved. This powerful story is a reminder that purpose often shows up when we need it most.

Hear Jessica's full story and the lesson she learned during one of the hardest seasons of her life. Link in the comments. 🎥

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Seattle, WA

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