Stephanie Callen

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Stephanie Callen Realogics Sotheby's International Realty Real Estate Broker in the South Sound, Washington
"Helping You Find Your Cottages and Castles in Life"

Everyone wants to know where mortgage rates are headed. The truth is, even the experts have been surprised. Many predict...
10/22/2026

Everyone wants to know where mortgage rates are headed. The truth is, even the experts have been surprised. Many predicted lower rates in 2025 and 2026, yet rates have remained higher than expected. Instead of trying to time the market, focus on what you can control. If today's payment comfortably fits your budget, you can begin building equity immediately. And if rates fall in the future, refinancing may lower your payment while allowing you to keep the equity you've already built. Waiting for the "perfect" rate could mean missing months or years of appreciation and principal reduction. If you're wondering whether now is the right time to buy, let's review your options together and determine what makes the most financial sense for you.

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Many experts expected mortgage rates to decline, but today's market reminds us that buying based on affordability, not forecasts, is often the smartest long-term strategy.

OPEN HOUSE! Saturday, October 24th | 11:00 AM - 1:00 PM2113 12th Ave NW, Puyallup4 Bedrooms | 2.5 Bathrooms | 2,235 SqFt...
10/21/2026

OPEN HOUSE! Saturday, October 24th | 11:00 AM - 1:00 PM

2113 12th Ave NW, Puyallup
4 Bedrooms | 2.5 Bathrooms | 2,235 SqFt

View the property website at www.listing4.com/211312thavenw and call me at (253) 370-2771 for details.

OPEN HOUSE! Saturday, October 24th | 11:00 AM - 1:00 PM19818 10th Avenue Ct E, Spanaway4 Bedrooms | 2.5 Bathrooms | 1,78...
10/21/2026

OPEN HOUSE! Saturday, October 24th | 11:00 AM - 1:00 PM

19818 10th Avenue Ct E, Spanaway

4 Bedrooms | 2.5 Bathrooms | 1,785 SqFt

View the property website at www.listing4.com/1981810thavenuecte and call me at (253) 370-2771 for details

10/21/2026

Did You Know There Are Actually 4 Different Housing Markets Right Now?

And depending on which one you're in, your next move could look VERY different!

Today's market isn't one-size-fits-all. We're seeing four distinct groups:

💰 Cash Buyers – Using their buying power to negotiate.

🏠 Buyers Using Financing – Finding opportunities through seller concessions.

🔑 Rate-Locked Homeowners – Holding onto those low mortgage rates but wondering if it's time to move.

🏗️ New Construction – Builders offering incentives to attract buyers.

Here's the thing: What's a smart move for one person might not be the right move for another!

🎥 Watch my latest video to learn what these four markets mean for you.

Curious which market you're in and what opportunities you might be missing? Send me a message! Let's talk about your options.

Watch the full episode at https://stephaniecallen.match.fgptemp.com/there-are-4-types-of-housing-markets-right-now

10/20/2026

Is NOW Really a Good Time to Buy or Sell a Home?

It's one of the biggest questions I'm hearing right now, and my answer might surprise you! It depends on YOU!

If you're thinking about buying, there may be more opportunities than you realize, including more homes to choose from and more room to negotiate.

If you're thinking about selling, you haven't missed your chance! But having the right pricing and marketing strategy matters more than ever.

Here's what I want you to remember:
❤ Your life shouldn't revolve around the real estate market. Your real estate decisions should revolve around your life!

Watch the full episode at https://stephaniecallen.match.fgptemp.com/todays-real-estate-market



Use this as a checklist to quickly see if you are ready for showings.• Make your bed first thing when you get up. • Don'...
10/20/2026

Use this as a checklist to quickly see if you are ready for showings.• Make your bed first thing when you get up. • Don't leave dirty dishes in the sink.• Squeegee your shower so it will sparkle.• Assign cubbies to each family member. A place for everything; everything in its place.• Run the dishwasher & unload when it's done.• Wipe and clean as you use high-touch surfaces.• Scan files you need to save and stop saving paper.• Create a doorway box for things ready to be donated or recycled now.

Learn more at https://BetterHomeowners.com/StephanieCallen/2026/10/19/Ready-for-Visitors

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10/19/2026

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

Buyer activity typically starts to slow while the number of homes for sale climb – and you need the right strategy to get attention in this type of market.

The good news? There’s a lot you can control.

Here are four things you’ll want to get right this fall.

** #1: Price to Get Buyers’ Attention**

In the fall, there are typically fewer buyers looking and more homes for them to choose from. So, you want to make the most of every buyer who comes across your house.

And your price is one of the first things that can make them stop and take a closer look – or keep scrolling.

That’s why this isn’t the time to start high “just to see what happens.”

If buyers think your house is overpriced, they have plenty of other options to move on to.

A small difference in pricing can change your buyer pool:

Buyers often search in round-number price brackets, so pricing at $499,000 instead of $505,000 can make your home appear in more searches and feel like a better deal.

** #2: Make a Great First Impression**

When buyers had very few homes to choose from, they were often more willing to overlook dated finishes or a house that needed some work.

With more choices, how your house looks online and in person can determine whether it makes a buyer’s shortlist at all.

That doesn’t mean you need a full renovation before you sell, but you should take care of essential repairs, do what you can to boost curb appeal, and make sure your house photographs well. Small details can help a lot.

**After all, you only get one chance to make that first impression. Make it count.**

** #3: Stay Open to Negotiating**

Some sellers are still expecting the kind of leverage they had a few years ago. But in many markets, buyers have more negotiating power today and there’s a lot more give and take.

The latest data shows 46.2% of sellers gave buyers some type of concession. So, consider throwing in a little help with closing costs or covering a repair. Almost half of sellers are.

The takeaway? Playing hard ball may not get you what you want. But being flexible might.

** #4: Know Whe

Leaving your home vacant for an extended period could create an insurance surprise when you least expect it. Many homeow...
10/17/2026

Leaving your home vacant for an extended period could create an insurance surprise when you least expect it. Many homeowner policies contain a vacancy clause that may limit or exclude certain coverage after the property has been unoccupied for a specified period, often 30 to 60 consecutive days.This can be especially important if you've moved into your next home before your current one sells, inherited a property, or have a home undergoing major renovations.Before leaving a property vacant, contact your insurance professional. You may need a vacant home endorsement or different coverage to stay properly protected.If you're planning a move that could leave your home vacant, I'm happy to help you think through the details before they become problems.

Learn more at https://BetterHomeowners.com/StephanieCallen/2026/10/16/Vacant-homes-can-expose-owner-to-insurance-risks

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10/16/2026

A wonderful result in this off-market sale! If you need help navigating a private sale, please reach out!

🌳 Your perfect home isn't just about the house - it's about finding your ideal community! This Storybook guides you thro...
10/16/2026

🌳 Your perfect home isn't just about the house - it's about finding your ideal community! This Storybook guides you through everything from schools to nightlife, outdoor spaces to future growth potential. Ready to find where you truly belong?

Click this link to experience the Storybook: https://dreamcommunity18256.callenstorybook.com

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2715 First Avenue
Seattle, WA
98121

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Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm

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