Joe Hernandez, EXP Realty, WA State Realtor

07/24/2026

Rare opportunity to own an exceptionally private 5-acre retreat tucked away on a quiet gated road. No visible neighbors, private approach, and mature landscaping, this sunny home offers peace, seclusion, a true escape from everyday life while conveniently close to town. The property features approximately 2 acres of pasture, a 2-horse paddock, partially fenced areas with established landscaping, sunny southern exposure for excellent gardening, hobby farming, & outdoor living. Welcome to your new Homestead!!

Call me today to schedule a showing on this property or any other homes and properties in this area -
☎️ 425-366-0265

MLS #: 2543597 List Price $895,000
4224 129th Pl NW, Tulalip WA 98271

07/01/2026

🏠 For Sale in Marysville, WA $475,000
$10,000 Seller Credit Available
Call / Text 425-366-0265 to schedule a showing
Open House Friday 7/3 2:00 pm - 5:00pm &
Sunday 7/5 2:00pm - 5:00pm

Start homeownership with confidence! Enjoy a $10,000 sell...

06/05/2026

Just listed for sale in Tulalip, WA $70,000

Call me to schedule a showing 425-366-0265

https://www.zillow.com/homedetails/3105-59th-Pl-NW-Marysville-WA-98271/38541091_zpid/?utm_source=nativeshare_activation_v

This 932 square feet Single Family home has 2 bedrooms and 1 bathroom. It is located at 3105 59th Place NW, Marysville, WA.

03/21/2026

Assumable 2.5% loan for qualified buyers through Navy Federal Credit Union!

Open House today from 1:00pm 4:00pm.

Call me at 425-366-0265 for more info and thanks for looking 🏡

2.5% assumable loan available for qualified buyers throug...

02/24/2026

🚨 Snohomish County Homeowners & Buyers — Quick Question… 🚨

If I could show you:

✅ What your home could realistically sell for right now (not a Zestimate guess)
✅ How buyers are getting closing costs covered in today’s market
✅ New construction opportunities you may not even know exist yet
✅ OR how to buy your next home before selling your current one…

👉 Would you want to know?

The market has shifted — and smart buyers and sellers are taking advantage of strategies most people don’t hear about until it’s too late.

I’m offering FREE no-pressure strategy conversations this week for anyone curious about their options. No obligation. Just honest advice.

💬 Comment “INFO” or send me a message and I’ll reach out personally.

📞 425-366-0265
🌐 nwprobroker.com

Buy | Sell | Invest
🏡 🔑

02/17/2026

🏡 HUD 184 Home Loans in Washington State

Buy With As Little As 2.25% Down

Helping Native American & Alaska Native families achieve homeownership throughout Washington.

The HUD 184 Loan Program is a federal home loan guarantee program designed to increase access to homeownership for enrolled members of federally recognized tribes.

📱 Call your local HUD 184 expert Joe Hernandez at 425-366-0265 with your questions

Available across Washington State — including:

• On Tribal Trust Land

• On Fee Simple Property

• Rural & Urban Areas

• Reservation & Off-Reservation Locations

Loans are provided by approved lenders and backed by HUD.

Why HUD 184 Is Powerful

• Only 2.25% Down Payment

• Competitive Fixed Interest Rates

• No Monthly PMI

• Flexible Credit Guidelines

• 1–4 Unit Homes Eligible

• Gift Funds Allowed

• Available On and Off Tribal Land

Example Down Payment Savings

Home Price: $400,000

HUD 184 (2.25%) → $9,000 down

Conventional (5%) → $20,000 down

That’s $11,000+ less upfront.

Who Qualifies?

You may qualify if:

• You are an enrolled member of a federally recognized tribe

• The home is your primary residence

• The property is located in Washington State

• You meet lender income and credit guidelines

Final approval is determined by the lender.

🤝 Your Washington HUD 184 Team

Joe Hernandez

Licensed Real Estate Broker – Washington

eXp Realty

📱 425-366-0265

📧 [email protected]

🌐 joehernandez.exprealty.com

🌐 nwprobroker.com

Specializing in:

• Tribal land transactions

• HUD 184 contract strategy

• Coordination with approved lenders

• Competitive Washington housing markets

Preferred HUD 184 Lending Partner

1st Tribal Lending

Specializing exclusively in Native home financing and HUD 184 loans.

📲 Start Your HUD 184 Home Search

Looking for homes that qualify in your area?

👉 Browse available Washington homes below

👉 Schedule a consultation

👉 Get connected with a HUD 184 lender

Why Work With a HUD 184-Experienced Agent?

HUD 184 transactions may involve:

• Tribal lease approvals

• Bureau of Indian Affairs coordination

• Specialized lender documentation

• Unique appraisal processes

Working with an experienced agent helps reduce delays and protects your contract.

Equal Housing Opportunity

This is not a commitment to lend. HUD 184 loans are offered by approved lenders and are subject to credit, income, property, and tribal eligibility requirements. Joe Hernandez is a licensed real estate broker in Washington State and is not a lender. All loan approvals are determined by the lender

HUD 184 Home Loans in Washington StateBuy With As Little As 2.25% DownHelping Native American & Alaska Native famil

01/31/2026

Move-in Ready 2 Bedroom Condo with Water Views of Possession Sound!

Open house Saturday 1/31/2026 11:00am- 3:00pm

Call me to schedule a showing of this or any other listing in the area. 425-366-0265.

Thanks for looking 🏡 👀

WATER VIEWS, NEWLY UPDATED and LOW HOA DUES! This meticul...

01/17/2026

Newly Listed 2 Bed 2 Bath Autumn Brook Condo

Open House Today Saturday 1/17 11:00 am - 3:00 pm

Thanks For Looking 👀 🏠

Beautifully updated top-floor end unit with a private gar...

01/03/2026

Open house today from 11:00 am - 3:00 pm. 3 bed, 2.5 bath Alderwood Manor home. Minutes from Martha Lake and Lake Washington.

BRING ALL OFFERS! Move-in ready starter home! This bright...