Heartland Title

10/30/2024

If you recently sold your home, don't forget to do these things after closing

10/21/2024

When you own a property and make it your permanent residence or the permanent residence of your dependent,
you may be eligible to receive a homestead exemption that would decrease the property’s taxable value by as much
as $50,000.

See the Highlands County Property Appraiser's website for additional property tax exemptions that are available to seniors and veterans: https://hcpao.org/About/Exemptions

10/15/2024

A home warranty is a contract between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home’s major components, such as the furnace, air conditioning, plumbing and electrical system. A home warranty may also cover major appliances such as washers and dryers, refrigerators and swimming pools. Most plans have a basic component that provides all homeowners who purchase a policy with certain coverages. In addition to the standard items, expanded coverage can usually be added at a premium.

A home warranty is not the same as homeowners insurance, nor is it a replacement for homeowners insurance. Homeowners insurance covers major perils such as fire, hail, property crimes and certain types of water damage that could effect the entire structure and/or the homeowner’s personal possessions. A home warranty does not cover these perils.

Home warranty companies have agreements with approved service providers. When something that is covered by a home warranty breaks down, the homeowner calls the home warranty company, and the home warranty company sends one of its service providers to examine the problem. If the provider determines that the needed repair or replacement is covered by the warranty, the homeowner only pays a small service fee per your service call at the time service is rendered.

The annual cost can vary depending on coverages and exclusions. This is a negotiable item on the contract.

10/08/2024

Wondering how a hurricane could affect your Florida real estate contract? Check out this 3 minute video by Heartland Title's attorney Rob Singles

How the Florida Realtor’s / Florida Bar As-Is Residential Contract For Sale and Purchase deals with hurricanes and other Force Majeure events.

01/28/2023

A beautiful sunset over The City on the Circle.

01/24/2023

Title Tip Tuesday – Marriage, and a consenting spouse.

Maybe you pulled a Buzz Aldrin and decided to finally put a ring on it as part of your 93rd birthday. Did you think about how that may impact your house title?

The Florida Constitution protects Homestead Property in many ways. One of these is to prevent the sale, devise, or encumbrances of your Homestead without the consent of your spouse. This applies even if your spouse is not on title with you! So, if you find yourself selling or mortgaging your Homestead, be prepared to buy your spouse an ice-cream cone as they will be signing on the dotted line.

Congrats Buzz and Anca!

Buzz Aldrin wed his "longtime love" Anca Faur in a private ceremony in Los Angeles on Friday

01/19/2023

Thank you to The Heartland Association of Realtors for hosting us on today's panel discussing vacant lot / impersonation fraud. We were honored to be a co-presenter, and would be happy to share the presentation with our Heartland area agents and real estate professionals.

01/15/2023

Florida sunset with a side of rocket launch 🚀.

12/24/2022

Icicles in Florida? You bet! Witnessed outside of our satellite office in Jacksonville this morning ❄️ ❄️❄️. Stay warm & Merry Christmas!