09/20/2026
🚨 Before you take the leap and buy your first house, read this! 🚨
Just because you’re approved for an eye-watering number doesn’t mean you should stretch your budget to the max.
I work with my clients to find houses in their comfortable price range - I’ve got the big picture in mind for you, not just selling you the house at the top of your budget.
It’s a good idea to use the 28/36 rule to figure out your monthly payment. But it's crucial to find a monthly mortgage payment that you feel comfortable with.
Remember, these estimates are not recommendations!
Here's the formula I used to get these numbers:
💰 1.5% annual property taxes
📈 7% interest rate
🚫 No HOA fees
🏠 PMI estimates
💸 10% down payment
📉 No debt
Excellent Credit
Your actual numbers might be different. Especially if you qualify for first time homebuyer programs!
For a clearer picture, chat with a local lender. Don’t have a lender yet? Don’t know where to start? DM me and I’ll send you my favorite local lenders who can get you started, without any pressure.
No hassle real estate! Sell your home fast!