Mitzi Jones Realtor GREEN A Cut Above Realty TX License

07/11/2025

There's a lot to the process of home buying.
Found this great overview that may answer your questions.
🏡 Main Points: How to Keep Your Real Estate Purchase Agreement on Track
Here’s a quick overview to help ensure your home purchase goes smoothly from accepted offer to closing day:
📋 What Is a Purchase Agreement?
• A real estate purchase agreement is a legally binding contract outlining the terms of a home sale.
• It only becomes official when both buyer and seller sign it.
🚧 Common Contingencies (Buyer’s Safety Nets)
• Home Inspection: Allows renegotiation or cancellation if serious issues are found.
• Appraisal: Lets buyers back out or renegotiate if the home is valued too low.
• Financing: Protects buyers if they can’t secure a mortgage.
• Home Sale: Cancels deal if buyer can’t sell their current home.
• Title: Requires clear ownership; unresolved liens or disputes can derail the sale.
✅ Steps to Keep Your Deal on Track
1. Hire a trusted real estate agent for guidance and advocacy.
2. Get preapproved for a mortgage before making an offer.
3. Stay on top of deadlines like inspections, paperwork, and lender meetings.
4. Compare mortgage quotes to save money.
5. Explore different loan types to improve eligibility.
6. Avoid big financial changes (like new credit cards) during the process.
7. Budget for extra costs beyond the down payment (closing, repairs, taxes).
8. Communicate clearly with your agent to avoid confusion.
❗ Why Deals Fall Through & What to Do
• Low appraisal: Negotiate price or provide more cash.
• Inspection issues: Request repairs or lower price.
• Financing fails: Ask for time, switch lenders, or renegotiate terms.
• Title problems: Resolve liens or legal issues, possibly delay closing.
• Buyer’s remorse or seller backing out: Rely on contract contingencies or seek compensation.
🔑 Bottom Line: 95% of signed contracts do close — staying informed, proactive, and working with a skilled agent dramatically improves your odds of happily ever after in your new home.
Want help drafting questions for your agent or tips for budgeting post-move? I’ve got you!

04/28/2025

Got this helpful info from Heritage Title regarding Homestead Exemptions and wanted to pass it along.

CAN AN INDIVIDUAL APPLY FOR A HOMESTEAD EXEMPTION AFTER
THE DESIGNATED DEADLINE OF APRIL 30, 2025?
Yes, individuals may apply for a homestead exemption in Texas after the deadline of
April 30, 2025. This application can be processed retroactively to the 2025 property tax
bill. Pursuant to Texas Tax Code Section 11.431, homeowners are permitted to submit
a late application within a two-year period following the tax delinquency date, typically
occurring on February 1 of the subsequent year. Thus, for the 2025 tax year, the final
date for submitting such an application is January 31, 2028.
Additionally, certain categories of applicants, such as disabled veterans, may be
afforded extended deadlines. For instance, an individual designated as a 100%
disabled veteran is eligible to file a late application within five years subsequent to the
delinquency date.
To initiate the application process, individuals should complete the Residence
Homestead Exemption Application (Form 50-114) and submit it to the appropriate
local county appraisal district. It is essential that the Texas driver’s license or state
identification matches the address of the property for which the exemption is being
claimed.

02/08/2024

Love our Broker!! She is the best!

We have some of the best realtors around!! Give us a call! We would love to work with you! Carol Teeple, Broker/Realtor
Cassie Koehler-REALTOR Lea Phelps Realtor Mitzi Jones Cy Norris

12/01/2023

Always wondered about these solar shingles?? Check out this article.

Solar shingles are a type of roofing material that is integrated with solar cells. This allows them to generate electricity from sunlight, which can then be used to power your home. They blend seam…

11/20/2023

A lot of real estate to choose from!!

Are you looking to buy in Seguin? Check out our listings! Give us a call today! We would love to show you some of our properties!

11/01/2023

We've got something for everyone! Check out our listings.

Looking for property in Seguin? We have the right one for you! Call Carol Teeple, Broker/Realtor at 830-305-3777 for a showing!

10/21/2023

It's a beauty at a great price!

Welcome to 606 Oak Shadow, a truly impeccable European luxury home that embodies sophistication and elegance. Designed by its original owners, this residence is a testament to thoughtful design and attention to detail. No expense was spared in selecting high-end finishes that adorn every corner of this stunning property. Custom cabinetry and the woodwork throughout this home is a fraction of the amazing details offered. Step into the screened in sunroom and enjoy looking out onto the lush landscaping and garden setting. There is a water well used to water the lawn With 3 spacious bedrooms and 2.5 baths, this home offers a comfortable and inviting living space. Additionally, the second floor presents a unique opportunity with its framing for an additional 2 bedrooms and 1 bath, allowing for further expansion and customization to suit your needs. Unleash your creativity in the second-floor hobby room, where you can pursue your passions in a space designed to inspire. Whether you're an artist, a collector, or simply seeking a place for relaxation, this hobby room provides endless possibilities. Experience the joy of luxury living at 606 Oak Shadow, where thoughtful design, high-end finishes, and to create a residence that truly has it all. Don't miss the chance to make this European-inspired haven your very own. This home is located in Seguin in the gated Oak Creek Subdivision.

07/31/2023

Great tips!!

Things to consider when buying a house!

07/25/2023

Knowledge is Good!! Great Info on what documents you need when getting your mortgage pre-approval.

How to get pre-approved for a mortgage? The most critical thing is to gather all the required documents for mortgage pre-approval. To help, we've put together a mortgage loan documents checklist that's specific to each type of loan.

07/14/2023

Lots of listings to choose from!! Give us a call.

Wow!! Check out all of our listings!! We know we have exactly what you are looking for!! Call us today so we can show you, your perfect property! 🏊🏼‍♀️