Oscar Johnson III

Oscar Johnson III Passion, Purpose and a determined commitment to Service is what Oscar Johnson III brings to the Future Home Realty family. A passion that was first ignited

My Realtor Life ...
OSCAR JOHNSON III - REALTOR·WEDNESDAY, OCTOBER 10, 2018·
Passion, Purpose and a determined commitment to Service is what Oscar Johnson III brings to the Future Home Realty family. A passion that was first ignited while a student at Bethune Cookman College in Daytona Beach, Florida, whose motto is " Enter to Learn, Depart to Serve". After graduating with a Bachelors Degree in Bu

siness Oscar landed a position as General sales Manager of Tampa Bay area radio station WRXB, overseeing the development and implementation of National, Regional, and Local advertising and marketing campaigns. Oscar graduated from Hillsborough High School, and continues to call the Tampa Bay area home. His strong commitment to his community is only surpassed by his commitment to providing his customers with a truly dedicated advocate for all of their Real Estate goals. " I firmly believe that the most important aspect of my service to my customers, is to listen attentively to their needs, in order to guide them through the process of buying, or selling their home or investment property"

06/11/2026

The 33710 zip code in Saint Petersburg, Florida, often categorized as a typical "Suburban Shine" stretch of the Sunshine City. It is a region defined by a fascinating blend of high-net-worth estates, digital-forward professionals, and traditionalists who maintain a steadfast connection to a pre-digital era. The very bones of the area reflect this transition, with a significant stock of housing constructed before 1970 providing the backdrop for a modern, high-density population.

Want to know the original house hack? Buy a duplex, triplex, or small multi-family. Live in one unit. Rent out the other...
06/11/2026

Want to know the original house hack? Buy a duplex, triplex, or small multi-family. Live in one unit. Rent out the others. It's been working for decades — and it still does in 2026. ⁣

FHA loans allow you to buy properties with up to 4 units with as little as 3.5% down, as long as you live in one unit. Veterans can use a VA loan with zero down. And Freddie Mac's Home Possible program allows qualified buyers to put down just 3%. ⁣

The financing options are more accessible than most buyers realize. For those willing to share a property line with their tenants, the income potential is typically higher than an ADU, and the strategy is time-tested. If you're serious about house hacking, don't overlook the classic approach. ⁣

Read the full article: http://ojohnsoniiirealtor.com/?p=327

The Hidden DNA of a Zip CodeWhen we look at a neighborhood, we often judge its character by the aesthetics of its storef...
06/09/2026

The Hidden DNA of a Zip Code
When we look at a neighborhood, we often judge its character by the aesthetics of its storefronts, the condition of its parks, or the flow of its traffic. However, as an analyst, I know that the true identity of a community is written in its data. To understand the real life of a place, one must look past the physical landscape and into the demographic DNA that dictates how people live, work, and spend.The 33710 zip code in Saint Petersburg, Florida, offers a compelling case study in this type of urban analysis. Often categorized as a typical "Suburban Shine" stretch of the Sunshine City, the data reveals a far more complex reality. It is a region defined by a fascinating blend of high-net-worth estates, digital-forward professionals, and traditionalists who maintain a steadfast connection to a pre-digital era. The very bones of the area reflect this transition, with a significant stock of housing constructed before 1970 providing the backdrop for a modern, high-density population.

Multi-generational home buying hit a record high in 2024. 14% of all home purchases were multi-generational. Gen X buyer...
06/09/2026

Multi-generational home buying hit a record high in 2024. 14% of all home purchases were multi-generational. Gen X buyers led the way at 19%. 👨‍👩‍👧‍👦 ⁣

This isn't a trend. It's a structural shift. ⁣

Among multi-generational buyers, 41% said the primary reason was to care for or support aging parents — the highest share since tracking began in 2015. Another 23% wanted to spend more time with their parents. For Gen X especially, who are often supporting both aging parents and adult children, a home designed to accommodate multiple generations solves several problems at once: caretaking, privacy, and cost. ⁣

House hacking doesn't always mean renting to strangers. Sometimes it means sharing a home — and the costs — with the people who matter most. ⁣

Read the full article: http://ojohnsoniiirealtor.com/?p=327

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is th...
06/08/2026

Mortgage rates will always fluctuate, and while many buyers hope for rates to return to historic lows, the reality is that timing the market perfectly is nearly impossible.

What matters most is whether today’s decision aligns with your financial goals, budget, and long-term plans. It’s making a smart, informed decision that works for your long-term goals.

Want to explore what buying could look like in today’s market? Let’s connect and talk strategy.

"When you're ready to go HOME"

Phone: 727-218-0056
Email: [email protected]

Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠 ⁣ ...
06/04/2026

Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026 — and there's a reason why. 🏠 ⁣

As of March 2026, Fannie Mae allows lenders to count projected ADU rental income toward your mortgage qualification — up to 30% of your total qualifying income. That means the income potential of an ADU can help you qualify for a home you otherwise couldn't afford. ⁣

ADUs include: ⁣
🔹 Detached backyard cottages ⁣
🔹 Converted garages ⁣
🔹 Basement suites with separate entrances ⁣

They're increasingly legal, financially supported, and proven in the rental market. If affordability is your biggest barrier to homeownership, an ADU-eligible property might be the solution. ⁣

Read the full article: http://ojohnsoniiirealtor.com/?p=327

06/02/2026

House hacking isn't about living for free — it's about making homeownership possible when it otherwise wouldn't be. In 2026, the strategy is less about eliminating a mortgage payment and more about engineering one you can actually afford. 🏡 ⁣

Here's what's working: ⁣

✅ ADUs (accessory dwelling units) — Fannie Mae now lets buyers count projected ADU rental income toward mortgage qualification, up to 30% of total qualifying income ⁣

✅ Multi-generational homes — 14% of all home purchases in the last year were multi-generational, with Gen X leading at 19% ⁣

✅ Small multi-family properties — FHA loans allow up to 4 units with just 3.5% down if you live in one ⁣

✅ Realistic expectations — If rental income cuts your $3,800 payment down to $2,200, that's a win ⁣

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn a closed door into an open one. ⁣

Read the full article: http://ojohnsoniiirealtor.com/?p=327

Pre-approval is an essential step in the home-buying process. A lender will tell you how much home you can afford and su...
06/01/2026

Pre-approval is an essential step in the home-buying process. A lender will tell you how much home you can afford and suggest you stick to a certain price range. And when you find the home you love, you position yourself as a serious buyer in a competitive market. For more questions, reach out today!

"When you're ready to go HOME"

Phone: 727-218-0056
Email: [email protected]

In real estate, waiting for perfect often means missing what’s actually right.Value isn’t found in perfection. It’s foun...
05/29/2026

In real estate, waiting for perfect often means missing what’s actually right.

Value isn’t found in perfection. It’s found in potential, positioning, and long-term return.

The buyers who build the most momentum aren’t the ones who wait for everything to align; they’re the ones who recognize when something is worth it.

If you’re weighing a move right now, focus less on perfect and more on what makes sense for where you’re going.

"When you're ready to go HOME"

Phone: 727-218-0056
Email: [email protected]

If you're thinking about selling your home, you've probably heard the term "months of supply" thrown around. But what do...
05/28/2026

If you're thinking about selling your home, you've probably heard the term "months of supply" thrown around. But what does it actually mean? ⁣

Months of supply measures how long it would take to sell all available homes at the current sales pace. It's one of the clearest indicators of whether we're in a buyer's or seller's market. ⁣

Here's the breakdown: ⁣
- Less than 5 months = Seller's market (low inventory, more competition among buyers) ⁣
- 5-6 months = Balanced market ⁣
- More than 6 months = Buyer's market (more inventory, buyers have negotiating power) ⁣

Right now, inventory levels are rising in many markets across the country. According to recent NAR data, we're seeing a shift from the extreme seller's market of the past few years. This means pricing strategy, home preparation, and timing matter more than ever. ⁣

If you've been waiting for the "perfect time" to list, understanding these metrics can help you make a more informed decision about your specific situation and local market conditions. ⁣

Call/text/email us at (727) 218-0056 or [email protected] if you have questions.

Address

10575 68th Avenue North Suite B-2
Seminole, FL
33772

Opening Hours

Monday 8:30am - 7:30pm
Tuesday 8:30am - 7:30pm
Wednesday 8:30am - 7:30pm
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Friday 8:30am - 7:30pm
Saturday 8:30am - 7:30pm
Sunday 10am - 6pm

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