William J Clothier, Realtor REAL Broker, LLC

07/03/2024

PSA TO ALL HOME BUYERS: As of August 17th, a Realtor CANNOT show you a home unless you have signed an agreement with them. This is Nationwide. 🧐

Starting August 17th a Realtor will not be able to tour a home without you first signing a Buyer Agency Agreement. This will be non negotiable for any real estate agent with a Realtor designation (one who agrees in advance to abide by the Code of Ethics). That agreement is your contract between you and your Realtor saying you will be hiring them to purchase a home and agree to the roles, duties and responsibilities owed to you by your agent and your duties to your agent. 🤝

Interviewing and coming to an agreement with the agent of your choice is an important decision and not one that should be forced upon you. Interview, and choose wisely. These agreements have been around for a long time. Agreements are and always have been negotiated, just like compensation. Remember, interview your Realtor, get referrals from your friends, and make your decision. 🤔

Purchasing a home is a HUGE step! You’ll want someone that will look out for your best interest, someone that knows the local market well, someone that understands the contracts and addenda, attend appointments/inspections, someone that can explain your contractual deadlines and someone that will answer your call or texts! 🧠

You can always call me if you’d like more details. I am happy to be your Realtor and help you! With years of experience I can definitely help you navigate through all the complexities. 🏆

The settlement includes some changes to real estate transactions, but importantly, consumers will continue to have choices regarding real estate services.

07/02/2024

Are incorrect assumptions holding back your home search? Here are a few thinking traps that we encounter — and ways to overcome them. ⁣
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If you’re ready to move past your limiting beliefs, we can help you set realistic expectations for your home search. ⁣
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📲 (856) 263-1800 ⁣
📧 [email protected]

06/27/2024

💸 Wondering where home prices are headed? 💸 ⁣
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So far this year, the national median home price has been fairly stable—thanks, in part, to an increase in inventory of smaller, less expensive homes. ⁣
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Analysts expect this trend to continue for the rest of the year, with prices rising gradually throughout the summer and fall. ⁣
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Are you thinking about buying or selling a home? Visit our blog to learn more about the current market. ⁣
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🔗 https://williamclothier.myagent.site/mid-year-market-update-for-2024-what-buyers-and-sellers-need-to-know/

06/25/2024

Considering a reverse mortgage? This type of loan enables owners of a certain age to borrow against their home equity without repayment until they move out or pass away. ⁣
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But before you sign on the dotted line, here are some benefits and risks to consider: ⁣
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➕ You can tap into your equity now, when you really need it ⁣
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➕ You’ll eliminate any existing mortgage payments, so you can lower your monthly expenses ⁣
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➕ Funds aren’t taxed since they are considered a loan rather than income ⁣
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➖ Your heirs may need to sell the home after you pass to repay the lender ⁣
➖ Interest rates and fees are often higher than those for other types of loans ⁣
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➖ Associated costs can eat away at the value of your estate ⁣
The reality is, reverse mortgages aren’t right for everyone, and downsizing can be a better choice for some homeowners. Schedule a free consultation to discuss your options. ⁣
📲 (856) 263-1800 ⁣
📧 [email protected]

06/20/2024

After years of record-low housing inventory, active listings are on the rise—which is great news if you’re hoping to buy a home. Here’s what you should know: ⁣
🏘️ Home inventory is now the highest it’s been since 2020. ⁣
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🏘️ The share of smaller, more-affordable homes on the market is increasing. ⁣
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🏘️ Even with a bump in listings, inventory remains well below pre-pandemic levels. ⁣
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What does it mean for you? Read our mid-year market update to find out! ⁣
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🔗 https://williamclothier.myagent.site/mid-year-market-update-for-2024-what-buyers-and-sellers-need-to-know/

06/18/2024

Overwhelmed by the thought of selling your home? Technology can help you streamline the process! ⁣
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Plus, we like to think of ourselves as an all-in-one resource for sellers. Give us a call to find out how we can make the home sale process easier. ⁣
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📲 (856) 263-1800 ⁣
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📧 [email protected]

06/13/2024

When will mortgage borrowers get some rate relief? ⁣
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In May, the Federal Reserve stated it has no immediate plans to lower benchmark interest rates, which means mortgage rates are also likely to remain elevated. ⁣
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According to experts, a rate cut is now unlikely before September. ⁣
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Wondering how current rate trends could affect your plans to buy or sell a home? Check out our latest blog post to learn more. ⁣
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🔗 https://williamclothier.myagent.site/mid-year-market-update-for-2024-what-buyers-and-sellers-need-to-know/

06/11/2024

Are myths or outdated assumptions holding you back from a successful home sale? Here are the thinking traps we see sellers fall into — and ways to move past them. ⁣
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We can guide you to a successful sale. Reach out for a free consultation. ⁣
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📲 (856) 263-1800 ⁣
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📧 [email protected]

06/06/2024

Are you up-to-date on the real estate market? Nearly halfway through 2024, here’s what buyers and sellers need to know: ⁣
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📉 Mortgage rate cuts are taking longer than expected ⁣
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🧑 More sellers are returning to the market ⁣
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💰 Home price appreciation is slowing ⁣
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🏘️ Desire to buy a home remains strong, despite affordability concerns ⁣
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Check out our latest blog post to learn what these trends could mean for you! ⁣
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🔗 https://williamclothier.myagent.site/mid-year-market-update-for-2024-what-buyers-and-sellers-need-to-know/

06/05/2024

🏠🎉 June is National Homeownership Month! 🎉🏠
Owning a home is more than just having a place to live; it's about building a future, creating memories, and achieving dreams. 🌟 Whether you're a first-time buyer or a seasoned homeowner, this month is a celebration of your journey towards homeownership.

Let's take a moment to recognize the pride, hard work, and dedication it takes to own a home. 🏡💪 Whether it's a cozy apartment, a suburban house, or a rural retreat, your home is your sanctuary.

Let's also remember those who are still on the path to homeownership. 🛠️💼 Whether you're saving up, improving your credit, or searching for the perfect place, keep striving for your goals. You're closer than you think!

Happy National Homeownership Month! 🥳🏠

06/05/2024

Last December, when the Federal Reserve projected a series of benchmark rate cuts in the coming year, some analysts speculated that mortgage rates—which had recently peaked near 8%—would fall closer to 6% by mid-2024.1,2,3 Unfortunately, persistent inflation has delayed the...

05/27/2024

To All of Our Men & Women Who Have Served to Protect Our Freedom.