Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647

Richard Roseman NMLS# 413840 at Guaranteed Rate Affinity NMLS: 1598647 I am a Vice President of Mortgage Lending NMLS 413840 at Guaranteed Rate Affinity NMLS 1598647.

At Guaranteed Rate Affinity, we provide the best experience possible, featuring low rates, fantastic customer service and a fast, simple process! A "Why Not" approach to financing the purchase of a home or the refinancing of a home. Special assistance to first time home buyers and jumbo financing.

09/21/2026

20% down isn’t always required. One of the biggest homebuying misconceptions is that everyone needs to put the same amount down. Understanding your options can help you prepare for homeownership . You may be ready sooner than you think.

Let’s get to the bottom of common mortgage myths holding buyers back.
https://myoc.io/iTWVPCjWgtO/Kp7iD



NMLS # 413840

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s ...
09/18/2026

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s below last year’s levels.

What it means for you: it’s a market worth paying attention to. Want to talk about your homebuying goals? Let’s plan together.
https://myoc.io/iTWVPCjWgtO/rohXh



NMLS # 413840

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to ...
09/17/2026

Increased rates don’t necessarily mean you should put your home search on hold. In fact, today’s decision could lead to more inventory and reduced competition. When sellers are motivated to get buyers to the table, you’re the one who benefits.

Let’s talk about how you could use this to your advantage and make homeownership a reality.
https://myoc.io/iTWVPCjWgtO/piWp5



NMLS # 413840

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too. Want to learn...
09/16/2026

Up and at ‘em! We’ve increased our conforming loan limits, which means your buying power is moving up too.

Want to learn more? Let’s connect!
https://myoc.io/iTWVPCjWgtO

NMLS # 413840

09/16/2026

Your income is only one piece of the puzzle. To better understand your buying power, consider your expenses, existing debts, savings and financial goals.

Together, let’s look at what home fits comfortably within your budget.
https://myoc.io/iTWVPCjWgtO/pLQAY



NMLS # 413840

09/14/2026

Instead of paying your landlord’s mortgage, why not pay your own and build equity at the same time? Buying a home is a long-term investment for your financial future.

See how you could make the most of your money.
https://myoc.io/iTWVPCjWgtO/g3zOp



NMLS # 413840

Decreased existing-home sales means there’s more housing inventory, making this a buyer’s market. If you’ve been looking...
09/10/2026

Decreased existing-home sales means there’s more housing inventory, making this a buyer’s market. If you’ve been looking to buy, you might have more opportunities to negotiate than before.

Want to know how to make the most of this market? Let’s talk.
https://myoc.io/iTWVPCjWgtO/zWqRT



NMLS # 413840

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/iTWVPCjWgtO/Rxjhv



NMLS # 413840

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/iTWVPCjWgtO



NMLS # 413840

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/iTWVPCjWgtO/rq920



NMLS # 413840

Address

399 Boylston Street, Ste 200
Sharon, MA
02116

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