11/13/2025
PSA for homeowners:
If you get random refinance texts like this, please know they’re not coming from your lender. These messages come from predatory refi lead farms that scrape public mortgage records and mass text homeowners.
A reliable, ethical lender would never cold text you. They would never use a random local number, hide their company name, or pressure you into refinancing.
If you ever want real information about your mortgage or whether a refinance actually makes sense, talk to a licensed professional who gives honest, accurate advice.