Tara Stepanitis, Realtor

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United States
Shavertown, PA
Tara Stepanitis, Realtor

www.c21signature.com

11/30/2024

Finding a good buyer for your home is essential to closing on a deal that nets you what your home is worth. Here are some tips from our experts:

·Stage your home to maximize its perceived value.
·Post professional marketing photos that cater to your ideal buyer.
·Host open houses.
·Provide online virtual tours.
·Be responsive to buyer questions.
·Rely on your agent to vet buyers.

We’ll be right there with you to find the best buyer for your home. Work with us today at Century 21 Signature Properties - Shavertown!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/27/2024

So, you’ve bought an investment property and are wondering if you should devote the time to managing it or hire someone. As you can imagine, there are pros and cons of doing it all yourself.

Pros

·You won’t have to pay anyone to manage the property for you.
·You’ll make all the decisions.
·You may end up enjoying the work.

Cons

·You’ll have to put in lots of time.
·You may not have the technical knowledge to handle the property yourself.
·You could end up adding stress to your life.

Let us advise you on the most practical moves for managing your new rental. Work with us at Century 21 Signature Properties - Shavertown!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/23/2024

Budgeting is vital when you’re buying a new home, but how do you set and keep one? Here’s some practical advice:

·Assess your monthly income.
·Compare it to your monthly expenses.
·Find your debt-to-income ratio by dividing your debt by your income.
·Understand that mortgage lenders usually want to see a ratio under 36%.
·Project your upfront home-buying costs, including the down payment and closing costs.
·Estimate your monthly mortgage payments and property taxes, as well as any private mortgage insurance.
·Add in your lifestyle costs.

All of these figures together can give you a decent estimate of how to budget for buying a home. We can help you here! Work with an expert realtor at Century 21 Signature Properties - Shavertown!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/20/2024

We all want to live in safe neighborhoods here in Luzerne County. So, when you’re looking to move, especially to an area you’re unfamiliar with, how do you know where is safe?

Quick online searches will turn up multiple sources stating current and past crime rates for major areas in our county. You can cross-check statistics to be sure you’re seeing accurate data. You might also want to focus on how property values are trending over time, since rising values suggest more people want to live in a place and that it’s probably safe.

Finally, research whether the neighborhood you’re considering has an active neighborhood watch or at least a police presence. Following the activities of the local government can help, too, since you can learn a lot about an area based on where the government focuses its efforts.

We’re also happy to provide you with data on different areas around Luzerne County!

Contact Century 21 Signature Properties - Shavertown today!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/19/2024

Whether you just closed on a home that still needs work or are renovating before listing your home for sale, you’ll likely need to work with contractors. When it comes to your home, you can’t take any chances with fly-by-nighters. So, how do you find reliable contractors in your area of Luzerne County?

·Ask for recommendations - Put the word out to all your contacts for good contractors they’ve worked with; people are always happy to recommend quality professionals.
·Read online reviews, as these tend to be forthcoming, as well.
·Ask for referrals from local supply or hardware stores.

Performing due diligence in this way can save you a lot of time and effort later. We’ll be happy to consult with you further when you work with us at Century 21 Signature Properties - Shavertown!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/16/2024

For many of our buyers here in Luzerne County, finding a dream home comes down to qualifying for the right mortgage. But what do you need to qualify and be approved? Here’s a checklist to help you start thinking about this:

·Check your credit score.
·Improve your score by paying down debts and disputing previous errors on your report.
·Have a down payment of at least 3.5% ready.
·Prepare tax returns, W2s, and other proof of income.
·Get pre-approved before you start house-hunting.

This is a basic checklist that we’ll be happy to explain to you further! Start working with Century 21 Signature Properties - Shavertown today!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/13/2024

Many factors should influence when exactly you list your home for sale. We’ve written recently about the seasonal advantages of listing in the fall, but what other timely factors should you consider?

·Work with a realtor so you can list when buyer demand is high.
·Try to list when interest rates are lower so more buyers are in the market.
·List when the timeline works out for you and your family.
·List soon after you’ve completed any major renovations or updates.

Want to know the optimal time to list your home? We can help you figure it all out when you work with us at Century 21 Signature Properties - Shavertown!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/11/2024

We wrote recently about why fall is a great time to buy a home. The same applies to our Luzerne County sellers out there! Here’s why you’ll want to try to sell in the fall:

·Buyers are motivated to keep looking and secure a home before the cold, dark winter.
·Fall can provide a picturesque background for marketing photos.
·Buyers may be more willing to negotiate or even offer prices over asking to get a deal done.

If fall is your time to list your home, you have a lot going for you. Contact Century 21 Signature Properties - Shavertown now to let us make it happen for you!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/07/2024

We always advise our clients to make every home-buying decision with great care. And then there are times when working quickly can help you, too! Here’s some advice from the experts:

·Get pre-approved for a mortgage to speed things up later.
·Understand your core home requirements, but be ready to be flexible on less important features.
·Know how you’ll negotiate in case the seller makes a counteroffer.
·Base all decisions on the practicality of the deal rather than emotion.
·Make a move when everything seems right.

We’ll be right there with you at Century 21 Signature Properties - Shavertown! Work with us today.

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/05/2024

Flipping houses can be feast or famine depending on the moves you make and the market around you.

Here’s how to boost the chances you’ll actually turn a profit:

·Work with an expert realtor to identify the areas where you’re most likely to offload a flipped home.
·Check local comps to find undervalued homes that would make good flips.
·Go for hard-money loans for easier short-term financing.
·Focus on the most valuable renovations, such as kitchens and bathrooms.

Need a realtor’s expert and personalized advice on your Luzerne County flip? Work with Century 21 Signature Properties - Shavertown today!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

11/01/2024

We hope you’ve been enjoying this wonderful fall season so far! In case you haven’t gotten started yet, fall is a perfect time to look for a new home! There’s actually a strategy to it that you may not have realized. Here’s what’s great about shopping for a home in the fall:

·Less competition than in the summer means you stand a higher chance of scoring the home you want.
·You might encounter sellers more open to negotiation, since they want to sell before the holidays.
·Sellers may offer discounts to encourage buyers to submit offers.

So don’t wait! Contact Century 21 Signature Properties - Shavertown today to start benefiting from the fall shopping season!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

10/29/2024

You never know what you’re moving into until you do some digging, and that’s what we’re here for! A title search is a standard part of buying a home. Here’s what you need to know:

·Titles should clearly state who owns a property.
·Clean titles are those where there is a plainly stated owner and no legal actions against the property.
·Title problems may include judgments, tax liens, and disputed ownership.

You’ll never have to worry about a new home’s title when you work with Century 21 Signature Properties - Shavertown. We’ll make sure you have peace of mind!

Tara Stepanitis | 570-650-0705 | [email protected] | c21signature.com | 570-675-5100

Address

230 Ferguson Avenue
Shavertown, PA
18708

Telephone

(570) 650-0705

Website

http://www.c21signature.com/

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