Ritsel Notes

Ritsel Notes Become the bank — real estate income secured by US property, without owning it. Free Challenge: https://qwib.ritselnotes.com/5day-challenge

09/10/2026

https://qwib.ritselnotes.com/5day-challenge

No one can honestly guarantee you a return.

But we can explain the structure you're investing in.

A first-lien position tells you something specific about where the debt generally sits relative to junior liens against the property.

What it doesn't tell you is that you're guaranteed to make money.

Structure and guarantee are two very different things—and understanding that difference matters.

09/09/2026

https://qwib.ritselnotes.com/5day-challenge

Stocks or more rentals?

That's not the whole choice.

A lot of landlords sell a property and assume there are only two doors:

Put the money in the market.

Or buy another rental and start the landlord cycle all over again.

But there's a third door: investing in the mortgage instead of owning the property.

Comment DOOR if you want to see how it works.

https://qwib.ritselnotes.com/5day-challengeAfter 20 rentals, she sold most of her portfolio and found herself sitting on...
09/09/2026

https://qwib.ritselnotes.com/5day-challenge

After 20 rentals, she sold most of her portfolio and found herself sitting on roughly $750,000.

Her bank had one answer:

Put it in the market.

She said no.

Not because stocks are inherently bad. She wanted to know what else was available without buying another rental and going back to tenants, repairs, and property management.

That's where the third door comes in.

In the full video, we break down what she's considering, how mortgage note investing fits into the picture, what first-lien position actually means, and why none of it should be confused with a guaranteed return.

Watch the full video and tell me: what would you do with the $750K?

https://www.youtube.com/watch?v=ZwfM4PzG6C8

09/08/2026

https://qwib.ritselnotes.com/5day-challenge

Her bank had one answer.

Put the money in the market.

She wasn't buying it.

Not because stocks are inherently bad—but because she wanted to know what other options existed for $750K in capital.

That's where this story gets interesting.

09/05/2026

Not every property story is a disaster.

This one just pays me every month — no tenants, no 2am calls, no drama. Still time to tell us what's on your mind about money this year — comment below.

January is when most people set financial goals.September may be when they should reassess them.By September, you’re no ...
09/03/2026

January is when most people set financial goals.

September may be when they should reassess them.

By September, you’re no longer working with assumptions. You have eight months of actual information about your income, expenses, savings, investments, and priorities.

And you still have four months to do something with that information.

Our latest blog explores why September can be a valuable financial reset point—and the different paths people may consider when deciding what they want their money to do next.

The goal isn’t to overhaul everything before December 31.

It’s to identify one meaningful financial decision you’ve been putting off and give yourself enough time to explore it properly.

What’s one financial goal you still want to make progress on before the end of 2026?

Read the full article:
https://www.ritselnotes.com/why-september-beats-january-for-resetting-your-financial-goals/

For more insights, join our newsletter:
https://qwib.ritselnotes.com/newsletter-sign-up

09/02/2026

Everyone waits for January to fix their money. You don't have to. There are still 4 months left in 2026 — what would make them count for you? Tell us below.

09/01/2026

We spend a lot of time talking about different ways to think about money and real estate.

But this week, we want to hear from you instead.

What best describes you right now?

A. A tired landlord ready for a change
B. A saver whose cash isn’t doing much
C. A retiree wanting steadier income
D. Just here to learn, not sure yet

And one more question:

What’s stopped you from looking at something different with your money this year?

• Don’t know where to start
• Not sure it’s legit
• Not enough capital yet
• Just haven’t made the time

Drop your answer below — A, B, C, or D — and tell us what’s been holding you back.

No pitch today. We’re listening.

08/31/2026

“Become the bank” in one sentence:

Instead of walking away from your own financing, you keep the note and collect the payments yourself.

That’s the core idea behind seller financing.

Full video is on the channel now.

Address

30 N Gould Street
Sheridan, WY
82801

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