Olson Home Group

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Olson Home Group Mortgage + real estate + property management for Arizona's White Mountains. Broker = we shop 100+ lenders for your best fit. NMLS #1459928

First-time, move-up, self-employed, investors.

Ever wonder where the next homes for sale will come from... Realtor.com has a guess, and it's a big one.Realtor.com says...
10/16/2026

Ever wonder where the next homes for sale will come from... Realtor.com has a guess, and it's a big one.

Realtor.com says Baby Boomers and the Silent Generation will release 13.9 million homes over the next ten years.

Over the last ten years, those same two groups released about 8 million, so the wave coming is 5.9 million homes bigger.

This year the oldest Boomers turn 80, and the youngest of the Silent Generation are already past that.

Most older folks keep owning their home into their mid-70s. It starts to slip in the early 80s, and the biggest drop comes in the mid to late 80s.

Right now these two groups own and live in about 36.7 million homes. Realtor.com thinks that falls to 22.8 million by 2036.

And the pace grows each year. They project 1.27 million homes in 2027, rising to 1.52 million in 2036, which works out to about 1.39 million a year.

Here is how it adds up: 3.9 million homes by 2029, 8 million by 2032 and 13.9 million by 2036.

A home counts as "released" when the owner passes away, moves into care, moves in with someone else, or moves to a rental.

Realtor.com also looked at all owners 62 and older. They released 10.4 million homes in the last ten years, and the coming wave beats that by 3.5 million.

For a sense of size, the site had 5.72 million listings from July 2025 to June 2026. Before the pandemic it was 6.29 million a year, so we're still about 570,000 homes short.

Each year's release would equal about a quarter of today's listings. If only half of those homes get listed, it's closer to an eighth.

Picture your future... maybe it's the smaller home near the grandkids, or the one with room for everyone at the holidays. More homes coming up for sale could mean more choices when you're ready.

Nobody knows exactly how it plays out, and every market is different. If you want to talk through what it could mean for your plans, text me: 602-737-1045.

The spreadsheet said keep renting... but your family said home.A lot of people I talk with end up in this same spot.When...
10/16/2026

The spreadsheet said keep renting... but your family said home.

A lot of people I talk with end up in this same spot.

When it's the home you live in, cheaper isn't always the goal.

Rent can win on paper and still not feel like the place to settle in, host the grandkids or stay for good.

And in a lot of nicer neighborhoods, there may not be anything to rent at all.

So before you let the math make the call, look at how many rentals are even open where you want to live.

Picture where you want to be in ten years... the yard, the porch and the people who come over on Sunday.

If the numbers and your heart are pulling two ways, I'm happy to help you look at both, with no pressure.

text me: 602-737-1045.

You set up a living trust so your kids get the house... but without the right instructions, they could still lose it. 🏠I...
10/15/2026

You set up a living trust so your kids get the house... but without the right instructions, they could still lose it. 🏠

If something happens to you while your child is still young, your trustee may have to look after that home for years.

So make sure they know who you send your mortgage payment to, and where your life insurance papers are.

Make sure they know how the mortgage, taxes, insurance and HOA will get paid. And tell them if the home should be rented to help cover those bills.

Then make sure they know where all your important papers are kept. 🔑

If you have life insurance, your estate plan can say how that money should be used for the mortgage and the other bills.

If there isn't enough to pay off the home, your trustee may need to keep making the payments. They may also need to rent it out until your child is old enough to take over.

Picture your kids in Springerville-Eagar years from now, still in the home you worked so hard for...

Don't just leave your kids a house. Leave them a plan to keep the house.

This is general info, not legal or estate-planning advice. I've helped a lot of families in Springerville-Eagar think this through, and I'm glad to help you too.

Questions? Text me: 602-737-1045.

10/14/2026

The people losing confidence fastest right now make six figures. And that’s brand new.
Until recently, the worry was mostly with lower and middle income families. That’s a big reason people kept spending. Now the money stress is climbing the income ladder.

As a mortgage broker and a realtor, I see both sides of this. People who make good money and still feel stretched every month. So what’s driving it? The bigger house and car payments? Childcare? Watching layoffs hit their field? Keeping up with the Joneses?
Tell me in the comments: what do you think it is?

Quick housing snapshot for you... and it has two sides.Mortgage rates have moved higher, and you can start to see it in ...
10/14/2026

Quick housing snapshot for you... and it has two sides.

Mortgage rates have moved higher, and you can start to see it in the numbers.

Fewer people are applying for loans to buy a home. That's true next to last year, and next to last week too.

Fewer homes are going under contract than this time last year, as well.

But there's another side of the market that buyers should pay attention to.

There are more homes for sale now than at this same time last year.

And more sellers have cut their price than last year.

So if you've been waiting... you may have more homes to pick from, and more room to talk about price.

Picture walking through a few homes without the rush, and finding the one that fits the next part of your life.

There you go.

If you want to see what this looks like for your plans, text me: 602-737-1045.

Kristi and her team were wonderful to work with. They were great at communicating and helping us through every step of t...
10/12/2026

Kristi and her team were wonderful to work with. They were great at communicating and helping us through every step of the loan process. They were even able to finish ahead of the anticipated timeline. I highly recommend Kristi and her team!

Your neighbor's low rate is part of why you can't find a home... but it might also be how you get in.Not enough homes fo...
10/12/2026

Your neighbor's low rate is part of why you can't find a home... but it might also be how you get in.

Not enough homes for sale is the real problem right now, and I'll stand by that.

Here's how buyers are getting around it:

Assumable loans: FHA and VA loans can pass to a qualified buyer if the lender says yes. The catch is the gap. You pay the difference between the price and what's left on the loan, in cash or with a second loan. It's worth running the numbers.

New homes: builders aren't stuck because of low rates. Many will pay to buy down your rate so they can sell. Stop fighting over the same few homes.

Sellers who need to move: divorce, a new job far away, a growing family. Those sellers can't wait on rates either. A home that has sat for a while may have more room to bend than the price shows.

A stronger offer, not just a bigger one: full underwritten approval, a flexible closing date and clean terms. When there's this little to pick from, the sure thing wins.

Picture the keys in your hand because you found the way in nobody else was looking at...

Save this before your next showing, and send it to the friend who has lost three bidding wars this year.

Would you take over a stranger's low rate if you could? 🔑

Questions? Text me: 602-737-1045.

10/10/2026

279 W Sycamore, Snowflake AZ

$425,000 | 4 bed | 3 bath | 2,109 sqft | 0.59 acres on a cul-de-sac

Remodeled top to bottom, open floor plan, custom-tiled shower in the primary, and a big deck out back with panoramic views.

Solar is owned and paid off. No lease, no loan, it just conveys with the home. No HOA.

It's running as a short-term rental right now and STRs are allowed here, so it works as an income property or a full-time home, whichever you're after.

Got a question about it? Ask the house directly at olsonhomegroup.com/ask/279-w-sycamore. It answers instantly from the listing file and the seller's own disclosure.

Want to see it in person? Call or text 602.737.1045.

Kristi Olson | Olson Home Group | Brokered by Barrett Real Estate

People are spending more 📈... but they say they feel worse?So what's going on here? How can both be true?It's because th...
10/09/2026

People are spending more 📈... but they say they feel worse?

So what's going on here? How can both be true?

It's because there are TWO economies.

Things can be great for people who own assets... and hard for people living on a paycheck alone. At the very same moment.

Both of those are completely real.

When costs go up, companies pass them on to us to protect their profits.

People who own assets collect on those higher prices. People with nothing on their side just pay them.

A home you own is one of those assets.

Picture a few years from now... with something working for you while costs climb, not only against you.

I've helped a lot of people with this, whether that's buying their first home or putting the equity they already have to work.

Follow along for my next video on this. There are two economies right now.

If you want to talk through which side you're on, text me: 602-737-1045.

🏠 Homeowners... your 2026 tax deductions could look very different.The SALT deduction, the State and Local Tax deduction...
10/08/2026

🏠 Homeowners... your 2026 tax deductions could look very different.

The SALT deduction, the State and Local Tax deduction, used to have a pretty low cap. For tax year 2026, that cap is a lot higher.

Why does that matter if you own a home?

If you itemize, SALT can include eligible:
• Property taxes
• State and local income taxes (or sales taxes, depending on your situation)

And those can be added to your other eligible itemized deductions... including qualifying mortgage interest.

So if everything you can itemize adds up to more than your standard deduction, itemizing could lower your taxable income even more.

⚠️ Important: the SALT limit is one combined cap, and it starts phasing down for higher incomes. Your situation matters, so talk with your CPA or tax pro.

And don't wait until you file in 2027 to figure this out. You still have until December 31 to pull together your:
• Property tax records
• State income tax info
• Mortgage interest
• Other possible itemized deductions

Picture next spring... handing your CPA one tidy folder instead of digging through a kitchen drawer.

The return gets filed next year... but the planning happens THIS year.

Follow me for more ways owning a home can affect your finances.

Questions? Text me: 602-737-1045.

Address

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Show Low, AZ
85901

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

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+19282431579

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