Peggy's Page

09/17/2024

Saw this Roseate Spoonbill from the Henry Hudson Trail in Union Beach, NJ

06/16/2024

Happy Father’s Day, to all the great Dads!

08/23/2023

Five of the top 20 high schools in NJ are in Monmouth County
The top 20 public high schools in New Jersey, according to state school performance reports, are:

High Technology High School (Monmouth County Vocational School District)
Monmouth County Academy of Allied Health and Science (Monmouth County Vocational School District)
Edison Academy Magnet School (Middlesex County Vocational and Technical School District)
Biotechnology High School (Monmouth County Vocational School District)
Bergen County Technical High School (Bergen County Vocational Technical School District)
Union County Magnet High School (Union County Vocational-Technical School District)
Academy for Mathematics, Science and Engineering (Morris County Vocational School District)
Marine Academy of Technology and Environmental Science (Ocean County Vocational Technical School District)
STEM Innovation Academy of the Oranges (Orange Board Of Education School District)
Hunterdon County Academies (Hunterdon County Vocational School District)
Academy For Information Technology (Union County Vocational-Technical School District)
Academy For Allied Health Sciences (Union County Vocational-Technical School District)
Dr Ronald McNair High School (Jersey City Public Schools)
Communications High School (Monmouth County Vocational School District)
Marine Academy of Science and Technology (Monmouth County Vocational School District)
Academy For Performing Arts (Union County Vocational-Technical School District)
Technology High School (Newark Public School District)
Somerset County Vocational Technical High School (Somerset County Vocational and Technical School District)
Liberty High School (Jersey City Public Schools)
Bergen County Academies (Bergen County Vocational Technical School District)
Morris County School of Technology (Morris County Vocational School District)
Tenafly High School (Tenafly Public School District)
High Tech High School (Hudson County Schools of Technology School District)
Union County Tech (Union County Vocational-Technical School District)
Chatham High School (School District of the Chathams)

08/22/2023

CLOSE TO THE BEACH,FAR FROM THE CROWDS-Builder's own house is minutes from both Spring Lake beach and the parkway. This ''one of a kind'' boasts gracious living spaces inside and out and rock-solid construction. It's full of highlights including a gourmet kitchen, sunken family room, heated tile flo...

07/22/2023

Take a Look At This

Real Estate Continues To Be the Best Investment [INFOGRAPHIC]

According to a recent Gallup poll, real estate has been voted the best long-term investment for 11 years in a row, beating gold, stocks, bonds, and more. Owning real estate means more than just having a home—it’s an investment in your future. That’s because it’s typically a stable and secure asset that tends to increase in value as time goes on. DM me if you’re ready to buy a home and invest in your future.

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According to a recent Gallup poll, real estate has been voted the best long-term investment for 11 years in a row, beating gold, stocks, bonds, and more.

07/21/2023

Take a Look At This

Why Your House Isn’t Selling as Fast as You’d Like

If your house isn’t selling as fast as you’d like, there are a few things that could be a factor. Let's connect to discuss what we can do to re-ignite buyer interest in your house.

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07/21/2023

Take a Look At This

If you’re thinking about buying a home soon, one thing you can do to help you get ready is focus on your credit score. Higher scores can help you get a lower mortgage rate and better loan terms. A loan officer can provide even more strategies to help you improve your credit score. If you're ready to buy now, DM me for other valuable tips on the homebuying process.

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07/20/2023

Take a Look At This

Owning Your Home Helps You Build Wealth

You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time.

Homeownership Builds Wealth Regardless of Income Level

You may be surprised to learn homeowners across various income levels have a much higher net worth than renters who make the same amount.

What makes wealth so much higher for homeowners? A recent article from Realtor.com says: “Homeownership has long been tied to building wealth—and for good reason. Instead of throwing rent money out the window each month, owning a home allows you to build home equity. And over time, equity can turn your mortgage debt into a sizeable asset.”

Basically, the wealth you accumulate when you own a home has a lot to do...

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You may have heard some people say it’s better to rent than buy a home right now.

07/19/2023

Take a Look At This

Explaining Today’s Mortgage Rates

If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.

But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s the relationship between the 30-Year Mortgage Rate and the 10-Year Treasury Yield.

Historically, the average spread between the two over the last 50 years was 1.72 percentage points (also commonly referred to as 172 basis points).

Factors such as inflation, other economic drivers, and the policy and decisions from the Federal Reserve (The Fed) are all influencing mortgage rates and a widening spread.

Why Does This Matter for You?

This may feel overly technical and granular, but here’s why homebuyers like you should understand...

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If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. 

07/18/2023

Take a Look At This

Downsizing can be an effective way to reduce costs as you retire or as your needs evolve. By opting for a smaller house, you can enjoy a home that may have lower energy costs and fewer maintenance needs. DM me today to start your search for a home that’s best for your changing needs.

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