Rose Lamar

05/20/2026

Rates have ticked up slightly. Here are some rate scenarios on a 30-year fixed rate, based on a 720 credit score:

Conventional 5% down 30 Year 6.625% 15 Year 6.375%

FHA 3.5% down 6.25%

VA 6.125%

USDA 5.875%

Conventional zero down/no PMI is 6.75% plus .75% discount points

Advanced Equity 7.5%

OHFA Conventional No DPA 5.875% 3.0% DPA 6.75%

OHFA FHA, USDA, VA No DPA 5.625% 3.5% DPA 6.5%

Conventional 15% Down No PMI 6.815%

Med Pro 6.875%

I hope this helps give you an idea where rates are currently.

04/06/2026

NATIONAL MARKET UPDATE



Rising inventory and softening prices continue to create more favorable conditions for buyers this spring. While mortgage rates have increased recently, they remain below last year’s levels, helping support affordability compared to recent seasons.

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The approach harnesses the power of bacteria to transform post-consumer plastic into L-DOPA, a frontline medication for the neurological disorder.

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