Dianna Koontz-Mortgage Loan Originator, NMLS #493728

08/31/2026

Financing a condo looks different these days. New regulations require lenders to make a thorough assessment of a condo association’s financial health before making a conventional loan, including a refinance. If you have questions about how this may impact a purchase or refi, please reach out. Central Bank is an Equal Housing Lender.

07/30/2026

What is the FICO Resilience Index? Learn how it impacts you. Central Bank is an Equal Housing Lender.

We all know that your FICO® score has a far-reaching impact, from your ability to secure a mortgage to financing a car or opening a new credit card. But have you heard of the FICO Resilience Index? It may be able to help improve your creditworthiness in times of economic uncertainty.

07/23/2026

How do you add up? A look at credit scores. Central Bank is an Equal Housing Lender.

How much do you know about credit scores, how they’re calculated, and what they’re used for? Ramp up your knowledge with this helpful guide so you know what to expect next time you apply for credit.What’s the Score? Your credit score is a part of the package of information lenders use to decid...

07/16/2026

The 21st Century ROAD to Housing Act should deliver more affordable homes, but the changes may be slow in coming. I can help you explore today’s options with side-by-side loan comparisons and rate-reduction programs. I’m here to help when you’re ready. Central Bank is an Equal Housing Lender.