Lori Kurvink, Hegg Realtors

Lori Kurvink, Hegg Realtors Serving Sioux Falls & surrounding areas since 2014. I protect your equity, negotiate hard, and guide you every step of the way.

I help first-time & move-up buyers and sellers make smart, confident moves with clear communication and zero pressure. A passionate and dedicated realtor with a heart for making dreams come true. With nearly a decade of experience in the Sioux Falls market, I'm here to guide you and teach you through your real estate journey with a personalized touch. From your first home to your forever home, I'm committed to understanding your goals, visions, and dreams. My approach goes beyond transactions – it's about crafting tailored experiences that match your unique needs. By sitting down and truly listening, I dig into your aspirations for buying or selling. For buyers, I delve into how you envision your new home and the role it will play in your future. Sellers, I take the time to understand your motivations and how the proceeds from the sale will shape your next steps. By understanding your dreams, I ensure that every step we take is tailored to turning those dreams into reality. With a keen eye on market trends and data, my expertise and attention to detail ensure you experience a smooth and informed process. Join me on this exciting journey as we explore properties, uncover insights, and celebrate successes together. Let's turn your real estate aspirations into realities. Reach out today and let's start achieving your real estate goals together!

A perspective I’ve gained after 12 years in real estate…You don’t have to have everything figured out before you reach o...
09/29/2026

A perspective I’ve gained after 12 years in real estate…

You don’t have to have everything figured out before you reach out to a realtor.

You don’t have to know exactly what you want.

You don’t have to know what neighborhood you want.

You don’t have to know how much you can afford.

And you don’t even have to know if you’re actually ready to buy or sell. Sometimes the first step is simply asking questions and figuring out what’s realistic for you.

I think it can feel like too much pressure around real estate sometimes to have a plan before you even start the conversation.

You don’t need a plan, you just need a place to start. And when you’re ready for a plan and some actual next steps, that’s where I can come alongside you, answer the questions, help you make sense of the process and guide you through it one step at a time.

I was reading about the latest rate news this morning and came across this explanation that I thought was really helpful...
09/22/2026

I was reading about the latest rate news this morning and came across this explanation that I thought was really helpful…

One thing I think gets lost in the headlines is that the Fed Funds Rate and mortgage rates are not the same thing.

When you hear, “The Fed raised rates,” it’s easy to assume that means mortgage rates immediately went up by the same amount.

That’s not how it works.

Mortgage rates are influenced by the broader bond market and things like inflation expectations, economic conditions and the 10-year Treasury. The 10-year Treasury is one of the key market indicators to watch when trying to understand where longer-term mortgage rates are headed.

So there can be a lot happening behind the scenes that affects mortgage rates before, during or after a Fed announcement.

That’s also why I wouldn’t get too caught up in headlines like:

“The Fed raised rates!”

or

“The Fed cut rates!”

Neither headline tells the whole story of what is happening with mortgage rates.

For buyers, I think the bigger takeaway is this: instead of trying to predict the perfect time to buy based on the next Fed meeting, it makes more sense to look at what a home would actually cost you at today’s rates, with today’s prices and your specific financial situation.

And if rates become more favorable in the future, your options can be revisited then.

I’m a Realtor, not a mortgage expert, so I’ll leave the really deep dive into Treasury yields, inflation and the bond market to the people who actually know what they’re talking about. 😂

If you want to know what all of this means for your specific situation, talk to a good mortgage lender. They can take this way deeper than I ever could.

Tell me what kind of homeowner you are…A. Your house is spotless 24/7.B. You clean when someone says they’re coming over...
09/21/2026

Tell me what kind of homeowner you are…

A. Your house is spotless 24/7.

B. You clean when someone says they’re coming over.

C. You have one room that’s basically storage and we don’t talk about it.

D. You have a project list that’s been going since 2019.

E. You have absolutely no idea where half the stuff in your house came from.

F. Somehow…all of the above. 😂

09/17/2026

Here’s something I see all the time that makes me cringe…

People falling in love with a house before figuring out whether the numbers actually work. They start touring homes before they’ve even talked to a mortgage lender about what they can comfortably afford.

It happens all the time…You walk in. You immediately picture your life there. You know exactly where the couch is going, how you’ll decorate.

But before you emotionally move into a house, make sure the payment, taxes, insurance, maintenance and everything else fit comfortably into your life.

It’s much easier to fall in love with a house when you know you can actually afford to live there.

And if you’re not sure where to start, I can connect you with a trusted lender and help you figure out your budget before we ever walk through the door of a house.

09/11/2026

This weekend in Sioux Falls!✨

Everyone sees the SOLD sign. Almost no one sees everything that had to happen behind it.This transaction was one of thos...
09/08/2026

Everyone sees the SOLD sign. Almost no one sees everything that had to happen behind it.

This transaction was one of those deals that reminded me exactly why real estate is so much more than putting a sign in the yard and waiting for closing day.

We had an offer after just two days on the market. 🎉

Then came the inspection.

The buyer found several issues that made them uncomfortable, and ultimately decided to back out.

Disappointing? Absolutely. But we didn’t waste time dwelling on a deal that didn’t work out. We regrouped, adjusted our strategy, and got the house back on the market.

Unfortunately, the market had shifted. Homes were now sitting longer and buyers were taking their time. The activity just wasn’t there.

So we got strategic. We changed up the marketing, created new interest, and eventually landed another offer.

Finally, we could breathe…right?

Nope. 😂

Two weeks before closing, the title company uncovered a judgment issue that brought the transaction to a complete halt.

There were phone calls, emails, conversations, problem solving and a whole lot of uncertainty about whether we would actually make it to the closing table.

We worked through that hurdle and kept moving forward.

Then, THREE DAYS before closing, the appraisal came back with another issue: peeling paint on the exterior of the home that needed to be addressed before the buyer’s loan could move forward.

At that point, finding a handyman who could get the work done in time simply wasn’t realistic.

So what do you do when closing is three days away and there isn’t time to wait? You figure it out.

My husband and I grabbed what we needed, got to work, and took care of it ourselves.

And somehow, after all of that, we made it to the closing table on time. 🔑

That SOLD sign might look simple.

But behind it was:

An offer in two days.
A failed inspection.
A changing market.
A second marketing strategy.
Another offer.
A title issue that nearly brought everything to a stop.
An appraisal issue three days before closing.
And a whole lot of problem-solving in between.

This is the part of real estate you don’t see on Instagram.

Being a listing agent isn’t just putting a house on the MLS, scheduling showings and waiting for an offer.

It’s knowing what to do when the first deal falls apart. It’s recognizing when the market changes and adjusting your strategy. It’s communicating with your sellers when things get stressful. It’s working through problems that nobody could have predicted.

It’s making the phone calls, finding solutions, and sometimes, quite literally, rolling up your sleeves to get something done when there isn’t another option.

And most importantly, it’s staying in your client’s corner from listing appointment to closing table, even when the path between the two is anything but easy.

The easiest transactions don’t necessarily show you what your agent is made of.

The hard ones do. ❤️

If you’re new around here, hi. I’m Lori. 👋🏻I’ve been a Realtor since 2014, but real estate is only one part of who I am....
08/27/2026

If you’re new around here, hi. I’m Lori. 👋🏻

I’ve been a Realtor since 2014, but real estate is only one part of who I am.

I’m a firefighter wife, a mom to two wonderful kids, and a dog mom. I’m definitely a homebody at heart, but I love getting out with my family. On a nice day, you’ll usually find us fishing, hiking, riding bikes, or just finding any excuse to be outside together.

My real estate story actually started long before I ever got my license. One day, my brother saw a real estate sign and told me he just felt in his spirit that I should be a Realtor. At the time, I didn’t think much of it, but for some reason, his words stuck with me. Years later, I finally decided to listen to that little nudge and give it a shot.
I’m so glad I did, because what started as a little nudge has turned into a career I genuinely love, mostly because of the people I get to help along the way.

I love helping a first-time buyer figure out where to even start. I love helping a family find a home that finally gives them the space they need. I love helping someone downsize when they’re ready for a different chapter. And I love being the person my clients can call with even the simplest questions.

Over the years, I’ve learned that buying or selling a house is rarely just about the house. There’s usually a lot of life happening in the background, too.

That’s probably why you won’t find a perfectly polished real estate feed here all the time.

You’ll find homes, real estate advice and things I’ve learned along the way, but you’ll also find my family, everyday life, things I’m loving, things that make me laugh, and probably the occasional completely random thought.

I’m not here to convince everyone that they need to buy or sell a house.

I’m here for the people who appreciate having someone knowledgeable in their corner, who will tell them the truth, answer the questions they’re afraid to ask, and make a complicated process feel a little less overwhelming.

So if you’re here because you’re thinking about buying, selling, or you just like following along, welcome. I’m glad you’re here. 🤍

It’s National Dog Day! Meet Grizzly. 🐶 He’s been around for so many of our everyday moments.
08/26/2026

It’s National Dog Day! Meet Grizzly. 🐶 He’s been around for so many of our everyday moments.

🐾 Pet owners, this one’s for you.If selling your home is somewhere in your future, there are a few things you can do now...
08/15/2026

🐾 Pet owners, this one’s for you.

If selling your home is somewhere in your future, there are a few things you can do now to make that process easier when the time comes, especially when you have pets.

I included a whole page of home selling tips just for pet owners in my latest magazine, including tips for odors, carpet, pet hair, photos, the yard and more. 🏡🐶

And if you’re not currently receiving my magazine, I’d love to add you to my mailing list! DM me your mailing address and I’ll get you on the list for future issues: completely free. 💌

If you don’t have my magazine and want the pet home selling tips, DM me and I’ll send you a copy of this page so you can save it for later!

Address

6225 S Minnesota Avenue
Sioux Falls, SD
57108

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

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