Berberich Real Estate Group

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🏡 Could South Dakota’s new housing program create more homes under $300,000?South Dakota Housing recently launched the W...
09/08/2026

🏡 Could South Dakota’s new housing program create more homes under $300,000?

South Dakota Housing recently launched the Workforce Housing Development Program, designed to help developers build more attainable homes — including smaller-footprint homes and projects on infill lots.

Homes created through the program must be sold for no more than $300,000, with household income limits also applying.

But there’s an important distinction: this is **not a direct grant for homebuyers.** The funding goes to qualifying developers, with the goal of eventually adding more affordable housing options to the market.

For buyers around Sioux Falls, this could be worth watching as new projects are announced.

🏠 Read the full breakdown, including who qualifies, how the program works, and what buyers can do now:

https://sfcommunity.timrealtor.com/post/could-south-dakota-new-program-create-more-homes-under-300000

Thinking about buying in Sioux Falls or the surrounding communities? Let’s get moving.

09/08/2026

YOUR SUMP PUMP WORKS… BUT WHERE DOES THE WATER GO?

A working sump pump doesn’t automatically mean everything is set up correctly.

When you’re buying a home in Sioux Falls, it’s worth checking where that discharge line actually leads—and whether the water is being moved safely away from the foundation.

A quick check now could help uncover drainage concerns, previous water issues, or a setup that needs professional attention before closing.

Thinking about buying a home in Sioux Falls?

📲 Let’s make sure you know what to look for before you make your move.
Let’s Get Moving.

🏡 Short on upfront cash? That doesn’t always mean homeownership is out of reach.South Dakota Housing offers qualifying b...
09/06/2026

🏡 Short on upfront cash? That doesn’t always mean homeownership is out of reach.

South Dakota Housing offers qualifying buyers assistance equal to 3% or 5% of the first mortgage that can help with eligible down-payment and closing costs.

The assistance is structured as a separate 0% second mortgage with no monthly payment, and it’s generally repaid when you sell, refinance, or pay off the first mortgage.

There are income, purchase-price, credit, and property requirements, so it’s important to talk with a participating lender before you start shopping.

🎥 Tim breaks down the basics in the video, and if you want the full details, check out the blog:

https://sfcommunity.timrealtor.com/post/south-dakota-housing-down-payment-closing-cost-assistance

Thinking about buying a home in Sioux Falls? Reach out to Tim and let’s build your home search around the numbers.

09/05/2026

The roof looks fine… but there’s one thing buyers often forget to ask.

When you're touring a home, it’s easy to look at the roof from the driveway and think, “Looks good to me.”

But appearance is only part of the story.

Before buying, it’s worth learning more about the roof — including its age, repair or replacement history, available warranties, and any information the seller has about previous issues.

🎥 In this video, Tim breaks down what buyers should be thinking about when evaluating the roof of a home.

The goal isn’t to assume there’s a problem. It’s to ask the right questions before making one of your biggest purchases.

Thinking about buying a home in the Sioux Falls area? Reach out to Tim and let’s build a plan around what you’re looking for.

09/04/2026

That finished basement looks great — but what happened behind the walls?

When touring a home, it’s easy to focus on the new flooring, fresh paint, extra living space, or that perfect basement setup.

But if the basement has been finished or remodeled, there’s another question worth asking: Were the required permits and inspections completed?

In Sioux Falls, buyers can check recent permit records and compare them with the work they see. You can also ask the seller for invoices, warranties, and contractor information.

And remember — a missing online record doesn’t automatically mean the work was done illegally. It simply means there may be more questions worth asking.

🎥 Watch Tim explain what buyers should look for.

Want to dig a little deeper? Read the full blog, see comments for the link!

09/03/2026

Buying an older home in Sioux Falls? Here’s one thing you probably won’t notice during the walkthrough.

Most buyers remember to look at the roof, furnace, windows, foundation, and electrical - but what about the water service line bringing water into the home?

Depending on the property, that line could be copper, galvanized steel, PVC, lead, or another material.

That doesn’t mean an older home automatically has a lead service line. But it is worth knowing what’s there, whether the city’s service-line inventory has been completed, and if documentation is available.

🎥 Tim breaks down what to look for and what questions to ask when considering an older Sioux Falls home.

Thinking about buying in Sioux Falls? Reach out to Tim - we’re happy to help you know what to look for before making your move.

08/31/2026

You’re three days from closing, have you checked these numbers yet?

When your Closing Disclosure arrives, it can be tempting to glance at the first page and assume everything has already been checked.

But those final three business days are your opportunity to make sure the numbers match what you agreed to.

Before closing, take another look at your:

âś“ Loan amount and interest rate
âś“ Monthly payment
âś“ Cash to Close
âś“ Earnest money and negotiated credits
âś“ Taxes, insurance and prepaid costs
âś“ Wiring instructions

🎥 In this video, Tim walks through what buyers should review before sitting down at the closing table.

Want the full checklist? We break it down in the blog here:

3 Days Before Closing: 10 Numbers Every Homebuyer Should Check

Buying a home in the Sioux Falls area? Reach out to Tim with any questions.

Higher mortgage rates aren’t exactly what buyers want to hear… but there may be a surprising upside. 👀🏡When rates stay h...
08/28/2026

Higher mortgage rates aren’t exactly what buyers want to hear… but there may be a surprising upside. 👀🏡

When rates stay higher, housing inventory tends to grow — and that could mean more homes to choose from, more negotiating room, and less pressure to rush into a decision.

In fact, housing inventory is already at its best July level since 2019, and experts expect supply to keep improving through the rest of 2026.

So while rates may still be elevated, the market could be giving buyers something they’ve been waiting for "more options."

Thinking about buying or making a move in the Sioux Falls area? Let’s look at what’s available and what the numbers mean for you.

👉 Read more: https://sfcommunity.timrealtor.com/post/higher-rates-could-actually-help-housing-supply-heres-how

08/27/2026

A seller disclosure is important — but it doesn’t tell you everything.

When buying a home in South Dakota, the Seller Property Disclosure gives you valuable information about what the seller knows about the property.

But here’s the important part: it’s not a warranty.

There may be things a seller simply doesn’t know about — behind walls, under flooring, or elsewhere in the home. That’s why buyers should read the disclosure carefully and still consider appropriate inspections before moving forward.

🎥 In this video, Tim breaks down what both buyers and sellers should understand about the disclosure and why it matters during a real estate transaction.

Buying or selling in the Sioux Falls area? Reach out to Tim if you have questions about the process.

That first home you bought? It could be the reason your next move is possible.**If your starter home is beginning to fee...
08/27/2026

That first home you bought? It could be the reason your next move is possible.**

If your starter home is beginning to feel a little too small, don’t assume moving up is out of reach.

Starter homes are still in relatively short supply, while there may be more options available as you move into higher price ranges. And there’s another piece homeowners sometimes overlook: **the equity you’ve built.**

That equity could potentially help with the down payment on your next home, reduce how much you need to finance, and make your next move more realistic than you thought.

Your first home gave you a place to start. Now, it may help you get where you want to go next.

👇 See how the pieces can come together:
https://sfcommunity.timrealtor.com/post/the-house-that-started-it-all-could-kickstart-whats-next

Thinking about selling or wondering what your current home could mean for your next move? Send me a message.

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6300 S. Connie Avenue
Sioux Falls, SD
57108

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