06/06/2022
🗣🗣🗣A home warranty is ESSENTIAL when purchasing a home! Have you ever heard someone say or have you said yourself “I’d rather rent because I can call my landlord when something goes wrong but when you own, everything is on you”? That’s because the majority of people don’t know a home warranty exists or what it entails!
👌🏾A home warranty typically has a monthly payment of anywhere from $50-$100 and if you ever use it, you pay a service fee usually on average around $75-$100 BUT they fix things like appliances, HVAC heating, and air systems, plumbing ETC
🛑Stop justifying paying more in rent by saying your landlord fixes everything because guess what, the landlord probably has a home warranty, so anytime something goes wrong, you call them and they call the warranty company and pay a $75-$100 trip fee and send someone out. Meanwhile, their mortgage on the home is $1,000 but you are paying them $1,400 plus in rent when you could have your own home and just have a warranty in case something goes wrong and pay less per month!
🤔Imagine your HVAC system going out dead in the smack of summer, you call the warranty company, pay the service fee and they send someone out to fix it for you! You don’t have to come out of your pocket thousands of dollars and fix it yourself, you just pay the service fee and you’re back working!
👩🏽💼👨🏾💼Some Agents even negotiate a home warranty for 1 year in the contract when you purchase a home and have the seller pay for it (THIS IS NOT GUARANTEED)
🏡You can also purchase a home warranty if you already own a home.
🗓Typically after starting a home warranty, you can use it after 30 days
⬇️See picture below for a list of things that a home warranty can cover👇🏾