09/04/2026
Capital preservation comes first in senior-secured, first-position real estate lending—especially when you’re evaluating a 401(k) rollover IRA strategy or private credit allocation. This article breaks down due diligence for both self-directed IRA investors and qualified real estate borrowers, including collateral quality, liquidity realities, transparent reporting, eligibility and documentation, and the fees and risks that can materially affect outcomes. We also distinguish historical results from forward-looking targets and highlight why past performance doesn’t guarantee future results. If you’re building a compliant, disciplined underwriting framework for private credit, this is a must-read.
https://themidatlanticfund.com/401k-rollover-ira-private-credit-due-diligence/